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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Saudi Arabian Cooperative Insurance Co's
EBIT
for the
three
months ended in Mar. 2026 was ï·¼0.0 Mil. Saudi Arabian Cooperative Insurance Co's Interest Expense for the
three
months ended in Mar. 2026 was ï·¼0.0 Mil.
Saudi Arabian Cooperative Insurance Co has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Saudi Arabian Cooperative Insurance Co has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Saudi Arabian Cooperative Insurance Co (SAU:8100) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Saudi Arabian Cooperative Insurance Co Interest Coverage Related Terms
Saudi Arabian Cooperative Insurance Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Saudi Arabian Cooperative Insurance Co Interest Coverage Chart
Saudi Arabian Cooperative Insurance Co Annual Data
SAU:8100 vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Saudi Arabian Cooperative Insurance Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Saudi Arabian Cooperative Insurance Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Saudi Arabian Cooperative Insurance Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Saudi Arabian Cooperative Insurance Co's Interest Coverage falls into.
Saudi Arabian Cooperative Insurance Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Saudi Arabian Cooperative Insurance Co had no debt (1).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Saudi Arabian Cooperative Insurance Co (SAU:8100) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. This is 100% below median its historical median of 10,000.00. Over the past decade, Saudi Arabian Cooperative Insurance Co's Interest Coverage has ranged from 10,000.00 to 10,000.00. According to the industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #3 out of 352 companies in the Insurance industry, placing it in the top 0.90000000000001%.
Is Saudi Arabian Cooperative Insurance Co's Interest Coverage too high?
Saudi Arabian Cooperative Insurance Co's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 10,000.00 to a high of 10,000.00. Based on the distribution chart, Saudi Arabian Cooperative Insurance Co ranks #3 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Saudi Arabian Cooperative Insurance Co has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Saudi Arabian Cooperative Insurance Co's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Saudi Arabian Cooperative Insurance Co ranks #3 out of 352 companies for Interest Coverage. This places Saudi Arabian Cooperative Insurance Co in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.15. Historically, Saudi Arabian Cooperative Insurance Co's own Interest Coverage has ranged from 10,000.00 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Saudi Arabian Cooperative Insurance Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saudi Arabian Cooperative Insurance Co's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saudi Arabian Cooperative Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co (SAU:8100) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼16.18, compared to a current price of ﷼10.78 — trading 33.4% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 10,000.00. Saudi Arabian Cooperative Insurance Co's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Saudi Arabian Cooperative Insurance Co (SAU:8100), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Saudi Arabian Cooperative Insurance Co (SAU:8100) Overvalued in 2026?
Based on GuruFocus' analysis, Saudi Arabian Cooperative Insurance Co stock appears to be undervalued.
The current stock price of ï·¼10.78 is trading 33.4% below its estimated GF Value™ of ï·¼16.18.
GuruFocus considers Saudi Arabian Cooperative Insurance Co to be Significantly Undervalued.
Key valuation signals for SAU:8100:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 10,000.00)
GF Value™: ï·¼16.18 vs. price of ï·¼10.78 (33.4% below fair value)
No single metric tells the full story. See the SAU:8100 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Saudi Arabian Cooperative Insurance Co Business Description
Saudi Arabian Cooperative Insurance Co provides all classes of general and medical insurance. Its product portfolio includes motor insurance, Visitor visa extension, group life, medical insurance, property insurance, marine insurance, and liability insurance, among others. Its segments include Medical insurance, which covers medical costs, medicines, and all other medical services and supplies; Motor insurance, which provides coverage against losses and liability related to motor vehicles, excluding transport insurance.; Property & Casualty, which provides coverage against Fire, Engineering, Marine, Protection & Savings, and Other insurance classes. It derives the majority of the revenue from the motor insurance segment.
65GF Score
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