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Tune Protect Group BhdXKLS:5230 57 Interest Coverage is 112.00 as of Mar. 2026, which is 69% above its 10-year median of 66.14. GuruFocus rates XKLS:5230 with a GF Score™ of 57/100 and a GF Value™ of RM0.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 352 Insurance companies, Tune Protect Group Bhd ranks better than 85.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Tune Protect Group Bhd's
EBIT
for the
three
months ended in Mar. 2026 was RM1.7 Mil. Tune Protect Group Bhd's Interest Expense for the
three
months ended in Mar. 2026 was RM-0.0 Mil.
Tune Protect Group Bhd's interest coverage for the quarter that ended in Mar. 2026 was 112.00.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Tune Protect Group Bhd's Interest Coverage or its related term are showing as below:
XKLS:5230'
s Interest Coverage Range Over the Past 10 Years
Min: 2.04 Med: 66.14 Max: 361.71
Current: 256.85
XKLS:5230's Interest Coverage is ranked better than 85.8% of 352
companies
in the Insurance industry
Industry Median: 16.145
vs XKLS:5230: 256.85
Tune Protect Group Bhd (XKLS:5230) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Tune Protect Group Bhd Interest Coverage Related Terms
Tune Protect Group Bhd Interest Coverage Historical Data
* Premium members only.
The historical data trend for Tune Protect Group Bhd's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XKLS:5230 vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Tune Protect Group Bhd's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tune Protect Group Bhd Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Tune Protect Group Bhd's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Tune Protect Group Bhd's Interest Coverage falls into.
Tune Protect Group Bhd Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tune Protect Group Bhd (XKLS:5230) has a Interest Coverage of 112.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tune Protect Group Bhd and its competitors. This is 69% above median its historical median of 66.14. Over the past decade, Tune Protect Group Bhd's Interest Coverage has ranged from 2.04 to 361.71. According to the industry distribution chart, Tune Protect Group Bhd ranks #50 out of 352 companies in the Insurance industry, placing it in the top 14.2%.
Is Tune Protect Group Bhd's Interest Coverage too high?
Tune Protect Group Bhd's current Interest Coverage of 112.00 is 69% above median its 10-year median of 66.14. Over the past 10 years, this metric has ranged from a low of 2.04 to a high of 361.71. The Insurance industry median Interest Coverage is 16.15. Tune Protect Group Bhd's value of 112.00 is 593.7% above this industry median. Based on the distribution chart, Tune Protect Group Bhd ranks #50 out of 352 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Tune Protect Group Bhd has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tune Protect Group Bhd's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Tune Protect Group Bhd ranks #50 out of 352 companies for Interest Coverage. This places Tune Protect Group Bhd in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.15. Tune Protect Group Bhd's value of 112.00 is 593.7% above this benchmark. Historically, Tune Protect Group Bhd's own Interest Coverage has ranged from 2.04 to 361.71 over the past decade. While the company's 10-year median is 66.14 vs. the industry median of 16.15, Tune Protect Group Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.15, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tune Protect Group Bhd's current Interest Coverage of 112.00 is 593.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Tune Protect Group Bhd and its competitors. For the Insurance industry, the median Interest Coverage is 16.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tune Protect Group Bhd's current Interest Coverage is 112.00, which is 69% above median its own 10-year median of 66.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tune Protect Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Tune Protect Group Bhd (XKLS:5230) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.38, compared to a current price of RM0.28 — trading 27.6% below its estimated fair value. The current Interest Coverage is 112.00, which is 69% above median its 10-year median of 66.14 and 593.7% above the Insurance industry median of 16.15. Tune Protect Group Bhd's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Tune Protect Group Bhd (XKLS:5230), the current Interest Coverage is 112.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tune Protect Group Bhd (XKLS:5230) Overvalued in 2026?
Based on GuruFocus' analysis, Tune Protect Group Bhd stock appears to be undervalued.
The current stock price of RM0.28 is trading 27.6% below its estimated GF Value™ of RM0.38.
GuruFocus considers Tune Protect Group Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5230:
Interest Coverage: 112.00 (69% above median its 10-year median of 66.14)
GF Value™: RM0.38 vs. price of RM0.28 (27.6% below fair value)
Industry Position: 593.7% above the Insurance median (#50 of 352)
No single metric tells the full story. See the XKLS:5230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tune Protect Group Bhd is a Malaysian investment holding company that underwrites and reinsures non-life insurance products through its subsidiary companies. The group is organized into business segments as investment holding, and others, collective investment schemes, general reinsurance, general insurance business, and Life insurance business. The company has two general insurance businesses, Tune Protect Malaysia Berhad, as well as an associate company, Tune Protect Thailand. Both offer varieties of products while also underwriting travel businesses in their respective countries. The company generates the majority of its revenue from the General Insurance Business segment.
57GF Score
Get the complete analysis for XKLS:5230
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