Grupo Financiero Bg (XPTY:BGFG) Financial Strength: 2 (As of Mar. 2026) — 33% Below Median

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XPTY:BGFG Grupo Financiero Bg SA XPTY:BGFG
76 GF Score
Price $151.99
GF Value $112.72
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Grupo Financiero Bg Financial Strength?

Grupo Financiero Bg XPTY:BGFG +0.01% 76 Financial Strength is 2 as of Mar. 2026, which is 33% below its 10-year median of 3.00. GuruFocus rates XPTY:BGFG with a GF Score™ of 76/100 and a GF Value™ of $112.72 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Grupo Financiero Bg has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

Grupo Financiero Bg SA displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Grupo Financiero Bg's interest coverage with the available data. Grupo Financiero Bg's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.65. Altman Z-Score does not apply to banks and insurance companies.


Grupo Financiero Bg  (XPTY:BGFG) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Grupo Financiero Bg has the Financial Strength Rank of 2. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


Grupo Financiero Bg Financial Strength Related Terms

XPTY:BGFG
76GF Score
Grupo Financiero Bg SA XPTY:BGFG
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Financiero Bg Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Grupo Financiero Bg's Interest Expense for the months ended in Mar. 2026 was $-101 Mil. Its Operating Income for the months ended in Mar. 2026 was $0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $908 Mil.

Grupo Financiero Bg's Interest Coverage for the quarter that ended in Mar. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Grupo Financiero Bg's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 908.019) / 1406.832
=0.65

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 2 mean?
Grupo Financiero Bg (XPTY:BGFG) has a Financial Strength of 2 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Grupo Financiero Bg and its competitors. This is 33% below median its historical median of 3.00. Over the past decade, Grupo Financiero Bg's Financial Strength has ranged from 1.00 to 6.00.
Is Grupo Financiero Bg's Financial Strength too high?
Grupo Financiero Bg's current Financial Strength of 2 is 33% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Grupo Financiero Bg has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Financiero Bg's Financial Strength compare to PNC and USB?
Grupo Financiero Bg's Financial Strength of 2 can be compared against companies in the Banks industry. Historically, Grupo Financiero Bg's own Financial Strength has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Banks company?
A good Financial Strength depends on the Banks industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Grupo Financiero Bg and its competitors. Grupo Financiero Bg's current Financial Strength is 2, which is 33% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Financiero Bg stock overvalued right now?
Based on GuruFocus' analysis, Grupo Financiero Bg (XPTY:BGFG) is currently considered Significantly Overvalued. The stock's GF Value™ is $112.72, compared to a current price of $151.99 — trading 34.8% above its estimated fair value. The current Financial Strength is 2, which is 33% below median its 10-year median of 3.00. Grupo Financiero Bg's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Grupo Financiero Bg (XPTY:BGFG), the current Financial Strength is 2 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Financiero Bg (XPTY:BGFG) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Financiero Bg stock appears to be overvalued. The current stock price of $151.99 is trading 34.8% above its estimated GF Value™ of $112.72. GuruFocus considers Grupo Financiero Bg to be Significantly Overvalued.

Key valuation signals for XPTY:BGFG:

  • Financial Strength: 2 (33% below median its 10-year median of 3.00)
  • GF Value™: $112.72 vs. price of $151.99 (34.8% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the XPTY:BGFG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo Financiero Bg Business Description

Address Aquilino De La Guardia Street and 5th Avenue, PO Box 0816, B South, Republic of Panama, Panama, PAN, 00843
Grupo Financiero Bg SA is a Panama based bank holding company. The company through its holding provides banking products & services including personal banking, corporate banking and wealth management services.
76GF Score

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Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$151.99
Price
$112.72
GF Value