Grupo Financiero BgXPTY:BGFG 77 ROA % is 4.05% as of Mar. 2026, which is 55% above its 10-year median of 2.62. GuruFocus rates XPTY:BGFG with a GF Score™ of 77/100 and a GF Value™ of $110.92 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,530 Banks companies, Grupo Financiero Bg ranks better than 97.19% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Grupo Financiero Bg's annualizedNet Income for the quarter that ended in Mar. 2026 was $858 Mil.
Grupo Financiero Bg's average Total Assets over the quarter that ended in Mar. 2026 was $21,176 Mil. Therefore, Grupo Financiero Bg's annualized ROA % for the quarter that ended in Mar. 2026 was 4.05%.
The historical rank and industry rank for Grupo Financiero Bg's ROA % or its related term are showing as below:
XPTY:BGFG'
s ROA % Range Over the Past 10 Years
Min: 1.74 Med: 2.62 Max: 4.17
Current: 4.17
During the past 13 years, Grupo Financiero Bg's highest ROA % was 4.17%. The lowest was 1.74%. And the median was 2.62%.
XPTY:BGFG's ROA % is ranked better than 97.19% of 1530
companies
in the Banks industry
Industry Median: 0.98
vs XPTY:BGFG: 4.17
Grupo Financiero Bg (XPTY:BGFG) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Grupo Financiero Bg ROA % Related Terms
Grupo Financiero Bg ROA % Historical Data
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The historical data trend for Grupo Financiero Bg's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Financiero Bg's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Bg ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero Bg's ROA % distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Bg's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Grupo Financiero Bg (XPTY:BGFG) has a ROA % of 4.05% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo Financiero Bg and its competitors. This is 55% above median its historical median of 2.62. Over the past decade, Grupo Financiero Bg's ROA % has ranged from 1.74 to 4.17. According to the industry distribution chart, Grupo Financiero Bg ranks #43 out of 1530 companies in the Banks industry, placing it in the top 2.8%.
Is Grupo Financiero Bg's ROA % too high?
Grupo Financiero Bg's current ROA % of 4.05% is 55% above median its 10-year median of 2.62. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 4.17. The Banks industry median ROA % is 0.98. Grupo Financiero Bg's value of 4.05% is 313.3% above this industry median. Based on the distribution chart, Grupo Financiero Bg ranks #43 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero Bg has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Bg's ROA % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Bg ranks #43 out of 1530 companies for ROA %. This places Grupo Financiero Bg in the top 3% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Grupo Financiero Bg's value of 4.05% is 313.3% above this benchmark. Historically, Grupo Financiero Bg's own ROA % has ranged from 1.74 to 4.17 over the past decade. While the company's 10-year median is 2.62 vs. the industry median of 0.98, Grupo Financiero Bg has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Bg's current ROA % of 4.05% is 313.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Grupo Financiero Bg and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Bg's current ROA % is 4.05%, which is 55% above median its own 10-year median of 2.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Bg stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Bg (XPTY:BGFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $110.92, compared to a current price of $150.01 — trading 35.2% above its estimated fair value. The current ROA % is 4.05%, which is 55% above median its 10-year median of 2.62 and 313.3% above the Banks industry median of 0.98. Grupo Financiero Bg's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Grupo Financiero Bg (XPTY:BGFG), the current ROA % is 4.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Bg (XPTY:BGFG) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Bg stock appears to be overvalued.
The current stock price of $150.01 is trading 35.2% above its estimated GF Value™ of $110.92.
GuruFocus considers Grupo Financiero Bg to be Significantly Overvalued.
Key valuation signals for XPTY:BGFG:
ROA %: 4.05% (55% above median its 10-year median of 2.62)
GF Value™: $110.92 vs. price of $150.01 (35.2% above fair value)
Industry Position: 313.3% above the Banks median (#43 of 1530)
No single metric tells the full story. See the XPTY:BGFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Bg SA is a Panama based bank holding company. The company through its holding provides banking products & services including personal banking, corporate banking and wealth management services.
77GF Score
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