Arabia Insurance Cooperative Co (SAU:8160) Cyclically Adjusted PS Ratio: 0.66 (As of Aug. 22, 2026) — 40% Below Median

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Director of Data and Quant Analytics at GuruFocus
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SAU:8160 Arabia Insurance Cooperative Co SAU:8160
67 GF Score
Price ﷼8.61
GF Value ﷼15.50
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Arabia Insurance Cooperative Co Cyclically Adjusted PS Ratio?

Arabia Insurance Cooperative Co SAU:8160 +2.14% 67 Cyclically Adjusted PS Ratio is 0.66 as of Aug. 22, 2026, which is 40% below its 10-year median of 1.10. GuruFocus rates SAU:8160 with a GF Score™ of 67/100 and a GF Value™ of ﷼15.50 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 406 Insurance companies, Arabia Insurance Cooperative Co ranks better than 76.35% on this metric.

As of today (2026-08-22), Arabia Insurance Cooperative Co's current share price is ﷼8.61. Arabia Insurance Cooperative Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ﷼13.09. Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio for today is 0.66.

The historical rank and industry rank for Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAU:8160' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.62   Med: 1.1   Max: 4.1
Current: 0.66

During the past years, Arabia Insurance Cooperative Co's highest Cyclically Adjusted PS Ratio was 4.10. The lowest was 0.62. And the median was 1.10.

SAU:8160's Cyclically Adjusted PS Ratio is ranked better than
76.35% of 406 companies
in the Insurance industry
Industry Median: 1.235 vs SAU:8160: 0.66

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Arabia Insurance Cooperative Co's adjusted revenue per share data for the three months ended in Jun. 2026 was ﷼3.964. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ﷼13.09 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Arabia Insurance Cooperative Co  (SAU:8160) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Arabia Insurance Cooperative Co Cyclically Adjusted PS Ratio Related Terms


Arabia Insurance Cooperative Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Insurance Cooperative Co Cyclically Adjusted PS Ratio Chart

Arabia Insurance Cooperative Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.64 0.88 1.26 1.10 0.74

Arabia Insurance Cooperative Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.02 0.90 0.74 0.62 0.68

SAU:8160 vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arabia Insurance Cooperative Co Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio falls into.


SAU:8160
67GF Score
Arabia Insurance Cooperative Co SAU:8160
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arabia Insurance Cooperative Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=8.61/13.09
=0.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arabia Insurance Cooperative Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Arabia Insurance Cooperative Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.964/333.9520*333.9520
=3.964

Current CPI (Jun. 2026) = 333.9520.

Arabia Insurance Cooperative Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.000 241.428 0.000
201612 0.000 241.432 0.000
201703 2.451 243.801 3.357
201706 2.592 244.955 3.534
201709 1.912 246.819 2.587
201712 1.980 246.524 2.682
201803 2.057 249.554 2.753
201806 2.222 251.989 2.945
201809 1.979 252.439 2.618
201812 2.224 251.233 2.956
201903 2.163 254.202 2.842
201906 2.076 256.143 2.707
201909 1.968 256.759 2.560
201912 2.203 256.974 2.863
202003 2.189 258.115 2.832
202006 2.306 257.797 2.987
202009 2.312 260.280 2.966
202012 2.226 260.474 2.854
202103 2.305 264.877 2.906
202106 2.454 271.696 3.016
202109 2.564 274.310 3.121
202112 3.177 278.802 3.805
202203 2.467 287.504 2.866
202206 3.564 296.311 4.017
202209 4.395 296.808 4.945
202212 5.142 296.797 5.786
202303 3.669 301.836 4.059
202306 3.433 305.109 3.758
202309 3.607 307.789 3.914
202312 3.175 306.746 3.457
202403 3.212 312.332 3.434
202406 2.749 314.175 2.922
202409 2.437 315.301 2.581
202412 2.503 315.605 2.649
202503 2.557 319.799 2.670
202506 3.018 322.561 3.125
202509 3.262 324.800 3.354
202512 3.620 324.054 3.731
202603 4.214 330.213 4.262
202606 3.964 333.952 3.964

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.66 mean?
Arabia Insurance Cooperative Co (SAU:8160) has a Cyclically Adjusted PS Ratio of 0.66 as of Aug. 22, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Arabia Insurance Cooperative Co and its competitors. This is 40% below median its historical median of 1.10. Over the past decade, Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio has ranged from 0.62 to 4.10. According to the industry distribution chart, Arabia Insurance Cooperative Co ranks #96 out of 406 companies in the Insurance industry, placing it in the top 23.6%.
Is Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio too high?
Arabia Insurance Cooperative Co's current Cyclically Adjusted PS Ratio of 0.66 is 40% below median its 10-year median of 1.10. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 4.10. The Insurance industry median Cyclically Adjusted PS Ratio is 1.24. Arabia Insurance Cooperative Co's value of 0.66 is 46.6% below this industry median. Based on the distribution chart, Arabia Insurance Cooperative Co ranks #96 out of 406 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Arabia Insurance Cooperative Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Arabia Insurance Cooperative Co's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Arabia Insurance Cooperative Co ranks #96 out of 406 companies for Cyclically Adjusted PS Ratio. This places Arabia Insurance Cooperative Co in the top 24% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.24. Arabia Insurance Cooperative Co's value of 0.66 is 46.6% below this benchmark. Historically, Arabia Insurance Cooperative Co's own Cyclically Adjusted PS Ratio has ranged from 0.62 to 4.10 over the past decade. While the company's 10-year median is 1.10 vs. the industry median of 1.24, Arabia Insurance Cooperative Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.24, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arabia Insurance Cooperative Co's current Cyclically Adjusted PS Ratio of 0.66 is 46.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Arabia Insurance Cooperative Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arabia Insurance Cooperative Co's current Cyclically Adjusted PS Ratio is 0.66, which is 40% below median its own 10-year median of 1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arabia Insurance Cooperative Co stock overvalued right now?
Based on GuruFocus' analysis, Arabia Insurance Cooperative Co (SAU:8160) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼15.50, compared to a current price of ﷼8.61 — trading 44.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.66, which is 40% below median its 10-year median of 1.10 and 46.6% below the Insurance industry median of 1.24. Arabia Insurance Cooperative Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Arabia Insurance Cooperative Co (SAU:8160), the current Cyclically Adjusted PS Ratio is 0.66 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arabia Insurance Cooperative Co (SAU:8160) Overvalued in 2026?

Based on GuruFocus' analysis, Arabia Insurance Cooperative Co stock appears to be undervalued. The current stock price of ﷼8.61 is trading 44.5% below its estimated GF Value™ of ﷼15.50. GuruFocus considers Arabia Insurance Cooperative Co to be Significantly Undervalued.

Key valuation signals for SAU:8160:

  • Cyclically Adjusted PS Ratio: 0.66 (40% below median its 10-year median of 1.10)
  • GF Value™: ﷼15.50 vs. price of ﷼8.61 (44.5% below fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 46.6% below the Insurance median (#96 of 406)

No single metric tells the full story. See the SAU:8160 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arabia Insurance Cooperative Co Business Description

Address King Abdulaziz Road, Alworood Area, Bin Tami Center, P. O. Box 286555, Riyadh, SAU, 11323
Arabia Insurance Cooperative Co objective is to transact cooperative insurance business and carry out related activities in the Kingdom of Saudi Arabia. Its principal activities include all classes of general insurance, medical insurance, and savings and protection. Its products include property insurance, engineering insurance, accident and liability insurance, marine insurance, life insurance, medical insurance, and vehicle insurance.
67GF Score

Get the complete analysis for SAU:8160

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼8.61
Price
﷼15.50
GF Value