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Lollands Bank ASOCSE:LOLB +1.12%72 Debt-to-Equity is 0.07 as of Jun. 2026, which is 13% below its 10-year median of 0.08. GuruFocus rates OCSE:LOLB with a GF Score™ of 72/100 and a GF Value™ of kr1,239.91 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,417 Banks companies, Lollands Bank AS ranks better than 92.24% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Lollands Bank AS's Debt-to-Equity or its related term are showing as below:
OCSE:LOLB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.08 Max: 0.12
Current: 0.07
During the past 13 years, the highest Debt-to-Equity Ratio of Lollands Bank AS was 0.12. The lowest was 0.02. And the median was 0.08.
OCSE:LOLB's Debt-to-Equity is ranked better than 92.24% of 1417
companies
in the Banks industry
Industry Median: 0.58
vs OCSE:LOLB: 0.07
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Lollands Bank AS Debt-to-Equity Related Terms
Lollands Bank AS Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Lollands Bank AS's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lollands Bank AS Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Lollands Bank AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lollands Bank AS Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Lollands Bank AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Lollands Bank AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lollands Bank AS (OCSE:LOLB) has a Debt-to-Equity of 0.07 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lollands Bank AS and its competitors. This is 13% below median its historical median of 0.08. Over the past decade, Lollands Bank AS's Debt-to-Equity has ranged from 0.02 to 0.12. According to the industry distribution chart, Lollands Bank AS ranks #110 out of 1417 companies in the Banks industry, placing it in the top 7.8%.
Is Lollands Bank AS's Debt-to-Equity too high?
Lollands Bank AS's current Debt-to-Equity of 0.07 is 13% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.12. The Banks industry median Debt-to-Equity is 0.58. Lollands Bank AS's value of 0.07 is 87.9% below this industry median. Based on the distribution chart, Lollands Bank AS ranks #110 out of 1417 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Lollands Bank AS has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lollands Bank AS's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Lollands Bank AS ranks #110 out of 1417 companies for Debt-to-Equity. This places Lollands Bank AS in the top 8% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Lollands Bank AS's value of 0.07 is 87.9% below this benchmark. Historically, Lollands Bank AS's own Debt-to-Equity has ranged from 0.02 to 0.12 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.58, Lollands Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lollands Bank AS's current Debt-to-Equity of 0.07 is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lollands Bank AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lollands Bank AS's current Debt-to-Equity is 0.07, which is 13% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lollands Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Lollands Bank AS (OCSE:LOLB) is currently considered Modestly Undervalued. The stock's GF Value™ is kr1,239.91, compared to a current price of kr904.00 — trading 27.1% below its estimated fair value. The current Debt-to-Equity is 0.07, which is 13% below median its 10-year median of 0.08 and 87.9% below the Banks industry median of 0.58. Lollands Bank AS's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lollands Bank AS (OCSE:LOLB), the current Debt-to-Equity is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lollands Bank AS (OCSE:LOLB) Overvalued in 2026?
Based on GuruFocus' analysis, Lollands Bank AS stock appears to be undervalued.
The current stock price of kr904.00 is trading 27.1% below its estimated GF Value™ of kr1,239.91.
GuruFocus considers Lollands Bank AS to be Modestly Undervalued.
Key valuation signals for OCSE:LOLB:
Debt-to-Equity: 0.07 (13% below median its 10-year median of 0.08)
GF Value™: kr1,239.91 vs. price of kr904.00 (27.1% below fair value)
Industry Position: 87.9% below the Banks median (#110 of 1417)
No single metric tells the full story. See the OCSE:LOLB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lollands Bank AS is a regional bank. It is engaged in the provision of banking products and financial services to both private individuals and corporate clients. It also provides mortgage and insurance services to its clients. It has branches in Maribo, Nakskov, Nr. Alslev, Nykobing F., Rodbyhavn and Vordingborg.
72GF Score
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