Saudi Arabian Cooperative Insurance Co (SAU:8100) Cyclically Adjusted Book per Share: ﷼11.43 (As of Mar. 2026)

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SAU:8100 Saudi Arabian Cooperative Insurance Co SAU:8100
65 GF Score
Price ﷼10.70
GF Value ﷼16.18
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Saudi Arabian Cooperative Insurance Co Cyclically Adjusted Book per Share?

Saudi Arabian Cooperative Insurance Co SAU:8100 +0.85% 65 Cyclically Adjusted Book per Share is ﷼11.43 as of Mar. 2026. GuruFocus rates SAU:8100 with a GF Score™ of 65/100 and a GF Value™ of ﷼16.18 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Saudi Arabian Cooperative Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼14.277. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼11.43 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Saudi Arabian Cooperative Insurance Co's average Cyclically Adjusted Book Growth Rate was 5.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 10.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Saudi Arabian Cooperative Insurance Co was 11.40% per year. The lowest was 7.50% per year. And the median was 9.70% per year.

As of today (2026-07-27), Saudi Arabian Cooperative Insurance Co's current stock price is ﷼10.70. Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼11.43. Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is 0.94.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Saudi Arabian Cooperative Insurance Co was 3.54. The lowest was 0.76. And the median was 1.55.


Saudi Arabian Cooperative Insurance Co  (SAU:8100) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=10.70/11.43
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Saudi Arabian Cooperative Insurance Co was 3.54. The lowest was 0.76. And the median was 1.55.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted Book per Share Related Terms


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Arabian Cooperative Insurance Co Cyclically Adjusted Book per Share Chart

Saudi Arabian Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.97 8.98 9.45 10.51 11.15

Saudi Arabian Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.87 10.67 10.82 11.15 11.43

SAU:8100 vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8100
65GF Score
Saudi Arabian Cooperative Insurance Co SAU:8100
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Arabian Cooperative Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Saudi Arabian Cooperative Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=14.277/330.2130*330.2130
=14.277

Current CPI (Mar. 2026) = 330.2130.

Saudi Arabian Cooperative Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.583 241.018 0.799
201609 9.383 241.428 12.834
201612 1.283 241.432 1.755
201703 10.199 243.801 13.814
201706 10.536 244.955 14.203
201709 11.009 246.819 14.729
201712 11.360 246.524 15.216
201803 2.312 249.554 3.059
201806 0.580 251.989 0.760
201809 10.927 252.439 14.294
201812 10.685 251.233 14.044
201903 10.677 254.202 13.870
201906 10.759 256.143 13.870
201909 10.746 256.759 13.820
201912 10.354 256.974 13.305
202003 2.329 258.115 2.980
202006 11.119 257.797 14.242
202009 11.461 260.280 14.540
202012 11.884 260.474 15.066
202103 11.377 264.877 14.183
202106 10.806 271.696 13.133
202109 10.484 274.310 12.621
202112 9.734 278.802 11.529
202203 9.987 287.504 11.471
202206 8.970 296.311 9.996
202209 8.091 296.808 9.002
202212 7.848 296.797 8.732
202303 8.091 301.836 8.852
202306 9.060 305.109 9.805
202309 9.800 307.789 10.514
202312 10.453 306.746 11.253
202403 10.560 312.332 11.165
202406 11.288 314.175 11.864
202409 11.692 315.301 12.245
202412 12.728 315.605 13.317
202503 13.286 319.799 13.719
202506 13.733 322.561 14.059
202509 13.986 324.800 14.219
202512 13.841 324.054 14.104
202603 14.277 330.213 14.277

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼11.43 mean?
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a Cyclically Adjusted Book per Share of ﷼11.43 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors.
Is Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Book per Share too high?
Saudi Arabian Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼11.43. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Book per Share of ﷼11.43 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. Saudi Arabian Cooperative Insurance Co's current Cyclically Adjusted Book per Share is ﷼11.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.18, compared to a current price of ﷼10.70 — trading 33.9% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼11.43. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current Cyclically Adjusted Book per Share is ﷼11.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼10.70 is trading 33.9% below its estimated GF Value™ of ﷼16.18. GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8100:

  • Cyclically Adjusted Book per Share: ﷼11.43
  • GF Value™: ﷼16.18 vs. price of ﷼10.70 (33.9% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Arabian Cooperative Insurance Co Business Description

Address Platinum Center ALsitten, P.O. Box- 58073, Riyadh, SAU, 11594
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
65GF Score

Get the complete analysis for SAU:8100

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.70
Price
﷼16.18
GF Value