Saudi Arabian Cooperative Insurance Co (SAU:8100) Cyclically Adjusted FCF per Share: ﷼0.90 (As of Mar. 2026)

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SAU:8100 Saudi Arabian Cooperative Insurance Co SAU:8100
68 GF Score
Price ﷼10.50
GF Value ﷼16.19
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Saudi Arabian Cooperative Insurance Co Cyclically Adjusted FCF per Share?

Saudi Arabian Cooperative Insurance Co SAU:8100 +4.37% 68 Cyclically Adjusted FCF per Share is ﷼0.90 as of Mar. 2026. GuruFocus rates SAU:8100 with a GF Score™ of 68/100 and a GF Value™ of ﷼16.19 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Saudi Arabian Cooperative Insurance Co's adjusted free cash flow per share for the three months ended in Mar. 2026 was ﷼5.170. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ﷼0.90 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Saudi Arabian Cooperative Insurance Co's average Cyclically Adjusted FCF Growth Rate was 26.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -22.70% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -17.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Saudi Arabian Cooperative Insurance Co was -12.70% per year. The lowest was -22.70% per year. And the median was -18.40% per year.

As of today (2026-08-04), Saudi Arabian Cooperative Insurance Co's current stock price is ﷼10.50. Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ﷼0.90. Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF of today is 11.67.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Saudi Arabian Cooperative Insurance Co was 77.00. The lowest was 8.92. And the median was 14.71.


Saudi Arabian Cooperative Insurance Co  (SAU:8100) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=10.50/0.90
=11.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Saudi Arabian Cooperative Insurance Co was 77.00. The lowest was 8.92. And the median was 14.71.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted FCF per Share Related Terms


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saudi Arabian Cooperative Insurance Co Cyclically Adjusted FCF per Share Chart

Saudi Arabian Cooperative Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.37 1.30 0.88 0.91 0.60

Saudi Arabian Cooperative Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.20 0.27 0.60 0.90

SAU:8100 vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saudi Arabian Cooperative Insurance Co Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted Price-to-FCF falls into.


SAU:8100
68GF Score
Saudi Arabian Cooperative Insurance Co SAU:8100
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saudi Arabian Cooperative Insurance Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Saudi Arabian Cooperative Insurance Co's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.17/330.2130*330.2130
=5.170

Current CPI (Mar. 2026) = 330.2130.

Saudi Arabian Cooperative Insurance Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.923 241.018 -1.265
201609 -0.110 241.428 -0.150
201612 0.398 241.432 0.544
201703 -0.325 243.801 -0.440
201706 1.031 244.955 1.390
201709 -0.257 246.819 -0.344
201712 0.263 246.524 0.352
201803 -0.024 249.554 -0.032
201806 0.886 251.989 1.161
201809 1.390 252.439 1.818
201812 2.026 251.233 2.663
201903 0.205 254.202 0.266
201906 0.071 256.143 0.092
201909 -1.405 256.759 -1.807
201912 -2.559 256.974 -3.288
202003 -0.191 258.115 -0.244
202006 0.443 257.797 0.567
202009 -1.926 260.280 -2.443
202012 0.998 260.474 1.265
202103 0.271 264.877 0.338
202106 -0.262 271.696 -0.318
202109 -1.677 274.310 -2.019
202112 0.171 278.802 0.203
202203 2.315 287.504 2.659
202206 -1.146 296.311 -1.277
202209 -1.914 296.808 -2.129
202212 0.520 296.797 0.579
202303 1.285 301.836 1.406
202306 -2.644 305.109 -2.862
202309 -0.057 307.789 -0.061
202312 0.997 306.746 1.073
202403 0.561 312.332 0.593
202406 2.477 314.175 2.603
202409 0.473 315.301 0.495
202412 2.205 315.605 2.307
202503 3.796 319.799 3.920
202506 -5.835 322.561 -5.973
202509 -0.473 324.800 -0.481
202512 2.611 324.054 2.661
202603 5.170 330.213 5.170

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ﷼0.90 mean?
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a Cyclically Adjusted FCF per Share of ﷼0.90 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors.
Is Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted FCF per Share too high?
Saudi Arabian Cooperative Insurance Co's current Cyclically Adjusted FCF per Share is ﷼0.90. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Saudi Arabian Cooperative Insurance Co's Cyclically Adjusted FCF per Share of ﷼0.90 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. Saudi Arabian Cooperative Insurance Co's current Cyclically Adjusted FCF per Share is ﷼0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.19, compared to a current price of ﷼10.50 — trading 35.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ﷼0.90. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current Cyclically Adjusted FCF per Share is ﷼0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?

Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued. The current stock price of ﷼10.50 is trading 35.1% below its estimated GF Value™ of ﷼16.19. GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8100:

  • Cyclically Adjusted FCF per Share: ﷼0.90
  • GF Value™: ﷼16.19 vs. price of ﷼10.50 (35.1% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saudi Arabian Cooperative Insurance Co Business Description

Address Platinum Center ALsitten, P.O. Box- 58073, Riyadh, SAU, 11594
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
68GF Score

Get the complete analysis for SAU:8100

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼10.50
Price
﷼16.19
GF Value