Saudi Arabian Cooperative Insurance Co (SAU:8100) Cyclically Adjusted PS Ratio: 0.41 (As of Aug. 14, 2026) — 29% Below Median

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SAU:8100 Saudi Arabian Cooperative Insurance Co SAU:8100
68 GF Score
Price ﷼10.82
GF Value ﷼16.20
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Saudi Arabian Cooperative Insurance Co Cyclically Adjusted PS Ratio?

Saudi Arabian Cooperative Insurance Co SAU:8100 +1.12% 68 Cyclically Adjusted PS Ratio is 0.41 as of Aug. 14, 2026, which is 29% below its 10-year median of 0.58. GuruFocus rates SAU:8100 with a GF Score™ of 68/100 and a GF Value™ of ﷼16.20 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 415 Insurance companies, Saudi Arabian Cooperative Insurance Co ranks better than 86.75% on this metric.

As of today (2026-08-14), Saudi Arabian Cooperative Insurance Co's current share price is ﷼10.82. Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ﷼26.44. Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is 0.41.

The historical rank and industry rank for Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:8100' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.33   Med: 0.58   Max: 1.03
Current: 0.4

During the past years, Saudi Arabian Cooperative Insurance Co's highest Cyclically Adjusted PS Ratio was 1.03. The lowest was 0.33. And the median was 0.58.

SAU:8100's Cyclically Adjusted PS Ratio is ranked better than
86.75% of 415 companies
in the Insurance industry
Industry Median: 1.22 vs SAU:8100: 0.40

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Saudi Arabian Cooperative Insurance Co's adjusted revenue per share data for the three months ended in Mar. 2026 was ﷼8.576. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼26.44 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Saudi Arabian Cooperative Insurance Co  (SAU:8100) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted PS Ratio Related Terms


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Arabian Cooperative Insurance Co Cyclically Adjusted PS Ratio Chart

Saudi Arabian Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 0.46 0.56 0.59 0.43

Saudi Arabian Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.60 0.61 0.55 0.43 0.32

SAU:8100 vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio falls into.


SAU:8100
68GF Score
Saudi Arabian Cooperative Insurance Co SAU:8100
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Arabian Cooperative Insurance Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=10.82/26.44
=0.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Saudi Arabian Cooperative Insurance Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.576/330.2130*330.2130
=8.576

Current CPI (Mar. 2026) = 330.2130.

Saudi Arabian Cooperative Insurance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.955 241.018 6.789
201609 4.704 241.428 6.434
201612 4.851 241.432 6.635
201703 4.940 243.801 6.691
201706 4.768 244.955 6.428
201709 5.207 246.819 6.966
201712 4.478 246.524 5.998
201803 5.076 249.554 6.717
201806 5.380 251.989 7.050
201809 5.395 252.439 7.057
201812 5.789 251.233 7.609
201903 5.816 254.202 7.555
201906 5.717 256.143 7.370
201909 5.499 256.759 7.072
201912 5.777 256.974 7.423
202003 4.676 258.115 5.982
202006 4.539 257.797 5.814
202009 5.067 260.280 6.428
202012 5.013 260.474 6.355
202103 5.173 264.877 6.449
202106 5.096 271.696 6.194
202109 4.927 274.310 5.931
202112 4.985 278.802 5.904
202203 2.998 287.504 3.443
202206 5.636 296.311 6.281
202209 5.337 296.808 5.938
202212 6.963 296.797 7.747
202303 6.816 301.836 7.457
202306 7.191 305.109 7.783
202309 6.218 307.789 6.671
202312 7.111 306.746 7.655
202403 5.863 312.332 6.199
202406 5.460 314.175 5.739
202409 6.111 315.301 6.400
202412 6.038 315.605 6.317
202503 5.806 319.799 5.995
202506 6.064 322.561 6.208
202509 6.592 324.800 6.702
202512 6.281 324.054 6.400
202603 8.576 330.213 8.576

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.41 mean?
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a Cyclically Adjusted PS Ratio of 0.41 as of Aug. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. This is 29% below median its historical median of 0.58. Over the past decade, Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio has ranged from 0.33 to 1.03. According to the industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #55 out of 415 companies in the Insurance industry, placing it in the top 13.3%.
Is Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio too high?
Saudi Arabian Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.41 is 29% below median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.03. The Insurance industry median Cyclically Adjusted PS Ratio is 1.22. Saudi Arabian Cooperative Insurance Co's value of 0.41 is 66.4% below this industry median. Based on the distribution chart, Saudi Arabian Cooperative Insurance Co ranks #55 out of 415 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #55 out of 415 companies for Cyclically Adjusted PS Ratio. This places Saudi Arabian Cooperative Insurance Co in the top 13% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.22. Saudi Arabian Cooperative Insurance Co's value of 0.41 is 66.4% below this benchmark. Historically, Saudi Arabian Cooperative Insurance Co's own Cyclically Adjusted PS Ratio has ranged from 0.33 to 1.03 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.22, Saudi Arabian Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.22, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Arabian Cooperative Insurance Co's current Cyclically Adjusted PS Ratio of 0.41 is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Arabian Cooperative Insurance Co's current Cyclically Adjusted PS Ratio is 0.41, which is 29% below median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.20, compared to a current price of ﷼10.82 — trading 33.2% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.41, which is 29% below median its 10-year median of 0.58 and 66.4% below the Insurance industry median of 1.22. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current Cyclically Adjusted PS Ratio is 0.41 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼10.82 is trading 33.2% below its estimated GF Value™ of ﷼16.20. GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8100:

  • Cyclically Adjusted PS Ratio: 0.41 (29% below median its 10-year median of 0.58)
  • GF Value™: ﷼16.20 vs. price of ﷼10.82 (33.2% below fair value)
  • GF Score™: 68/100 with 2 warning signs
  • Industry Position: 66.4% below the Insurance median (#55 of 415)

No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Arabian Cooperative Insurance Co Business Description

Address Platinum Center ALsitten, P.O. Box- 58073, Riyadh, SAU, 11594
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
68GF Score

Get the complete analysis for SAU:8100

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.82
Price
﷼16.20
GF Value