Finance House PJSC (ADX:FH) Enterprise Value: د.إ183.4 Mil (As of Jul. 02, 2026) ***


ADX:FH Finance House PJSC ADX:FH
49 GF Score
Price د.إ2.10
GF Value د.إ2.21
Valuation Fairly Valued
! 5 Warning Signs
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What is Finance House PJSC Enterprise Value?

Finance House PJSC ADX:FH 49 Enterprise Value is د.إ183.4 Mil as of Jul. 02, 2026. GuruFocus rates ADX:FH with a GF Score™ of 49/100 and a GF Value™ of د.إ2.21 (Fairly Valued). The stock has 5 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Finance House PJSC's Enterprise Value is د.إ183.4 Mil. Finance House PJSC's Revenue for the trailing twelve months (TTM) ended in Jun. 2025 was د.إ200.1 Mil. Therefore, Finance House PJSC's EV-to-Revenue ratio for today is 0.92.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Finance House PJSC's Enterprise Value is د.إ183.4 Mil. Finance House PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2025 was د.إ391.5 Mil. Therefore, Finance House PJSC's EV-to-OCF ratio for today is 0.47.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Finance House PJSC's Enterprise Value is د.إ183.4 Mil. Finance House PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 was د.إ381.6 Mil. Therefore, Finance House PJSC's EV-to-FCF ratio for today is 0.48.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Finance House PJSC  (ADX:FH) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Finance House PJSC's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=183.413/200.057
=0.92

Finance House PJSC's current Enterprise Value is د.إ183.4 Mil.
Finance House PJSC's Revenue for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ200.1 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Finance House PJSC's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=183.413/391.539
=0.47

Finance House PJSC's current Enterprise Value is د.إ183.4 Mil.
Finance House PJSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ391.5 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Finance House PJSC's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=183.413/381.561
=0.48

Finance House PJSC's current Enterprise Value is د.إ183.4 Mil.
Finance House PJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ381.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Finance House PJSC Enterprise Value Related Terms


Finance House PJSC Enterprise Value Historical Data

* Premium members only.

The historical data trend for Finance House PJSC's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance House PJSC Enterprise Value Chart

Finance House PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 489.21 616.11 340.92 580.39 519.59

Finance House PJSC Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 456.00 324.47 519.59 299.79 210.67

ADX:FH vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Finance House PJSC's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance House PJSC Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance House PJSC's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Finance House PJSC's Enterprise Value falls into.


ADX:FH
49GF Score
Finance House PJSC ADX:FH
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finance House PJSC Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Finance House PJSC's Enterprise Value for the fiscal year that ended in Dec. 2024 is calculated as

Finance House PJSC's Enterprise Value for the quarter that ended in Jun. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of د.إ183.4 Mil mean?
Finance House PJSC (ADX:FH) has a Enterprise Value of د.إ183.4 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Finance House PJSC and its competitors.
Is Finance House PJSC's Enterprise Value too high?
Finance House PJSC's current Enterprise Value is د.إ183.4 Mil. Overall, Finance House PJSC has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance House PJSC's Enterprise Value compare to V and MA?
Finance House PJSC's Enterprise Value of د.إ183.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Finance House PJSC and its competitors. Finance House PJSC's current Enterprise Value is د.إ183.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance House PJSC stock overvalued right now?
Based on GuruFocus' analysis, Finance House PJSC (ADX:FH) is currently considered Fairly Valued. The stock's GF Value™ is د.إ2.21, compared to a current price of د.إ2.10 — trading 5% below its estimated fair value. The current Enterprise Value is د.إ183.4 Mil. Finance House PJSC's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Finance House PJSC (ADX:FH), the current Enterprise Value is د.إ183.4 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance House PJSC (ADX:FH) Overvalued in 2026?

Based on GuruFocus' analysis, Finance House PJSC stock appears to be undervalued. The current stock price of د.إ2.10 is trading 5% below its estimated GF Value™ of د.إ2.21. GuruFocus considers Finance House PJSC to be Fairly Valued.

Key valuation signals for ADX:FH:

  • Enterprise Value: د.إ183.4 Mil
  • GF Value™: د.إ2.21 vs. price of د.إ2.10 (5% below fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the ADX:FH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finance House PJSC Business Description

Address Zayed 1st Street, Khalidiya Area, P.O.Box: 7878, Orjowan Tower Building, Abu Dhabi, ARE
Finance House PJSC is a provider of financial products and services. The group is organised into six major business segments: Commercial and Retail Financing, which provides loans and other credit facilities for institutional and individual customers; Investment, which involves the management of the investment portfolio and treasury activities; Islamic Financing and Investing, which provides investment, consumer and commercial financing; Insurance, which involves non-life insurance services; Construction, involves construction related activities; and Brokerage Services. The group primarily operates in the United Arab Emirates.
49GF Score

Get the complete analysis for ADX:FH

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.10
Price
د.إ2.21
GF Value