Arabia Insurance Cooperative Co (SAU:8160) ROIC %: 0.00% (As of Mar. 2026)

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SAU:8160 Arabia Insurance Cooperative Co SAU:8160
67 GF Score
Price ﷼8.38
GF Value ﷼14.35
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Arabia Insurance Cooperative Co ROIC %?

Arabia Insurance Cooperative Co SAU:8160 +0.12% 67 ROIC % is 0.00% as of Mar. 2026. GuruFocus rates SAU:8160 with a GF Score™ of 67/100 and a GF Value™ of ﷼14.35 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Arabia Insurance Cooperative Co's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 0.00%.

As of today (2026-07-24), Arabia Insurance Cooperative Co's WACC % is 9.51%. Arabia Insurance Cooperative Co's ROIC % is 0.00% (calculated using TTM income statement data). Arabia Insurance Cooperative Co earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Arabia Insurance Cooperative Co  (SAU:8160) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Arabia Insurance Cooperative Co's WACC % is 9.51%. Arabia Insurance Cooperative Co's ROIC % is 0.00% (calculated using TTM income statement data). Arabia Insurance Cooperative Co earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Arabia Insurance Cooperative Co ROIC % Related Terms


Arabia Insurance Cooperative Co ROIC % Historical Data

* Premium members only.

The historical data trend for Arabia Insurance Cooperative Co's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Insurance Cooperative Co ROIC % Chart

Arabia Insurance Cooperative Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.99 0.00 0.00 0.00

Arabia Insurance Cooperative Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SAU:8160 vs CB, PGR, TRV: ROIC % Comparison

For the Insurance - Property & Casualty subindustry, Arabia Insurance Cooperative Co's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabia Insurance Cooperative Co ROIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabia Insurance Cooperative Co's ROIC % distribution charts can be found below:

* The bar in red indicates where Arabia Insurance Cooperative Co's ROIC % falls into.


SAU:8160
67GF Score
Arabia Insurance Cooperative Co SAU:8160
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabia Insurance Cooperative Co ROIC % Calculation

Arabia Insurance Cooperative Co's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=0 * ( 1 - 0% )/( (1641.73105 + 1168.606)/ 2 )
=0/1405.168525
=0.00 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1726.034 - 45.409 - ( 67.784 - 5% * 577.801 )
=1641.73105

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1254.534 - 34.024 - ( 84.918 - 5% * 660.28 )
=1168.606

Arabia Insurance Cooperative Co's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=0 * ( 1 - 0% )/( (1145.1858 + 1174.99005)/ 2 )
=0/1160.087925
=0.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1254.534 - 34.024 - ( 84.918 - 5% * 191.876 )
=1145.1858

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=1235.621 - 0 - ( 71.797 - 5% * 223.321 )
=1174.99005

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 0.00% mean?
Arabia Insurance Cooperative Co (SAU:8160) has a ROIC % of 0.00% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Arabia Insurance Cooperative Co and its competitors.
Is Arabia Insurance Cooperative Co's ROIC % too high?
Arabia Insurance Cooperative Co's current ROIC % is 0.00%. Overall, Arabia Insurance Cooperative Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Insurance Cooperative Co's ROIC % compare to CB and PGR?
Arabia Insurance Cooperative Co's ROIC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.36, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Arabia Insurance Cooperative Co and its competitors. For the Insurance industry, the median ROIC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabia Insurance Cooperative Co's current ROIC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Insurance Cooperative Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co (SAU:8160) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼14.35, compared to a current price of ﷼8.38 — trading 41.6% below its estimated fair value. The current ROIC % is 0.00%. Arabia Insurance Cooperative Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Arabia Insurance Cooperative Co (SAU:8160), the current ROIC % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabia Insurance Cooperative Co (SAU:8160) Overvalued in 2026?

Based on GuruFocus' analysis, Arabia Insurance Cooperative Co stock appears to be undervalued. The current stock price of ﷼8.38 is trading 41.6% below its estimated GF Value™ of ﷼14.35. GuruFocus considers Arabia Insurance Cooperative Co to be Significantly Undervalued.

Key valuation signals for SAU:8160:

  • ROIC %: 0.00%
  • GF Value™: ﷼14.35 vs. price of ﷼8.38 (41.6% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the SAU:8160 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabia Insurance Cooperative Co Business Description

Address King Abdulaziz Road, Alworood Area, Bin Tami Center, P. O. Box 286555, Riyadh, SAU, 11323
Arabia Insurance Cooperative Co objective is to transact cooperative insurance business and carry out related activities in the Kingdom of Saudi Arabia. Its principal activities include all classes of general insurance, medical insurance, and savings and protection. Its products include property insurance, engineering insurance, accident and liability insurance, marine insurance, life insurance, medical insurance, and vehicle insurance.
67GF Score

Get the complete analysis for SAU:8160

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.38
Price
﷼14.35
GF Value