Tune Protect Group Bhd (XKLS:5230) Cyclically Adjusted PS Ratio: 0.52 (As of Jul. 23, 2026) — Near Median

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XKLS:5230 Tune Protect Group Bhd XKLS:5230
57 GF Score
Price RM0.27
GF Value RM0.38
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Tune Protect Group Bhd Cyclically Adjusted PS Ratio?

Tune Protect Group Bhd XKLS:5230 57 Cyclically Adjusted PS Ratio is 0.52 as of Jul. 23, 2026, which is 9% below its 10-year median of 0.57. GuruFocus rates XKLS:5230 with a GF Score™ of 57/100 and a GF Value™ of RM0.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 411 Insurance companies, Tune Protect Group Bhd ranks better than 82.48% on this metric.

As of today (2026-07-23), Tune Protect Group Bhd's current share price is RM0.27. Tune Protect Group Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was RM0.52. Tune Protect Group Bhd's Cyclically Adjusted PS Ratio for today is 0.52.

The historical rank and industry rank for Tune Protect Group Bhd's Cyclically Adjusted PS Ratio or its related term are showing as below:

XKLS:5230' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.57   Max: 0.86
Current: 0.52

During the past years, Tune Protect Group Bhd's highest Cyclically Adjusted PS Ratio was 0.86. The lowest was 0.25. And the median was 0.57.

XKLS:5230's Cyclically Adjusted PS Ratio is ranked better than
82.48% of 411 companies
in the Insurance industry
Industry Median: 1.21 vs XKLS:5230: 0.52

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Tune Protect Group Bhd's adjusted revenue per share data for the three months ended in Mar. 2026 was RM0.096. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is RM0.52 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Tune Protect Group Bhd  (XKLS:5230) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Tune Protect Group Bhd Cyclically Adjusted PS Ratio Related Terms


Tune Protect Group Bhd Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Tune Protect Group Bhd's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tune Protect Group Bhd Cyclically Adjusted PS Ratio Chart

Tune Protect Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.32 0.61 0.77 0.60 0.59

Tune Protect Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.53 0.64 0.59 0.53

XKLS:5230 vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Tune Protect Group Bhd's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tune Protect Group Bhd Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Tune Protect Group Bhd's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Tune Protect Group Bhd's Cyclically Adjusted PS Ratio falls into.


XKLS:5230
57GF Score
Tune Protect Group Bhd XKLS:5230
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tune Protect Group Bhd Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Tune Protect Group Bhd's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=0.27/0.52
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tune Protect Group Bhd's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Tune Protect Group Bhd's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.096/330.2130*330.2130
=0.096

Current CPI (Mar. 2026) = 330.2130.

Tune Protect Group Bhd Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.130 241.018 0.178
201609 0.128 241.428 0.175
201612 0.137 241.432 0.187
201703 0.129 243.801 0.175
201706 0.128 244.955 0.173
201709 0.134 246.819 0.179
201712 0.129 246.524 0.173
201803 0.129 249.554 0.171
201806 0.121 251.989 0.159
201809 0.124 252.439 0.162
201812 0.122 251.233 0.160
201903 0.114 254.202 0.148
201906 0.112 256.143 0.144
201909 0.115 256.759 0.148
201912 0.106 256.974 0.136
202003 0.093 258.115 0.119
202006 0.088 257.797 0.113
202009 0.087 260.280 0.110
202012 0.083 260.474 0.105
202103 0.055 264.877 0.069
202106 0.085 271.696 0.103
202109 0.070 274.310 0.084
202112 0.072 278.802 0.085
202203 0.084 287.504 0.096
202206 0.085 296.311 0.095
202209 0.103 296.808 0.115
202212 0.127 296.797 0.141
202303 0.127 301.836 0.139
202306 0.119 305.109 0.129
202309 0.120 307.789 0.129
202312 0.050 306.746 0.054
202403 0.118 312.332 0.125
202406 0.117 314.175 0.123
202409 0.126 315.301 0.132
202412 0.123 315.605 0.129
202503 0.112 319.799 0.116
202506 0.114 322.561 0.117
202509 0.111 324.800 0.113
202512 0.118 324.054 0.120
202603 0.096 330.213 0.096

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.52 mean?
Tune Protect Group Bhd (XKLS:5230) has a Cyclically Adjusted PS Ratio of 0.52 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Tune Protect Group Bhd and its competitors. This is near median its historical median of 0.57. Over the past decade, Tune Protect Group Bhd's Cyclically Adjusted PS Ratio has ranged from 0.25 to 0.86. According to the industry distribution chart, Tune Protect Group Bhd ranks #72 out of 411 companies in the Insurance industry, placing it in the top 17.5%.
Is Tune Protect Group Bhd's Cyclically Adjusted PS Ratio too high?
Tune Protect Group Bhd's current Cyclically Adjusted PS Ratio of 0.52 is near median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.86. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Tune Protect Group Bhd's value of 0.52 is 57% below this industry median. Based on the distribution chart, Tune Protect Group Bhd ranks #72 out of 411 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Tune Protect Group Bhd has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tune Protect Group Bhd's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Tune Protect Group Bhd ranks #72 out of 411 companies for Cyclically Adjusted PS Ratio. This places Tune Protect Group Bhd in the top 18% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.21. Tune Protect Group Bhd's value of 0.52 is 57% below this benchmark. Historically, Tune Protect Group Bhd's own Cyclically Adjusted PS Ratio has ranged from 0.25 to 0.86 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 1.21, Tune Protect Group Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 411 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tune Protect Group Bhd's current Cyclically Adjusted PS Ratio of 0.52 is 57% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Tune Protect Group Bhd and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tune Protect Group Bhd's current Cyclically Adjusted PS Ratio is 0.52, which is near median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tune Protect Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, Tune Protect Group Bhd (XKLS:5230) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.38, compared to a current price of RM0.27 — trading 28.9% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.52, which is near median its 10-year median of 0.57 and 57% below the Insurance industry median of 1.21. Tune Protect Group Bhd's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Tune Protect Group Bhd (XKLS:5230), the current Cyclically Adjusted PS Ratio is 0.52 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tune Protect Group Bhd (XKLS:5230) Overvalued in 2026?

Based on GuruFocus' analysis, Tune Protect Group Bhd stock appears to be undervalued. The current stock price of RM0.27 is trading 28.9% below its estimated GF Value™ of RM0.38. GuruFocus considers Tune Protect Group Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5230:

  • Cyclically Adjusted PS Ratio: 0.52 (near median its 10-year median of 0.57)
  • GF Value™: RM0.38 vs. price of RM0.27 (28.9% below fair value)
  • GF Score™: 57/100 with 3 warning signs
  • Industry Position: 57% below the Insurance median (#72 of 411)

No single metric tells the full story. See the XKLS:5230 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tune Protect Group Bhd Business Description

Address Level 9, Wisma Capital A, No. 19 Lorong Dungun, Damansara Heights, Wilayah Persekutuan, Kuala Lumpur, MYS, 50490
Tune Protect Group Bhd is a Malaysian investment holding company that underwrites and reinsures non-life insurance products through its subsidiary companies. The group is organized into business segments as investment holding, and others, collective investment schemes, general reinsurance, general insurance business, and Life insurance business. The company has two general insurance businesses, Tune Protect Malaysia Berhad, as well as an associate company, Tune Protect Thailand. Both offer varieties of products while also underwriting travel businesses in their respective countries. The company generates the majority of its revenue from the General Insurance Business segment.
57GF Score

Get the complete analysis for XKLS:5230

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.27
Price
RM0.38
GF Value