Grupo Financiero Bg (XPTY:BGFG) Equity-to-Asset: 0.19 (As of Mar. 2026) — 19% Above Median

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XPTY:BGFG Grupo Financiero Bg SA XPTY:BGFG
76 GF Score
Price $152.00
GF Value $112.38
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Grupo Financiero Bg Equity-to-Asset?

Grupo Financiero Bg XPTY:BGFG 76 Equity-to-Asset is 0.19 as of Mar. 2026, which is 19% above its 10-year median of 0.16. GuruFocus rates XPTY:BGFG with a GF Score™ of 76/100 and a GF Value™ of $112.38 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,525 Banks companies, Grupo Financiero Bg ranks better than 92.72% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Grupo Financiero Bg's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $4,115 Mil. Grupo Financiero Bg's Total Assets for the quarter that ended in Mar. 2026 was $21,178 Mil. Therefore, Grupo Financiero Bg's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.19.

The historical rank and industry rank for Grupo Financiero Bg's Equity-to-Asset or its related term are showing as below:

XPTY:BGFG' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13   Med: 0.16   Max: 0.2
Current: 0.19

During the past 13 years, the highest Equity to Asset Ratio of Grupo Financiero Bg was 0.20. The lowest was 0.13. And the median was 0.16.

XPTY:BGFG's Equity-to-Asset is ranked better than
92.72% of 1525 companies
in the Banks industry
Industry Median: 0.1 vs XPTY:BGFG: 0.19

Grupo Financiero Bg  (XPTY:BGFG) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Grupo Financiero Bg Equity-to-Asset Related Terms


Grupo Financiero Bg Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Bg's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Bg Equity-to-Asset Chart

Grupo Financiero Bg Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.17 0.16 0.18 0.19 0.19

Grupo Financiero Bg Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.19 0.20 0.19 0.19

XPTY:BGFG vs PNC, USB: Equity-to-Asset Comparison

For the Banks - Regional subindustry, Grupo Financiero Bg's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Bg Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Bg's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Bg's Equity-to-Asset falls into.


XPTY:BGFG
76GF Score
Grupo Financiero Bg SA XPTY:BGFG
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero Bg Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Grupo Financiero Bg's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=4067.881/21092.471
=0.19

Grupo Financiero Bg's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=4115.133/21178.473
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.19 mean?
Grupo Financiero Bg (XPTY:BGFG) has a Equity-to-Asset of 0.19 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Grupo Financiero Bg and its competitors. This is 19% above median its historical median of 0.16. Over the past decade, Grupo Financiero Bg's Equity-to-Asset has ranged from 0.13 to 0.20. According to the industry distribution chart, Grupo Financiero Bg ranks #111 out of 1525 companies in the Banks industry, placing it in the top 7.3%.
Is Grupo Financiero Bg's Equity-to-Asset too high?
Grupo Financiero Bg's current Equity-to-Asset of 0.19 is 19% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.20. The Banks industry median Equity-to-Asset is 0.10. Grupo Financiero Bg's value of 0.19 is 90% above this industry median. Based on the distribution chart, Grupo Financiero Bg ranks #111 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Financiero Bg has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Bg's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Financiero Bg ranks #111 out of 1525 companies for Equity-to-Asset. This places Grupo Financiero Bg in the top 7% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Grupo Financiero Bg's value of 0.19 is 90% above this benchmark. Historically, Grupo Financiero Bg's own Equity-to-Asset has ranged from 0.13 to 0.20 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.10, Grupo Financiero Bg has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Financiero Bg's current Equity-to-Asset of 0.19 is 90% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Grupo Financiero Bg and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Financiero Bg's current Equity-to-Asset is 0.19, which is 19% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Bg stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Bg (XPTY:BGFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $112.38, compared to a current price of $152.00 — trading 35.3% above its estimated fair value. The current Equity-to-Asset is 0.19, which is 19% above median its 10-year median of 0.16 and 90% above the Banks industry median of 0.10. Grupo Financiero Bg's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Grupo Financiero Bg (XPTY:BGFG), the current Equity-to-Asset is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Bg (XPTY:BGFG) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Bg stock appears to be overvalued. The current stock price of $152.00 is trading 35.3% above its estimated GF Value™ of $112.38. GuruFocus considers Grupo Financiero Bg to be Significantly Overvalued.

Key valuation signals for XPTY:BGFG:

  • Equity-to-Asset: 0.19 (19% above median its 10-year median of 0.16)
  • GF Value™: $112.38 vs. price of $152.00 (35.3% above fair value)
  • GF Score™: 76/100 with 6 warning signs
  • Industry Position: 90% above the Banks median (#111 of 1525)

No single metric tells the full story. See the XPTY:BGFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Bg Business Description

Address Aquilino De La Guardia Street and 5th Avenue, PO Box 0816, B South, Republic of Panama, Panama, PAN, 00843
Grupo Financiero Bg SA is a Panama based bank holding company. The company through its holding provides banking products & services including personal banking, corporate banking and wealth management services.
76GF Score

Get the complete analysis for XPTY:BGFG

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$152.00
Price
$112.38
GF Value