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SAU:8100'
s Net Margin % Range Over the Past 10 Years
Min: -10.35 Med: 5 Max: 9.95
Current: 2.55
SAU:8100's Net Margin % is ranked worse than 80.32% of 503
companies
in the Insurance industry
Industry Median: 9.22
vs SAU:8100: 2.55
Saudi Arabian Cooperative Insurance Co (SAU:8100) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Saudi Arabian Cooperative Insurance Co Net Margin % Related Terms
Saudi Arabian Cooperative Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saudi Arabian Cooperative Insurance Co Net Margin % Chart
Saudi Arabian Cooperative Insurance Co Annual Data
SAU:8100 vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi Arabian Cooperative Insurance Co Net Margin % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a Net Margin % of 5.09% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. This is near median its historical median of 5.00. According to the industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #404 out of 503 companies in the Insurance industry, placing it in the top 80.3%.
Is Saudi Arabian Cooperative Insurance Co's Net Margin % too high?
Saudi Arabian Cooperative Insurance Co's current Net Margin % of 5.09% is near median its 10-year median of 5.00. The Insurance industry median Net Margin % is 9.22. Saudi Arabian Cooperative Insurance Co's value of 5.09% is 44.8% below this industry median. Based on the distribution chart, Saudi Arabian Cooperative Insurance Co ranks #404 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #404 out of 503 companies for Net Margin %. This places Saudi Arabian Cooperative Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.22. Saudi Arabian Cooperative Insurance Co's value of 5.09% is 44.8% below this benchmark. While the company's 10-year median is 5.00 vs. the industry median of 9.22, Saudi Arabian Cooperative Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.22, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saudi Arabian Cooperative Insurance Co's current Net Margin % of 5.09% is 44.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Arabian Cooperative Insurance Co's current Net Margin % is 5.09%, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.18, compared to a current price of ﷼10.70 — trading 33.9% below its estimated fair value. The current Net Margin % is 5.09%, which is near median its 10-year median of 5.00 and 44.8% below the Insurance industry median of 9.22. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current Net Margin % is 5.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ﷼10.70 is trading 33.9% below its estimated GF Value™ of ﷼16.18.
GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.
Key valuation signals for SAU:8100:
Net Margin %: 5.09% (near median its 10-year median of 5.00)
GF Value™: ﷼16.18 vs. price of ﷼10.70 (33.9% below fair value)
Industry Position: 44.8% below the Insurance median (#404 of 503)
No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saudi Arabian Cooperative Insurance Co Business Description
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
65GF Score
Get the complete analysis for SAU:8100
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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