Finance House PJSC (ADX:FH) Cyclically Adjusted FCF per Share: د.إ-0.47 (As of Jun. 2025)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:FH Finance House PJSC ADX:FH
49 GF Score
Price د.إ2.10
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What is Finance House PJSC Cyclically Adjusted FCF per Share?

Finance House PJSC ADX:FH 49 Cyclically Adjusted FCF per Share is د.إ-0.47 as of Jun. 2025. GuruFocus rates ADX:FH with a GF Score™ of 49/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Finance House PJSC's adjusted free cash flow per share for the three months ended in Jun. 2025 was د.إ0.496. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is د.إ-0.47 for the trailing ten years ended in Jun. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-23), Finance House PJSC's current stock price is د.إ2.10. Finance House PJSC's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2025 was د.إ-0.47. Finance House PJSC's Cyclically Adjusted Price-to-FCF of today is .


Finance House PJSC  (ADX:FH) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Finance House PJSC Cyclically Adjusted FCF per Share Related Terms


Finance House PJSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Finance House PJSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance House PJSC Cyclically Adjusted FCF per Share Chart

Finance House PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.54 -0.53 -0.29 -0.57 -0.68

Finance House PJSC Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.67 -0.67 -0.68 -0.61 -0.47

ADX:FH vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, Finance House PJSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance House PJSC Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance House PJSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Finance House PJSC's Cyclically Adjusted Price-to-FCF falls into.


ADX:FH
49GF Score
Finance House PJSC ADX:FH
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Finance House PJSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Finance House PJSC's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2025 (Change)*Current CPI (Jun. 2025)
=0.496/322.5610*322.5610
=0.496

Current CPI (Jun. 2025) = 322.5610.

Finance House PJSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201509 -0.391 237.945 -0.530
201512 0.218 236.525 0.297
201603 -1.280 238.132 -1.734
201606 -0.102 241.018 -0.137
201609 0.472 241.428 0.631
201612 -0.201 241.432 -0.269
201703 -1.171 243.801 -1.549
201706 -0.484 244.955 -0.637
201709 0.567 246.819 0.741
201712 0.625 246.524 0.818
201803 -0.404 249.554 -0.522
201806 0.061 251.989 0.078
201809 1.466 252.439 1.873
201812 -1.683 251.233 -2.161
201903 0.510 254.202 0.647
201906 -0.190 256.143 -0.239
201909 -0.519 256.759 -0.652
201912 -0.890 256.974 -1.117
202003 0.459 258.115 0.574
202006 -1.470 257.797 -1.839
202009 -0.318 260.280 -0.394
202012 0.403 260.474 0.499
202103 0.544 264.877 0.662
202106 -0.561 271.696 -0.666
202109 -0.098 274.310 -0.115
202112 -0.079 278.802 -0.091
202203 -0.437 287.504 -0.490
202206 -0.247 296.311 -0.269
202209 0.682 296.808 0.741
202212 1.060 296.797 1.152
202303 -1.128 301.836 -1.205
202306 0.377 305.109 0.399
202309 0.428 307.789 0.449
202312 -1.080 306.746 -1.136
202403 0.785 312.332 0.811
202406 -0.688 314.175 -0.706
202409 0.411 315.301 0.420
202412 -0.246 315.605 -0.251
202503 0.748 319.799 0.754
202506 0.496 322.561 0.496

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of د.إ-0.47 mean?
Finance House PJSC (ADX:FH) has a Cyclically Adjusted FCF per Share of د.إ-0.47 as of Jun. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Finance House PJSC and its competitors.
Is Finance House PJSC's Cyclically Adjusted FCF per Share too high?
Finance House PJSC's current Cyclically Adjusted FCF per Share is د.إ-0.47. Overall, Finance House PJSC has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Finance House PJSC's Cyclically Adjusted FCF per Share compare to V and MA?
Finance House PJSC's Cyclically Adjusted FCF per Share of د.إ-0.47 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Finance House PJSC and its competitors. Finance House PJSC's current Cyclically Adjusted FCF per Share is د.إ-0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance House PJSC stock overvalued right now?
Finance House PJSC (ADX:FH) has a current Cyclically Adjusted FCF per Share of د.إ-0.47. The current Cyclically Adjusted FCF per Share is د.إ-0.47. Finance House PJSC's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Finance House PJSC (ADX:FH), the current Cyclically Adjusted FCF per Share is د.إ-0.47 as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Finance House PJSC Business Description

Address Zayed 1st Street, Khalidiya Area, P.O.Box: 7878, Orjowan Tower Building, Abu Dhabi, ARE
Finance House PJSC is a provider of financial products and services. The group is organised into six major business segments: Commercial and Retail Financing, which provides loans and other credit facilities for institutional and individual customers; Investment, which involves the management of the investment portfolio and treasury activities; Islamic Financing and Investing, which provides investment, consumer and commercial financing; Insurance, which involves non-life insurance services; Construction, involves construction related activities; and Brokerage Services. The group primarily operates in the United Arab Emirates.
49GF Score

Get the complete analysis for ADX:FH

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.10
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