Tune Protect Group Bhd (XKLS:5230) GF Value Rank: 8 (As of Jul. 29, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:5230 Tune Protect Group Bhd XKLS:5230
56 GF Score
Price RM0.27
GF Value RM0.39
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Tune Protect Group Bhd GF Value Rank?

Tune Protect Group Bhd XKLS:5230 +1.89% 56 GF Value Rank is 8 as of Jul. 29, 2026, which is at its 10-year median of 8.00. GuruFocus rates XKLS:5230 with a GF Score™ of 56/100 and a GF Value™ of RM0.39 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Tune Protect Group Bhd has the GF Value Rank of 8.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Tune Protect Group Bhd GF Value Rank Related Terms


XKLS:5230 vs BRK.A, AIG, HIG: GF Value Rank Comparison

For the Insurance - Diversified subindustry, Tune Protect Group Bhd's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tune Protect Group Bhd GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Tune Protect Group Bhd's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Tune Protect Group Bhd's GF Value Rank falls into.


XKLS:5230
56GF Score
Tune Protect Group Bhd XKLS:5230
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 8 mean?
Tune Protect Group Bhd (XKLS:5230) has a GF Value Rank of 8 as of Jul. 29, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Tune Protect Group Bhd and its competitors. This is near median its historical median of 8.00. Over the past decade, Tune Protect Group Bhd's GF Value Rank has ranged from 4.00 to 10.00.
Is Tune Protect Group Bhd's GF Value Rank too high?
Tune Protect Group Bhd's current GF Value Rank of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Tune Protect Group Bhd has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tune Protect Group Bhd's GF Value Rank compare to BRK.A and AIG?
Tune Protect Group Bhd's GF Value Rank of 8 can be compared against companies in the Insurance industry. Historically, Tune Protect Group Bhd's own GF Value Rank has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Tune Protect Group Bhd and its competitors. Tune Protect Group Bhd's current GF Value Rank is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tune Protect Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Tune Protect Group Bhd (XKLS:5230) is currently considered Significantly Undervalued. The stock's GF Value™ is RM0.39, compared to a current price of RM0.27 — trading 30.8% below its estimated fair value. The current GF Value Rank is 8, which is near median its 10-year median of 8.00. Tune Protect Group Bhd's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Tune Protect Group Bhd (XKLS:5230), the current GF Value Rank is 8 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tune Protect Group Bhd (XKLS:5230) Overvalued in 2026?

Based on GuruFocus' analysis, Tune Protect Group Bhd stock appears to be undervalued. The current stock price of RM0.27 is trading 30.8% below its estimated GF Value™ of RM0.39. GuruFocus considers Tune Protect Group Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:5230:

  • GF Value Rank: 8 (near median its 10-year median of 8.00)
  • GF Value™: RM0.39 vs. price of RM0.27 (30.8% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the XKLS:5230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tune Protect Group Bhd Business Description

Address Level 9, Wisma Capital A, No. 19 Lorong Dungun, Damansara Heights, Wilayah Persekutuan, Kuala Lumpur, MYS, 50490
Tune Protect Group Bhd is a Malaysian investment holding company that underwrites and reinsures non-life insurance products through its subsidiary companies. The group is organized into business segments as investment holding, and others, collective investment schemes, general reinsurance, general insurance business, and Life insurance business. The company has two general insurance businesses, Tune Protect Malaysia Berhad, as well as an associate company, Tune Protect Thailand. Both offer varieties of products while also underwriting travel businesses in their respective countries. The company generates the majority of its revenue from the General Insurance Business segment.
56GF Score

Get the complete analysis for XKLS:5230

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.27
Price
RM0.39
GF Value