Arabia Insurance Cooperative Co (SAU:8160) E10: ﷼0.03 (As of Mar. 2026)

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SAU:8160 Arabia Insurance Cooperative Co SAU:8160
67 GF Score
Price ﷼8.38
GF Value ﷼14.35
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Arabia Insurance Cooperative Co E10?

Arabia Insurance Cooperative Co SAU:8160 +0.12% 67 E10 is ﷼0.03 as of Mar. 2026. GuruFocus rates SAU:8160 with a GF Score™ of 67/100 and a GF Value™ of ﷼14.35 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Arabia Insurance Cooperative Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼-0.280. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼0.03 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Arabia Insurance Cooperative Co's average E10 Growth Rate was -70.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-24), Arabia Insurance Cooperative Co's current stock price is ﷼8.38. Arabia Insurance Cooperative Co's E10 for the quarter that ended in Mar. 2026 was ﷼0.03. Arabia Insurance Cooperative Co's Shiller PE Ratio of today is 279.33.

During the past 13 years, the highest Shiller PE Ratio of Arabia Insurance Cooperative Co was 341.20. The lowest was 49.55. And the median was 125.00.


Arabia Insurance Cooperative Co  (SAU:8160) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Arabia Insurance Cooperative Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.38/0.03
=279.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Arabia Insurance Cooperative Co was 341.20. The lowest was 49.55. And the median was 125.00.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Arabia Insurance Cooperative Co E10 Related Terms


Arabia Insurance Cooperative Co E10 Historical Data

* Premium members only.

The historical data trend for Arabia Insurance Cooperative Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Insurance Cooperative Co E10 Chart

Arabia Insurance Cooperative Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.56 -0.52 0.05 0.10 0.07

Arabia Insurance Cooperative Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.11 0.20 0.07 0.03

SAU:8160 vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Arabia Insurance Cooperative Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabia Insurance Cooperative Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabia Insurance Cooperative Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Arabia Insurance Cooperative Co's Shiller PE Ratio falls into.


SAU:8160
67GF Score
Arabia Insurance Cooperative Co SAU:8160
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabia Insurance Cooperative Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arabia Insurance Cooperative Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.28/330.2130*330.2130
=-0.280

Current CPI (Mar. 2026) = 330.2130.

Arabia Insurance Cooperative Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.072 241.018 0.099
201609 -0.054 241.428 -0.074
201612 0.163 241.432 0.223
201703 0.172 243.801 0.233
201706 0.125 244.955 0.169
201709 0.131 246.819 0.175
201712 0.108 246.524 0.145
201803 0.130 249.554 0.172
201806 -0.009 251.989 -0.012
201809 -0.027 252.439 -0.035
201812 0.071 251.233 0.093
201903 -0.217 254.202 -0.282
201906 -0.462 256.143 -0.596
201909 -0.588 256.759 -0.756
201912 -0.181 256.974 -0.233
202003 -0.045 258.115 -0.058
202006 0.109 257.797 0.140
202009 0.118 260.280 0.150
202012 0.038 260.474 0.048
202103 0.009 264.877 0.011
202106 0.009 271.696 0.011
202109 0.009 274.310 0.011
202112 -0.218 278.802 -0.258
202203 -0.353 287.504 -0.405
202206 0.380 296.311 0.423
202209 -0.370 296.808 -0.412
202212 0.550 296.797 0.612
202303 0.150 301.836 0.164
202306 0.390 305.109 0.422
202309 0.420 307.789 0.451
202312 0.170 306.746 0.183
202403 0.150 312.332 0.159
202406 0.250 314.175 0.263
202409 0.256 315.301 0.268
202412 -0.084 315.605 -0.088
202503 0.080 319.799 0.083
202506 0.100 322.561 0.102
202509 0.007 324.800 0.007
202512 -1.040 324.054 -1.060
202603 -0.280 330.213 -0.280

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼0.03 mean?
Arabia Insurance Cooperative Co (SAU:8160) has a E10 of ﷼0.03 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Arabia Insurance Cooperative Co and its competitors.
Is Arabia Insurance Cooperative Co's E10 too high?
Arabia Insurance Cooperative Co's current E10 is ﷼0.03. Overall, Arabia Insurance Cooperative Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Insurance Cooperative Co's E10 compare to CB and PGR?
Arabia Insurance Cooperative Co's E10 of ﷼0.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Arabia Insurance Cooperative Co and its competitors. Arabia Insurance Cooperative Co's current E10 is ﷼0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Insurance Cooperative Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co (SAU:8160) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼14.35, compared to a current price of ﷼8.38 — trading 41.6% below its estimated fair value. The current E10 is ﷼0.03. Arabia Insurance Cooperative Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Arabia Insurance Cooperative Co (SAU:8160), the current E10 is ﷼0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabia Insurance Cooperative Co (SAU:8160) Overvalued in 2026?

Based on GuruFocus' analysis, Arabia Insurance Cooperative Co stock appears to be undervalued. The current stock price of ﷼8.38 is trading 41.6% below its estimated GF Value™ of ﷼14.35. GuruFocus considers Arabia Insurance Cooperative Co to be Significantly Undervalued.

Key valuation signals for SAU:8160:

  • E10: ﷼0.03
  • GF Value™: ﷼14.35 vs. price of ﷼8.38 (41.6% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the SAU:8160 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabia Insurance Cooperative Co Business Description

Address King Abdulaziz Road, Alworood Area, Bin Tami Center, P. O. Box 286555, Riyadh, SAU, 11323
Arabia Insurance Cooperative Co objective is to transact cooperative insurance business and carry out related activities in the Kingdom of Saudi Arabia. Its principal activities include all classes of general insurance, medical insurance, and savings and protection. Its products include property insurance, engineering insurance, accident and liability insurance, marine insurance, life insurance, medical insurance, and vehicle insurance.
67GF Score

Get the complete analysis for SAU:8160

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.38
Price
﷼14.35
GF Value