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Lollands Bank ASOCSE:LOLB 69 PB Ratio is 0.98 as of Jul. 16, 2026, which is 26% above its 10-year median of 0.78. GuruFocus rates OCSE:LOLB with a GF Score™ of 69/100 and a GF Value™ of kr598.09 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Lollands Bank AS ranks better than 61.24% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-16), Lollands Bank AS's share price is kr884.00. Lollands Bank AS's Book Value per Share for the quarter that ended in Mar. 2026 was kr902.84. Hence, Lollands Bank AS's PB Ratio of today is 0.98.
Warning Sign:
Lollands Bank AS stock PB Ratio (=0.96) is close to 10-year high of 1.
The historical rank and industry rank for Lollands Bank AS's PB Ratio or its related term are showing as below:
OCSE:LOLB'
s PB Ratio Range Over the Past 10 Years
Min: 0.57 Med: 0.78 Max: 1
Current: 0.98
During the past 13 years, Lollands Bank AS's highest PB Ratio was 1.00. The lowest was 0.57. And the median was 0.78.
OCSE:LOLB's PB Ratio is ranked better than 61.24% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs OCSE:LOLB: 0.98
During the past 12 months, Lollands Bank AS's average Book Value Per Share Growth Rate was 5.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 10.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 10.10% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Lollands Bank AS was 990.00% per year. The lowest was -88.80% per year. And the median was 9.40% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Lollands Bank AS PB Ratio Related Terms
Lollands Bank AS PB Ratio Historical Data
* Premium members only.
The historical data trend for Lollands Bank AS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Lollands Bank AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lollands Bank AS PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Lollands Bank AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Lollands Bank AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Lollands Bank AS (OCSE:LOLB) has a PB Ratio of 0.98 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lollands Bank AS and its competitors. This is 26% above median its historical median of 0.78. Over the past decade, Lollands Bank AS's PB Ratio has ranged from 0.57 to 1.00. According to the industry distribution chart, Lollands Bank AS ranks #588 out of 1517 companies in the Banks industry, placing it in the top 38.8%.
Is Lollands Bank AS's PB Ratio too high?
Lollands Bank AS's current PB Ratio of 0.98 is 26% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.00. The Banks industry median PB Ratio is 1.11. Lollands Bank AS's value of 0.98 is 11.7% below this industry median. Based on the distribution chart, Lollands Bank AS ranks #588 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Lollands Bank AS has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lollands Bank AS's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Lollands Bank AS ranks #588 out of 1517 companies for PB Ratio. This puts Lollands Bank AS in the upper half of its industry. The industry median PB Ratio is 1.11. Lollands Bank AS's value of 0.98 is 11.7% below this benchmark. Historically, Lollands Bank AS's own PB Ratio has ranged from 0.57 to 1.00 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.11, Lollands Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lollands Bank AS's current PB Ratio of 0.98 is 11.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lollands Bank AS and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lollands Bank AS's current PB Ratio is 0.98, which is 26% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lollands Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Lollands Bank AS (OCSE:LOLB) is currently considered Significantly Overvalued. The stock's GF Value™ is kr598.09, compared to a current price of kr884.00 — trading 47.8% above its estimated fair value. The current PB Ratio is 0.98, which is 26% above median its 10-year median of 0.78 and 11.7% below the Banks industry median of 1.11. Lollands Bank AS's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lollands Bank AS (OCSE:LOLB), the current PB Ratio is 0.98 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lollands Bank AS (OCSE:LOLB) Overvalued in 2026?
Based on GuruFocus' analysis, Lollands Bank AS stock appears to be overvalued.
The current stock price of kr884.00 is trading 47.8% above its estimated GF Value™ of kr598.09.
GuruFocus considers Lollands Bank AS to be Significantly Overvalued.
Key valuation signals for OCSE:LOLB:
PB Ratio: 0.98 (26% above median its 10-year median of 0.78)
GF Value™: kr598.09 vs. price of kr884.00 (47.8% above fair value)
Industry Position: 11.7% below the Banks median (#588 of 1517)
No single metric tells the full story. See the OCSE:LOLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lollands Bank AS is a regional bank. It is engaged in the provision of banking products and financial services to both private individuals and corporate clients. It also provides mortgage and insurance services to its clients. It has branches in Maribo, Nakskov, Nr. Alslev, Nykobing F., Rodbyhavn and Vordingborg.
69GF Score
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