Tune Protect Group Bhd (XKLS:5230) FCF Margin %: -23.48% (As of Mar. 2026)

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XKLS:5230 Tune Protect Group Bhd XKLS:5230
57 GF Score
Price RM0.28
GF Value RM0.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Tune Protect Group Bhd FCF Margin %?

Tune Protect Group Bhd XKLS:5230 57 FCF Margin % is -23.48% as of Mar. 2026. GuruFocus rates XKLS:5230 with a GF Score™ of 57/100 and a GF Value™ of RM0.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, Tune Protect Group Bhd ranks worse than 86.71% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Tune Protect Group Bhd's Free Cash Flow for the three months ended in Mar. 2026 was RM-17.0 Mil. Tune Protect Group Bhd's Revenue for the three months ended in Mar. 2026 was RM72.5 Mil. Therefore, Tune Protect Group Bhd's FCF Margin % for the quarter that ended in Mar. 2026 was -23.48%.

As of today, Tune Protect Group Bhd's current FCF Yield % is -9.27%.

The historical rank and industry rank for Tune Protect Group Bhd's FCF Margin % or its related term are showing as below:

XKLS:5230' s FCF Margin % Range Over the Past 10 Years
Min: -6   Med: 7.64   Max: 30.56
Current: -5.79


During the past 13 years, the highest FCF Margin % of Tune Protect Group Bhd was 30.56%. The lowest was -6.00%. And the median was 7.64%.

XKLS:5230's FCF Margin % is ranked worse than
86.71% of 504 companies
in the Insurance industry
Industry Median: 9.315 vs XKLS:5230: -5.79


Tune Protect Group Bhd FCF Margin % Related Terms


Tune Protect Group Bhd FCF Margin % Historical Data

* Premium members only.

The historical data trend for Tune Protect Group Bhd's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tune Protect Group Bhd FCF Margin % Chart

Tune Protect Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.82 10.03 8.66 -4.66 -6.00

Tune Protect Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -22.05 -14.63 -2.80 14.34 -23.48

XKLS:5230 vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Tune Protect Group Bhd's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tune Protect Group Bhd FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Tune Protect Group Bhd's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Tune Protect Group Bhd's FCF Margin % falls into.


XKLS:5230
57GF Score
Tune Protect Group Bhd XKLS:5230
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tune Protect Group Bhd FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Tune Protect Group Bhd's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-20.717/345.302
=-6.00 %

Tune Protect Group Bhd's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-17.033/72.54
=-23.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -23.48% mean?
Tune Protect Group Bhd (XKLS:5230) has a FCF Margin % of -23.48% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tune Protect Group Bhd and its competitors. According to the industry distribution chart, Tune Protect Group Bhd ranks #437 out of 504 companies in the Insurance industry, placing it in the top 86.7%.
Is Tune Protect Group Bhd's FCF Margin % too high?
Tune Protect Group Bhd's current FCF Margin % is -23.48%. Based on the distribution chart, Tune Protect Group Bhd ranks #437 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Tune Protect Group Bhd has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tune Protect Group Bhd's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Tune Protect Group Bhd ranks #437 out of 504 companies for FCF Margin %. This places Tune Protect Group Bhd in the lower half of its industry. The industry median FCF Margin % is 9.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.32, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Tune Protect Group Bhd and its competitors. For the Insurance industry, the median FCF Margin % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tune Protect Group Bhd's current FCF Margin % is -23.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tune Protect Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Tune Protect Group Bhd (XKLS:5230) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.38, compared to a current price of RM0.28 — trading 27.6% below its estimated fair value. The current FCF Margin % is -23.48%. Tune Protect Group Bhd's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Tune Protect Group Bhd (XKLS:5230), the current FCF Margin % is -23.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tune Protect Group Bhd (XKLS:5230) Overvalued in 2026?

Based on GuruFocus' analysis, Tune Protect Group Bhd stock appears to be undervalued. The current stock price of RM0.28 is trading 27.6% below its estimated GF Value™ of RM0.38. GuruFocus considers Tune Protect Group Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5230:

  • FCF Margin %: -23.48%
  • GF Value™: RM0.38 vs. price of RM0.28 (27.6% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tune Protect Group Bhd Business Description

Address Level 9, Wisma Capital A, No. 19 Lorong Dungun, Damansara Heights, Wilayah Persekutuan, Kuala Lumpur, MYS, 50490
Tune Protect Group Bhd is a Malaysian investment holding company that underwrites and reinsures non-life insurance products through its subsidiary companies. The group is organized into business segments as investment holding, and others, collective investment schemes, general reinsurance, general insurance business, and Life insurance business. The company has two general insurance businesses, Tune Protect Malaysia Berhad, as well as an associate company, Tune Protect Thailand. Both offer varieties of products while also underwriting travel businesses in their respective countries. The company generates the majority of its revenue from the General Insurance Business segment.
57GF Score

Get the complete analysis for XKLS:5230

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.28
Price
RM0.38
GF Value