Grupo Financiero Bg (XPTY:BGFG) Cyclically Adjusted Book per Share: $40.19 (As of Mar. 2026)


XPTY:BGFG Grupo Financiero Bg SA XPTY:BGFG
77 GF Score
Price $150.01
GF Value $110.92
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Grupo Financiero Bg Cyclically Adjusted Book per Share?

Grupo Financiero Bg XPTY:BGFG 77 Cyclically Adjusted Book per Share is $40.19 as of Mar. 2026. GuruFocus rates XPTY:BGFG with a GF Score™ of 77/100 and a GF Value™ of $110.92 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Grupo Financiero Bg's adjusted book value per share for the three months ended in Mar. 2026 was $45.396. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $40.19 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Grupo Financiero Bg's average Cyclically Adjusted Book Growth Rate was 6.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Grupo Financiero Bg was 7.00% per year. The lowest was 6.60% per year. And the median was 6.80% per year.

As of today (2026-07-07), Grupo Financiero Bg's current stock price is $150.01. Grupo Financiero Bg's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $40.19. Grupo Financiero Bg's Cyclically Adjusted PB Ratio of today is 3.73.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo Financiero Bg was 3.73. The lowest was 2.13. And the median was 2.38.


Grupo Financiero Bg  (XPTY:BGFG) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo Financiero Bg's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=150.01/40.19
=3.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo Financiero Bg was 3.73. The lowest was 2.13. And the median was 2.38.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Grupo Financiero Bg Cyclically Adjusted Book per Share Related Terms


Grupo Financiero Bg Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Bg's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Bg Cyclically Adjusted Book per Share Chart

Grupo Financiero Bg Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.07 32.35 34.54 36.80 39.13

Grupo Financiero Bg Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.60 38.25 38.87 39.13 40.19

XPTY:BGFG vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Grupo Financiero Bg's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Bg Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Bg's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Bg's Cyclically Adjusted PB Ratio falls into.


XPTY:BGFG
77GF Score
Grupo Financiero Bg SA XPTY:BGFG
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero Bg Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo Financiero Bg's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=45.396/330.2130*330.2130
=45.396

Current CPI (Mar. 2026) = 330.2130.

Grupo Financiero Bg Quarterly Data

Book Value per Share CPI Adj_Book
201606 24.399 241.018 33.428
201609 25.281 241.428 34.578
201612 25.141 241.432 34.386
201703 25.761 243.801 34.892
201706 26.584 244.955 35.837
201709 27.603 246.819 36.929
201712 27.553 246.524 36.907
201803 27.973 249.554 37.014
201806 28.550 251.989 37.413
201809 29.220 252.439 38.222
201812 29.320 251.233 38.537
201903 30.528 254.202 39.656
201906 31.716 256.143 40.887
201909 32.665 256.759 42.010
201912 32.965 256.974 42.360
202003 32.384 258.115 41.430
202006 33.793 257.797 43.286
202009 34.397 260.280 43.639
202012 34.745 260.474 44.048
202103 34.330 264.877 42.798
202106 35.011 271.696 42.552
202109 35.643 274.310 42.907
202112 35.512 278.802 42.060
202203 33.847 287.504 38.875
202206 32.452 296.311 36.165
202209 32.324 296.808 35.962
202212 34.136 296.797 37.979
202303 35.268 301.836 38.584
202306 36.416 305.109 39.412
202309 37.434 307.789 40.161
202312 38.170 306.746 41.090
202403 39.083 312.332 41.321
202406 40.274 314.175 42.330
202409 42.508 315.301 44.518
202412 40.990 315.605 42.887
202503 42.309 319.799 43.687
202506 43.602 322.561 44.636
202509 45.481 324.800 46.239
202512 44.917 324.054 45.771
202603 45.396 330.213 45.396

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $40.19 mean?
Grupo Financiero Bg (XPTY:BGFG) has a Cyclically Adjusted Book per Share of $40.19 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Financiero Bg and its competitors.
Is Grupo Financiero Bg's Cyclically Adjusted Book per Share too high?
Grupo Financiero Bg's current Cyclically Adjusted Book per Share is $40.19. Overall, Grupo Financiero Bg has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Bg's Cyclically Adjusted Book per Share compare to PNC and USB?
Grupo Financiero Bg's Cyclically Adjusted Book per Share of $40.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo Financiero Bg and its competitors. Grupo Financiero Bg's current Cyclically Adjusted Book per Share is $40.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Bg stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Bg (XPTY:BGFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $110.92, compared to a current price of $150.01 — trading 35.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is $40.19. Grupo Financiero Bg's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Grupo Financiero Bg (XPTY:BGFG), the current Cyclically Adjusted Book per Share is $40.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Bg (XPTY:BGFG) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Bg stock appears to be overvalued. The current stock price of $150.01 is trading 35.2% above its estimated GF Value™ of $110.92. GuruFocus considers Grupo Financiero Bg to be Significantly Overvalued.

Key valuation signals for XPTY:BGFG:

  • Cyclically Adjusted Book per Share: $40.19
  • GF Value™: $110.92 vs. price of $150.01 (35.2% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the XPTY:BGFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Bg Business Description

Address Aquilino De La Guardia Street and 5th Avenue, PO Box 0816, B South, Republic of Panama, Panama, PAN, 00843
Grupo Financiero Bg SA is a Panama based bank holding company. The company through its holding provides banking products & services including personal banking, corporate banking and wealth management services.
77GF Score

Get the complete analysis for XPTY:BGFG

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$150.01
Price
$110.92
GF Value