Grupo Financiero BgXPTY:BGFG 77 Net Margin % is 60.87% as of Mar. 2026, which is 10% above its 10-year median of 55.47. GuruFocus rates XPTY:BGFG with a GF Score™ of 77/100 and a GF Value™ of $110.92 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Grupo Financiero Bg ranks better than 97.97% on this metric.
The historical rank and industry rank for Grupo Financiero Bg's Net Margin % or its related term are showing as below:
XPTY:BGFG'
s Net Margin % Range Over the Past 10 Years
Min: 37.43 Med: 55.47 Max: 63.78
Current: 61.81
XPTY:BGFG's Net Margin % is ranked better than 97.97% of 1528
companies
in the Banks industry
Industry Median: 26.81
vs XPTY:BGFG: 61.81
Grupo Financiero Bg (XPTY:BGFG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Grupo Financiero Bg Net Margin % Related Terms
Grupo Financiero Bg Net Margin % Historical Data
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The historical data trend for Grupo Financiero Bg's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Financiero Bg's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Financiero Bg Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Financiero Bg's Net Margin % distribution charts can be found below:
* The bar in red indicates where Grupo Financiero Bg's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Financiero Bg (XPTY:BGFG) has a Net Margin % of 60.87% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Grupo Financiero Bg and its competitors. This is 10% above median its historical median of 55.47. Over the past decade, Grupo Financiero Bg's Net Margin % has ranged from 37.43 to 63.78. According to the industry distribution chart, Grupo Financiero Bg ranks #31 out of 1528 companies in the Banks industry, placing it in the top 2%.
Is Grupo Financiero Bg's Net Margin % too high?
Grupo Financiero Bg's current Net Margin % of 60.87% is 10% above median its 10-year median of 55.47. Over the past 10 years, this metric has ranged from a low of 37.43 to a high of 63.78. The Banks industry median Net Margin % is 26.81. Grupo Financiero Bg's value of 60.87% is 127% above this industry median. Based on the distribution chart, Grupo Financiero Bg ranks #31 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero Bg has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Bg's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Bg ranks #31 out of 1528 companies for Net Margin %. This places Grupo Financiero Bg in the top 2% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.81. Grupo Financiero Bg's value of 60.87% is 127% above this benchmark. Historically, Grupo Financiero Bg's own Net Margin % has ranged from 37.43 to 63.78 over the past decade. While the company's 10-year median is 55.47 vs. the industry median of 26.81, Grupo Financiero Bg has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.81, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Bg's current Net Margin % of 60.87% is 127% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Grupo Financiero Bg and its competitors. For the Banks industry, the median Net Margin % is 26.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Bg's current Net Margin % is 60.87%, which is 10% above median its own 10-year median of 55.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Bg stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Bg (XPTY:BGFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $110.92, compared to a current price of $150.01 — trading 35.2% above its estimated fair value. The current Net Margin % is 60.87%, which is 10% above median its 10-year median of 55.47 and 127% above the Banks industry median of 26.81. Grupo Financiero Bg's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Grupo Financiero Bg (XPTY:BGFG), the current Net Margin % is 60.87% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Financiero Bg (XPTY:BGFG) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Financiero Bg stock appears to be overvalued.
The current stock price of $150.01 is trading 35.2% above its estimated GF Value™ of $110.92.
GuruFocus considers Grupo Financiero Bg to be Significantly Overvalued.
Key valuation signals for XPTY:BGFG:
Net Margin %: 60.87% (10% above median its 10-year median of 55.47)
GF Value™: $110.92 vs. price of $150.01 (35.2% above fair value)
Industry Position: 127% above the Banks median (#31 of 1528)
No single metric tells the full story. See the XPTY:BGFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Financiero Bg SA is a Panama based bank holding company. The company through its holding provides banking products & services including personal banking, corporate banking and wealth management services.
77GF Score
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