Tune Protect Group Bhd (XKLS:5230) Cyclically Adjusted Book per Share: RM0.85 (As of Mar. 2026)

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XKLS:5230 Tune Protect Group Bhd XKLS:5230
57 GF Score
Price RM0.28
GF Value RM0.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Tune Protect Group Bhd Cyclically Adjusted Book per Share?

Tune Protect Group Bhd XKLS:5230 57 Cyclically Adjusted Book per Share is RM0.85 as of Mar. 2026. GuruFocus rates XKLS:5230 with a GF Score™ of 57/100 and a GF Value™ of RM0.38 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Tune Protect Group Bhd's adjusted book value per share for the three months ended in Mar. 2026 was RM0.735. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is RM0.85 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Tune Protect Group Bhd's average Cyclically Adjusted Book Growth Rate was 2.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Tune Protect Group Bhd was 5.40% per year. The lowest was 3.00% per year. And the median was 4.20% per year.

As of today (2026-07-13), Tune Protect Group Bhd's current stock price is RM0.275. Tune Protect Group Bhd's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was RM0.85. Tune Protect Group Bhd's Cyclically Adjusted PB Ratio of today is 0.32.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Tune Protect Group Bhd was 0.75. The lowest was 0.32. And the median was 0.46.


Tune Protect Group Bhd  (XKLS:5230) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Tune Protect Group Bhd's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.275/0.85
=0.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Tune Protect Group Bhd was 0.75. The lowest was 0.32. And the median was 0.46.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Tune Protect Group Bhd Cyclically Adjusted Book per Share Related Terms


Tune Protect Group Bhd Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Tune Protect Group Bhd's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tune Protect Group Bhd Cyclically Adjusted Book per Share Chart

Tune Protect Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.70 0.76 0.79 0.82 0.83

Tune Protect Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.83 0.84 0.83 0.85

XKLS:5230 vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Tune Protect Group Bhd's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tune Protect Group Bhd Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Tune Protect Group Bhd's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Tune Protect Group Bhd's Cyclically Adjusted PB Ratio falls into.


XKLS:5230
57GF Score
Tune Protect Group Bhd XKLS:5230
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tune Protect Group Bhd Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Tune Protect Group Bhd's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.735/330.2130*330.2130
=0.735

Current CPI (Mar. 2026) = 330.2130.

Tune Protect Group Bhd Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.614 241.018 0.841
201609 0.636 241.428 0.870
201612 0.661 241.432 0.904
201703 0.679 243.801 0.920
201706 0.643 244.955 0.867
201709 0.660 246.819 0.883
201712 0.669 246.524 0.896
201803 0.686 249.554 0.908
201806 0.672 251.989 0.881
201809 0.686 252.439 0.897
201812 0.701 251.233 0.921
201903 0.726 254.202 0.943
201906 0.713 256.143 0.919
201909 0.728 256.759 0.936
201912 0.744 256.974 0.956
202003 0.745 258.115 0.953
202006 0.764 257.797 0.979
202009 0.762 260.280 0.967
202012 0.765 260.474 0.970
202103 0.745 264.877 0.929
202106 0.763 271.696 0.927
202109 0.758 274.310 0.912
202112 0.750 278.802 0.888
202203 0.739 287.504 0.849
202206 0.713 296.311 0.795
202209 0.692 296.808 0.770
202212 0.700 296.797 0.779
202303 0.702 301.836 0.768
202306 0.715 305.109 0.774
202309 0.720 307.789 0.772
202312 0.695 306.746 0.748
202403 0.690 312.332 0.730
202406 0.676 314.175 0.711
202409 0.684 315.301 0.716
202412 0.695 315.605 0.727
202503 0.703 319.799 0.726
202506 0.714 322.561 0.731
202509 0.724 324.800 0.736
202512 0.732 324.054 0.746
202603 0.735 330.213 0.735

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of RM0.85 mean?
Tune Protect Group Bhd (XKLS:5230) has a Cyclically Adjusted Book per Share of RM0.85 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Tune Protect Group Bhd and its competitors.
Is Tune Protect Group Bhd's Cyclically Adjusted Book per Share too high?
Tune Protect Group Bhd's current Cyclically Adjusted Book per Share is RM0.85. Overall, Tune Protect Group Bhd has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tune Protect Group Bhd's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Tune Protect Group Bhd's Cyclically Adjusted Book per Share of RM0.85 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Tune Protect Group Bhd and its competitors. Tune Protect Group Bhd's current Cyclically Adjusted Book per Share is RM0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tune Protect Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Tune Protect Group Bhd (XKLS:5230) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.38, compared to a current price of RM0.28 — trading 27.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is RM0.85. Tune Protect Group Bhd's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Tune Protect Group Bhd (XKLS:5230), the current Cyclically Adjusted Book per Share is RM0.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tune Protect Group Bhd (XKLS:5230) Overvalued in 2026?

Based on GuruFocus' analysis, Tune Protect Group Bhd stock appears to be undervalued. The current stock price of RM0.28 is trading 27.6% below its estimated GF Value™ of RM0.38. GuruFocus considers Tune Protect Group Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5230:

  • Cyclically Adjusted Book per Share: RM0.85
  • GF Value™: RM0.38 vs. price of RM0.28 (27.6% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tune Protect Group Bhd Business Description

Address Level 9, Wisma Capital A, No. 19 Lorong Dungun, Damansara Heights, Wilayah Persekutuan, Kuala Lumpur, MYS, 50490
Tune Protect Group Bhd is a Malaysian investment holding company that underwrites and reinsures non-life insurance products through its subsidiary companies. The group is organized into business segments as investment holding, and others, collective investment schemes, general reinsurance, general insurance business, and Life insurance business. The company has two general insurance businesses, Tune Protect Malaysia Berhad, as well as an associate company, Tune Protect Thailand. Both offer varieties of products while also underwriting travel businesses in their respective countries. The company generates the majority of its revenue from the General Insurance Business segment.
57GF Score

Get the complete analysis for XKLS:5230

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.28
Price
RM0.38
GF Value