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The historical rank and industry rank for Arabia Insurance Cooperative Co's Return-on-Tangible-Equity or its related term are showing as below:
SAU:8160'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -17.97 Med: 3.14 Max: 16.52
Current: -14.12
During the past 13 years, Arabia Insurance Cooperative Co's highest Return-on-Tangible-Equity was 16.52%. The lowest was -17.97%. And the median was 3.14%.
SAU:8160's Return-on-Tangible-Equity is ranked worse than 95.35% of 495
companies
in the Insurance industry
Industry Median: 13.83
vs SAU:8160: -14.12
Arabia Insurance Cooperative Co (SAU:8160) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Arabia Insurance Cooperative Co Return-on-Tangible-Equity Related Terms
Arabia Insurance Cooperative Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Arabia Insurance Cooperative Co Return-on-Tangible-Equity Chart
SAU:8160 vs CB, PGR, TRV: Return-on-Tangible-Equity Comparison
For the Insurance - Property & Casualty subindustry, Arabia Insurance Cooperative Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arabia Insurance Cooperative Co Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Arabia Insurance Cooperative Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Arabia Insurance Cooperative Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of -8.79% mean?
Arabia Insurance Cooperative Co (SAU:8160) has a Return-on-Tangible-Equity of -8.79% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Arabia Insurance Cooperative Co and its competitors. According to the industry distribution chart, Arabia Insurance Cooperative Co ranks #472 out of 495 companies in the Insurance industry, placing it in the top 95.4%.
Is Arabia Insurance Cooperative Co's Return-on-Tangible-Equity too high?
Arabia Insurance Cooperative Co's current Return-on-Tangible-Equity is -8.79%. Based on the distribution chart, Arabia Insurance Cooperative Co ranks #472 out of 495 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Arabia Insurance Cooperative Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Insurance Cooperative Co's Return-on-Tangible-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, Arabia Insurance Cooperative Co ranks #472 out of 495 companies for Return-on-Tangible-Equity. This places Arabia Insurance Cooperative Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.83. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.83, based on 495 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Arabia Insurance Cooperative Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabia Insurance Cooperative Co's current Return-on-Tangible-Equity is -8.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Insurance Cooperative Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co (SAU:8160) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼15.50, compared to a current price of ﷼8.61 — trading 44.5% below its estimated fair value. The current Return-on-Tangible-Equity is -8.79%. Arabia Insurance Cooperative Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Arabia Insurance Cooperative Co (SAU:8160), the current Return-on-Tangible-Equity is -8.79% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arabia Insurance Cooperative Co (SAU:8160) Overvalued in 2026?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co stock appears to be undervalued.
The current stock price of ﷼8.61 is trading 44.5% below its estimated GF Value™ of ﷼15.50.
GuruFocus considers Arabia Insurance Cooperative Co to be Significantly Undervalued.
Key valuation signals for SAU:8160:
Return-on-Tangible-Equity: -8.79%
GF Value™: ﷼15.50 vs. price of ﷼8.61 (44.5% below fair value)
No single metric tells the full story. See the SAU:8160 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arabia Insurance Cooperative Co objective is to transact cooperative insurance business and carry out related activities in the Kingdom of Saudi Arabia. Its principal activities include all classes of general insurance, medical insurance, and savings and protection. Its products include property insurance, engineering insurance, accident and liability insurance, marine insurance, life insurance, medical insurance, and vehicle insurance.
67GF Score
Get the complete analysis for SAU:8160
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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