Saudi Arabian Cooperative Insurance Co (SAU:8100) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)

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SAU:8100 Saudi Arabian Cooperative Insurance Co SAU:8100
68 GF Score
Price ﷼10.58
GF Value ﷼16.21
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Saudi Arabian Cooperative Insurance Co Effective Interest Rate on Debt %?

Saudi Arabian Cooperative Insurance Co SAU:8100 -0.66% 68 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates SAU:8100 with a GF Score™ of 68/100 and a GF Value™ of ﷼16.21 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Saudi Arabian Cooperative Insurance Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ﷼0.0 Mil. Saudi Arabian Cooperative Insurance Co's average total debt for the quarter that ended in Mar. 2026 was ﷼0.0 Mil. Therefore, Saudi Arabian Cooperative Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was N/A%.


Saudi Arabian Cooperative Insurance Co  (SAU:8100) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Saudi Arabian Cooperative Insurance Co Effective Interest Rate on Debt % Related Terms


Saudi Arabian Cooperative Insurance Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Saudi Arabian Cooperative Insurance Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Arabian Cooperative Insurance Co Effective Interest Rate on Debt % Chart

Saudi Arabian Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
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Saudi Arabian Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SAU:8100 vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Arabian Cooperative Insurance Co Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Arabian Cooperative Insurance Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Saudi Arabian Cooperative Insurance Co's Effective Interest Rate on Debt % falls into.


SAU:8100
68GF Score
Saudi Arabian Cooperative Insurance Co SAU:8100
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Arabian Cooperative Insurance Co Effective Interest Rate on Debt % Calculation

Saudi Arabian Cooperative Insurance Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

Saudi Arabian Cooperative Insurance Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (0+0)/ 1 )
=-1  *  0/0
=N/A %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors.
Is Saudi Arabian Cooperative Insurance Co's Effective Interest Rate on Debt % too high?
Saudi Arabian Cooperative Insurance Co's current Effective Interest Rate on Debt % is 0.00%. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Saudi Arabian Cooperative Insurance Co's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. Saudi Arabian Cooperative Insurance Co's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.21, compared to a current price of ﷼10.58 — trading 34.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼10.58 is trading 34.7% below its estimated GF Value™ of ﷼16.21. GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8100:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ﷼16.21 vs. price of ﷼10.58 (34.7% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Arabian Cooperative Insurance Co Business Description

Address Platinum Center ALsitten, P.O. Box- 58073, Riyadh, SAU, 11594
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
68GF Score

Get the complete analysis for SAU:8100

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.58
Price
﷼16.21
GF Value