Grupo Financiero Bg (XPTY:BGFG) Cyclically Adjusted FCF per Share: $8.35 (As of Mar. 2026)


XPTY:BGFG Grupo Financiero Bg SA XPTY:BGFG
77 GF Score
Price $150.01
GF Value $110.92
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Grupo Financiero Bg Cyclically Adjusted FCF per Share?

Grupo Financiero Bg XPTY:BGFG 77 Cyclically Adjusted FCF per Share is $8.35 as of Mar. 2026. GuruFocus rates XPTY:BGFG with a GF Score™ of 77/100 and a GF Value™ of $110.92 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Grupo Financiero Bg's adjusted free cash flow per share for the three months ended in Mar. 2026 was $2.608. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $8.35 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Grupo Financiero Bg's average Cyclically Adjusted FCF Growth Rate was 24.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 13.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Grupo Financiero Bg was 13.20% per year. The lowest was 7.10% per year. And the median was 10.15% per year.

As of today (2026-07-07), Grupo Financiero Bg's current stock price is $150.01. Grupo Financiero Bg's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $8.35. Grupo Financiero Bg's Cyclically Adjusted Price-to-FCF of today is 17.97.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Grupo Financiero Bg was 17.96. The lowest was 11.85. And the median was 14.21.


Grupo Financiero Bg  (XPTY:BGFG) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Grupo Financiero Bg's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=150.01/8.35
=17.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Grupo Financiero Bg was 17.96. The lowest was 11.85. And the median was 14.21.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Grupo Financiero Bg Cyclically Adjusted FCF per Share Related Terms


Grupo Financiero Bg Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Grupo Financiero Bg's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Financiero Bg Cyclically Adjusted FCF per Share Chart

Grupo Financiero Bg Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.17 5.57 5.76 6.36 8.09

Grupo Financiero Bg Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.70 6.95 7.28 8.09 8.35

XPTY:BGFG vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Grupo Financiero Bg's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Financiero Bg Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Financiero Bg's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Grupo Financiero Bg's Cyclically Adjusted Price-to-FCF falls into.


XPTY:BGFG
77GF Score
Grupo Financiero Bg SA XPTY:BGFG
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Financiero Bg Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo Financiero Bg's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.608/330.2130*330.2130
=2.608

Current CPI (Mar. 2026) = 330.2130.

Grupo Financiero Bg Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 1.897 241.018 2.599
201609 -2.229 241.428 -3.049
201612 0.088 241.432 0.120
201703 1.215 243.801 1.646
201706 1.446 244.955 1.949
201709 -2.382 246.819 -3.187
201712 -0.758 246.524 -1.015
201803 -1.036 249.554 -1.371
201806 0.208 251.989 0.273
201809 1.272 252.439 1.664
201812 5.839 251.233 7.675
201903 0.097 254.202 0.126
201906 2.857 256.143 3.683
201909 2.028 256.759 2.608
201912 3.243 256.974 4.167
202003 0.676 258.115 0.865
202006 6.978 257.797 8.938
202009 4.620 260.280 5.861
202012 6.605 260.474 8.373
202103 7.066 264.877 8.809
202106 -1.781 271.696 -2.165
202109 1.863 274.310 2.243
202112 2.388 278.802 2.828
202203 3.275 287.504 3.762
202206 0.803 296.311 0.895
202209 -0.427 296.808 -0.475
202212 -1.947 296.797 -2.166
202303 1.768 301.836 1.934
202306 -0.312 305.109 -0.338
202309 0.508 307.789 0.545
202312 3.896 306.746 4.194
202403 -1.300 312.332 -1.374
202406 1.626 314.175 1.709
202409 2.996 315.301 3.138
202412 2.419 315.605 2.531
202503 2.616 319.799 2.701
202506 1.587 322.561 1.625
202509 3.456 324.800 3.514
202512 5.126 324.054 5.223
202603 2.608 330.213 2.608

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $8.35 mean?
Grupo Financiero Bg (XPTY:BGFG) has a Cyclically Adjusted FCF per Share of $8.35 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Grupo Financiero Bg and its competitors.
Is Grupo Financiero Bg's Cyclically Adjusted FCF per Share too high?
Grupo Financiero Bg's current Cyclically Adjusted FCF per Share is $8.35. Overall, Grupo Financiero Bg has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Bg's Cyclically Adjusted FCF per Share compare to PNC and USB?
Grupo Financiero Bg's Cyclically Adjusted FCF per Share of $8.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Grupo Financiero Bg and its competitors. Grupo Financiero Bg's current Cyclically Adjusted FCF per Share is $8.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Bg stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Bg (XPTY:BGFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $110.92, compared to a current price of $150.01 — trading 35.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $8.35. Grupo Financiero Bg's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Grupo Financiero Bg (XPTY:BGFG), the current Cyclically Adjusted FCF per Share is $8.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Bg (XPTY:BGFG) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Bg stock appears to be overvalued. The current stock price of $150.01 is trading 35.2% above its estimated GF Value™ of $110.92. GuruFocus considers Grupo Financiero Bg to be Significantly Overvalued.

Key valuation signals for XPTY:BGFG:

  • Cyclically Adjusted FCF per Share: $8.35
  • GF Value™: $110.92 vs. price of $150.01 (35.2% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the XPTY:BGFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Bg Business Description

Address Aquilino De La Guardia Street and 5th Avenue, PO Box 0816, B South, Republic of Panama, Panama, PAN, 00843
Grupo Financiero Bg SA is a Panama based bank holding company. The company through its holding provides banking products & services including personal banking, corporate banking and wealth management services.
77GF Score

Get the complete analysis for XPTY:BGFG

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$150.01
Price
$110.92
GF Value