Arabia Insurance Cooperative Co (SAU:8160) Cyclically Adjusted Book per Share: ﷼10.38 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8160 Arabia Insurance Cooperative Co SAU:8160
67 GF Score
Price ﷼8.38
GF Value ﷼14.35
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Arabia Insurance Cooperative Co Cyclically Adjusted Book per Share?

Arabia Insurance Cooperative Co SAU:8160 +0.12% 67 Cyclically Adjusted Book per Share is ﷼10.38 as of Mar. 2026. GuruFocus rates SAU:8160 with a GF Score™ of 67/100 and a GF Value™ of ﷼14.35 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Arabia Insurance Cooperative Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼10.499. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼10.38 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Arabia Insurance Cooperative Co's average Cyclically Adjusted Book Growth Rate was 8.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Arabia Insurance Cooperative Co was 10.10% per year. The lowest was 8.60% per year. And the median was 9.35% per year.

As of today (2026-07-24), Arabia Insurance Cooperative Co's current stock price is ﷼8.38. Arabia Insurance Cooperative Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼10.38. Arabia Insurance Cooperative Co's Cyclically Adjusted PB Ratio of today is 0.81.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arabia Insurance Cooperative Co was 5.52. The lowest was 0.79. And the median was 1.55.


Arabia Insurance Cooperative Co  (SAU:8160) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Arabia Insurance Cooperative Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=8.38/10.38
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arabia Insurance Cooperative Co was 5.52. The lowest was 0.79. And the median was 1.55.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Arabia Insurance Cooperative Co Cyclically Adjusted Book per Share Related Terms


Arabia Insurance Cooperative Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Arabia Insurance Cooperative Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Insurance Cooperative Co Cyclically Adjusted Book per Share Chart

Arabia Insurance Cooperative Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.20 7.57 8.17 9.23 10.11

Arabia Insurance Cooperative Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.57 9.74 10.05 10.11 10.38

SAU:8160 vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Arabia Insurance Cooperative Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabia Insurance Cooperative Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabia Insurance Cooperative Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Arabia Insurance Cooperative Co's Cyclically Adjusted PB Ratio falls into.


SAU:8160
67GF Score
Arabia Insurance Cooperative Co SAU:8160
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabia Insurance Cooperative Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arabia Insurance Cooperative Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=10.499/330.2130*330.2130
=10.499

Current CPI (Mar. 2026) = 330.2130.

Arabia Insurance Cooperative Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 5.485 241.018 7.515
201609 8.129 241.428 11.118
201612 8.344 241.432 11.412
201703 8.487 243.801 11.495
201706 8.559 244.955 11.538
201709 8.672 246.819 11.602
201712 8.565 246.524 11.473
201803 8.768 249.554 11.602
201806 8.755 251.989 11.473
201809 8.643 252.439 11.306
201812 8.712 251.233 11.451
201903 8.450 254.202 10.977
201906 8.118 256.143 10.466
201909 7.596 256.759 9.769
201912 7.375 256.974 9.477
202003 7.295 258.115 9.333
202006 7.427 257.797 9.513
202009 7.565 260.280 9.598
202012 7.575 260.474 9.603
202103 7.594 264.877 9.467
202106 7.567 271.696 9.197
202109 7.607 274.310 9.157
202112 8.035 278.802 9.517
202203 7.274 287.504 8.355
202206 7.358 296.311 8.200
202209 7.459 296.808 8.298
202212 4.581 296.797 5.097
202303 9.443 301.836 10.331
202306 9.864 305.109 10.676
202309 10.303 307.789 11.054
202312 10.564 306.746 11.372
202403 10.739 312.332 11.354
202406 10.988 314.175 11.549
202409 11.258 315.301 11.790
202412 11.414 315.605 11.942
202503 11.548 319.799 11.924
202506 11.645 322.561 11.921
202509 11.653 324.800 11.847
202512 10.773 324.054 10.978
202603 10.499 330.213 10.499

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼10.38 mean?
Arabia Insurance Cooperative Co (SAU:8160) has a Cyclically Adjusted Book per Share of ﷼10.38 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arabia Insurance Cooperative Co and its competitors.
Is Arabia Insurance Cooperative Co's Cyclically Adjusted Book per Share too high?
Arabia Insurance Cooperative Co's current Cyclically Adjusted Book per Share is ﷼10.38. Overall, Arabia Insurance Cooperative Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Insurance Cooperative Co's Cyclically Adjusted Book per Share compare to CB and PGR?
Arabia Insurance Cooperative Co's Cyclically Adjusted Book per Share of ﷼10.38 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arabia Insurance Cooperative Co and its competitors. Arabia Insurance Cooperative Co's current Cyclically Adjusted Book per Share is ﷼10.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Insurance Cooperative Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co (SAU:8160) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼14.35, compared to a current price of ﷼8.38 — trading 41.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼10.38. Arabia Insurance Cooperative Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Arabia Insurance Cooperative Co (SAU:8160), the current Cyclically Adjusted Book per Share is ﷼10.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabia Insurance Cooperative Co (SAU:8160) Overvalued in 2026?

Based on GuruFocus' analysis, Arabia Insurance Cooperative Co stock appears to be undervalued. The current stock price of ﷼8.38 is trading 41.6% below its estimated GF Value™ of ﷼14.35. GuruFocus considers Arabia Insurance Cooperative Co to be Significantly Undervalued.

Key valuation signals for SAU:8160:

  • Cyclically Adjusted Book per Share: ﷼10.38
  • GF Value™: ﷼14.35 vs. price of ﷼8.38 (41.6% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the SAU:8160 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabia Insurance Cooperative Co Business Description

Address King Abdulaziz Road, Alworood Area, Bin Tami Center, P. O. Box 286555, Riyadh, SAU, 11323
Arabia Insurance Cooperative Co objective is to transact cooperative insurance business and carry out related activities in the Kingdom of Saudi Arabia. Its principal activities include all classes of general insurance, medical insurance, and savings and protection. Its products include property insurance, engineering insurance, accident and liability insurance, marine insurance, life insurance, medical insurance, and vehicle insurance.
67GF Score

Get the complete analysis for SAU:8160

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.38
Price
﷼14.35
GF Value