Saudi Arabian Cooperative Insurance Co (SAU:8100) E10: ﷼0.69 (As of Mar. 2026)

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SAU:8100 Saudi Arabian Cooperative Insurance Co SAU:8100
65 GF Score
Price ﷼10.70
GF Value ﷼16.18
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Saudi Arabian Cooperative Insurance Co E10?

Saudi Arabian Cooperative Insurance Co SAU:8100 +0.85% 65 E10 is ﷼0.69 as of Mar. 2026. GuruFocus rates SAU:8100 with a GF Score™ of 65/100 and a GF Value™ of ﷼16.18 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Saudi Arabian Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼0.440. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼0.69 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Saudi Arabian Cooperative Insurance Co's average E10 Growth Rate was -8.00% per year. During the past 3 years, the average E10 Growth Rate was 31.70% per year. During the past 5 years, the average E10 Growth Rate was -96.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Saudi Arabian Cooperative Insurance Co was 31.70% per year. The lowest was -99.20% per year. And the median was -99.10% per year.

As of today (2026-07-27), Saudi Arabian Cooperative Insurance Co's current stock price is ﷼10.70. Saudi Arabian Cooperative Insurance Co's E10 for the quarter that ended in Mar. 2026 was ﷼0.69. Saudi Arabian Cooperative Insurance Co's Shiller PE Ratio of today is 15.51.

During the past 13 years, the highest Shiller PE Ratio of Saudi Arabian Cooperative Insurance Co was 46.90. The lowest was 12.57. And the median was 22.64.


Saudi Arabian Cooperative Insurance Co  (SAU:8100) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Saudi Arabian Cooperative Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=10.70/0.69
=15.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Saudi Arabian Cooperative Insurance Co was 46.90. The lowest was 12.57. And the median was 22.64.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Saudi Arabian Cooperative Insurance Co E10 Related Terms


Saudi Arabian Cooperative Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Saudi Arabian Cooperative Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Arabian Cooperative Insurance Co E10 Chart

Saudi Arabian Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,104,623.97 0.28 0.68 0.72 0.64

Saudi Arabian Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.75 0.73 0.64 0.69

SAU:8100 vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Arabian Cooperative Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Arabian Cooperative Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Saudi Arabian Cooperative Insurance Co's Shiller PE Ratio falls into.


SAU:8100
65GF Score
Saudi Arabian Cooperative Insurance Co SAU:8100
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Arabian Cooperative Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Saudi Arabian Cooperative Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.44/330.2130*330.2130
=0.440

Current CPI (Mar. 2026) = 330.2130.

Saudi Arabian Cooperative Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.717 241.018 0.982
201609 0.575 241.428 0.786
201612 0.583 241.432 0.797
201703 0.317 243.801 0.429
201706 0.380 244.955 0.512
201709 0.550 246.819 0.736
201712 0.490 246.524 0.656
201803 0.001 249.554 0.001
201806 -0.066 251.989 -0.086
201809 -0.320 252.439 -0.419
201812 0.036 251.233 0.047
201903 0.200 254.202 0.260
201906 0.083 256.143 0.107
201909 -0.013 256.759 -0.017
201912 -0.438 256.974 -0.563
202003 -0.410 258.115 -0.525
202006 1.170 257.797 1.499
202009 0.340 260.280 0.431
202012 0.470 260.474 0.596
202103 -0.510 264.877 -0.636
202106 -0.570 271.696 -0.693
202109 -0.320 274.310 -0.385
202112 -0.690 278.802 -0.817
202203 0.070 287.504 0.080
202206 -1.540 296.311 -1.716
202209 -0.330 296.808 -0.367
202212 -0.250 296.797 -0.278
202303 0.270 301.836 0.295
202306 0.970 305.109 1.050
202309 0.740 307.789 0.794
202312 0.390 306.746 0.420
202403 0.110 312.332 0.116
202406 0.730 314.175 0.767
202409 0.400 315.301 0.419
202412 0.400 315.605 0.419
202503 0.470 319.799 0.485
202506 0.450 322.561 0.461
202509 0.250 324.800 0.254
202512 -0.440 324.054 -0.448
202603 0.440 330.213 0.440

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼0.69 mean?
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a E10 of ﷼0.69 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors.
Is Saudi Arabian Cooperative Insurance Co's E10 too high?
Saudi Arabian Cooperative Insurance Co's current E10 is ﷼0.69. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's E10 compare to BRK.A and AIG?
Saudi Arabian Cooperative Insurance Co's E10 of ﷼0.69 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. Saudi Arabian Cooperative Insurance Co's current E10 is ﷼0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.18, compared to a current price of ﷼10.70 — trading 33.9% below its estimated fair value. The current E10 is ﷼0.69. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current E10 is ﷼0.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼10.70 is trading 33.9% below its estimated GF Value™ of ﷼16.18. GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8100:

  • E10: ﷼0.69
  • GF Value™: ﷼16.18 vs. price of ﷼10.70 (33.9% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Arabian Cooperative Insurance Co Business Description

Address Platinum Center ALsitten, P.O. Box- 58073, Riyadh, SAU, 11594
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
65GF Score

Get the complete analysis for SAU:8100

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.70
Price
﷼16.18
GF Value