Arabia Insurance Cooperative Co (SAU:8160) Net Margin %: -6.63% (As of Mar. 2026)

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SAU:8160 Arabia Insurance Cooperative Co SAU:8160
67 GF Score
Price ﷼8.38
GF Value ﷼14.35
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Arabia Insurance Cooperative Co Net Margin %?

Arabia Insurance Cooperative Co SAU:8160 +0.12% 67 Net Margin % is -6.63% as of Mar. 2026. GuruFocus rates SAU:8160 with a GF Score™ of 67/100 and a GF Value™ of ﷼14.35 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 500 Insurance companies, Arabia Insurance Cooperative Co ranks worse than 94.6% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Arabia Insurance Cooperative Co's Net Income for the three months ended in Mar. 2026 was ﷼-14.8 Mil. Arabia Insurance Cooperative Co's Revenue for the three months ended in Mar. 2026 was ﷼223.3 Mil. Therefore, Arabia Insurance Cooperative Co's net margin for the quarter that ended in Mar. 2026 was -6.63%.

The historical rank and industry rank for Arabia Insurance Cooperative Co's Net Margin % or its related term are showing as below:

SAU:8160' s Net Margin % Range Over the Past 10 Years
Min: -17.18   Med: 2.08   Max: 9.07
Current: -8.61


SAU:8160's Net Margin % is ranked worse than
94.6% of 500 companies
in the Insurance industry
Industry Median: 9.145 vs SAU:8160: -8.61

Arabia Insurance Cooperative Co  (SAU:8160) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Arabia Insurance Cooperative Co Net Margin % Related Terms


Arabia Insurance Cooperative Co Net Margin % Historical Data

* Premium members only.

The historical data trend for Arabia Insurance Cooperative Co's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Insurance Cooperative Co Net Margin % Chart

Arabia Insurance Cooperative Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.79 1.59 9.07 5.22 -6.84

Arabia Insurance Cooperative Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.28 3.21 0.57 -29.05 -6.63

SAU:8160 vs CB, PGR, TRV: Net Margin % Comparison

For the Insurance - Property & Casualty subindustry, Arabia Insurance Cooperative Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabia Insurance Cooperative Co Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabia Insurance Cooperative Co's Net Margin % distribution charts can be found below:

* The bar in red indicates where Arabia Insurance Cooperative Co's Net Margin % falls into.


SAU:8160
67GF Score
Arabia Insurance Cooperative Co SAU:8160
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabia Insurance Cooperative Co Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Arabia Insurance Cooperative Co's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-45.181/660.28
=-6.84 %

Arabia Insurance Cooperative Co's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-14.804/223.321
=-6.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of -6.63% mean?
Arabia Insurance Cooperative Co (SAU:8160) has a Net Margin % of -6.63% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Arabia Insurance Cooperative Co and its competitors. According to the industry distribution chart, Arabia Insurance Cooperative Co ranks #473 out of 500 companies in the Insurance industry, placing it in the top 94.6%.
Is Arabia Insurance Cooperative Co's Net Margin % too high?
Arabia Insurance Cooperative Co's current Net Margin % is -6.63%. Based on the distribution chart, Arabia Insurance Cooperative Co ranks #473 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Arabia Insurance Cooperative Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Insurance Cooperative Co's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Arabia Insurance Cooperative Co ranks #473 out of 500 companies for Net Margin %. This places Arabia Insurance Cooperative Co in the lower half of its industry. The industry median Net Margin % is 9.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.15, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Arabia Insurance Cooperative Co and its competitors. For the Insurance industry, the median Net Margin % is 9.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabia Insurance Cooperative Co's current Net Margin % is -6.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Insurance Cooperative Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co (SAU:8160) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼14.35, compared to a current price of ﷼8.38 — trading 41.6% below its estimated fair value. The current Net Margin % is -6.63%. Arabia Insurance Cooperative Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Arabia Insurance Cooperative Co (SAU:8160), the current Net Margin % is -6.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabia Insurance Cooperative Co (SAU:8160) Overvalued in 2026?

Based on GuruFocus' analysis, Arabia Insurance Cooperative Co stock appears to be undervalued. The current stock price of ﷼8.38 is trading 41.6% below its estimated GF Value™ of ﷼14.35. GuruFocus considers Arabia Insurance Cooperative Co to be Significantly Undervalued.

Key valuation signals for SAU:8160:

  • Net Margin %: -6.63%
  • GF Value™: ﷼14.35 vs. price of ﷼8.38 (41.6% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the SAU:8160 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabia Insurance Cooperative Co Business Description

Address King Abdulaziz Road, Alworood Area, Bin Tami Center, P. O. Box 286555, Riyadh, SAU, 11323
Arabia Insurance Cooperative Co objective is to transact cooperative insurance business and carry out related activities in the Kingdom of Saudi Arabia. Its principal activities include all classes of general insurance, medical insurance, and savings and protection. Its products include property insurance, engineering insurance, accident and liability insurance, marine insurance, life insurance, medical insurance, and vehicle insurance.
67GF Score

Get the complete analysis for SAU:8160

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.38
Price
﷼14.35
GF Value