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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Tune Protect Group Bhd's 3-Year RORE % for the quarter that ended in Mar. 2026 was 111.11%.
The industry rank for Tune Protect Group Bhd's 3-Year RORE % or its related term are showing as below:
XKLS:5230's 3-Year RORE % is ranked better than 95.11% of 470
companies
in the Insurance industry
Industry Median: 12.05
vs XKLS:5230: 111.11
Tune Protect Group Bhd (XKLS:5230) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Tune Protect Group Bhd 3-Year RORE % Related Terms
Tune Protect Group Bhd 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:5230 vs BRK.A, AIG, HIG: 3-Year RORE % Comparison
For the Insurance - Diversified subindustry, Tune Protect Group Bhd's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tune Protect Group Bhd 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Tune Protect Group Bhd's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Tune Protect Group Bhd's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Tune Protect Group Bhd (XKLS:5230) has a 3-Year RORE % of 111.11 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Tune Protect Group Bhd and its competitors. According to the industry distribution chart, Tune Protect Group Bhd ranks #23 out of 470 companies in the Insurance industry, placing it in the top 4.9%.
Is Tune Protect Group Bhd's 3-Year RORE % too high?
Tune Protect Group Bhd's current 3-Year RORE % is 111.11. The Insurance industry median 3-Year RORE % is 12.05. Tune Protect Group Bhd's value of 111.11 is 822.1% above this industry median. Based on the distribution chart, Tune Protect Group Bhd ranks #23 out of 470 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Tune Protect Group Bhd has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tune Protect Group Bhd's 3-Year RORE % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Tune Protect Group Bhd ranks #23 out of 470 companies for 3-Year RORE %. This places Tune Protect Group Bhd in the top 5% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 12.05. Tune Protect Group Bhd's value of 111.11 is 822.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 12.05, based on 470 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tune Protect Group Bhd's current 3-Year RORE % of 111.11 is 822.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Tune Protect Group Bhd and its competitors. For the Insurance industry, the median 3-Year RORE % is 12.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tune Protect Group Bhd's current 3-Year RORE % is 111.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tune Protect Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Tune Protect Group Bhd (XKLS:5230) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.38, compared to a current price of RM0.27 — trading 28.9% below its estimated fair value. The current 3-Year RORE % is 111.11 and 822.1% above the Insurance industry median of 12.05. Tune Protect Group Bhd's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Tune Protect Group Bhd (XKLS:5230), the current 3-Year RORE % is 111.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tune Protect Group Bhd (XKLS:5230) Overvalued in 2026?
Based on GuruFocus' analysis, Tune Protect Group Bhd stock appears to be undervalued.
The current stock price of RM0.27 is trading 28.9% below its estimated GF Value™ of RM0.38.
GuruFocus considers Tune Protect Group Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5230:
3-Year RORE %: 111.11
GF Value™: RM0.38 vs. price of RM0.27 (28.9% below fair value)
Industry Position: 822.1% above the Insurance median (#23 of 470)
No single metric tells the full story. See the XKLS:5230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tune Protect Group Bhd is a Malaysian investment holding company that underwrites and reinsures non-life insurance products through its subsidiary companies. The group is organized into business segments as investment holding, and others, collective investment schemes, general reinsurance, general insurance business, and Life insurance business. The company has two general insurance businesses, Tune Protect Malaysia Berhad, as well as an associate company, Tune Protect Thailand. Both offer varieties of products while also underwriting travel businesses in their respective countries. The company generates the majority of its revenue from the General Insurance Business segment.
57GF Score
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