Finance House PJSC (ADX:FH) GF Value Rank: 6 (As of Aug. 08, 2026) — 20% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:FH Finance House PJSC ADX:FH
49 GF Score
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What is Finance House PJSC GF Value Rank?

Finance House PJSC ADX:FH 49 GF Value Rank is 6 as of Aug. 08, 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates ADX:FH with a GF Score™ of 49/100.

Finance House PJSC has the GF Value Rank of 6.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Finance House PJSC GF Value Rank Related Terms


ADX:FH vs V, MA, AXP: GF Value Rank Comparison

For the Credit Services subindustry, Finance House PJSC's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance House PJSC GF Value Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance House PJSC's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Finance House PJSC's GF Value Rank falls into.


ADX:FH
49GF Score
Finance House PJSC ADX:FH
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 6 mean?
Finance House PJSC (ADX:FH) has a GF Value Rank of 6 as of Aug. 08, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Finance House PJSC and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Finance House PJSC's GF Value Rank has ranged from 1.00 to 10.00.
Is Finance House PJSC's GF Value Rank too high?
Finance House PJSC's current GF Value Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Finance House PJSC has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Finance House PJSC's GF Value Rank compare to V and MA?
Finance House PJSC's GF Value Rank of 6 can be compared against companies in the Credit Services industry. Historically, Finance House PJSC's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Credit Services company?
A good GF Value Rank depends on the Credit Services industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Finance House PJSC and its competitors. Finance House PJSC's current GF Value Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance House PJSC stock overvalued right now?
Finance House PJSC (ADX:FH) has a current GF Value Rank of 6. The current GF Value Rank is 6, which is 20% above median its 10-year median of 5.00. Finance House PJSC's overall GF Score™ is 49/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Finance House PJSC (ADX:FH), the current GF Value Rank is 6 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Finance House PJSC Business Description

Address Zayed 1st Street, Khalidiya Area, P.O.Box: 7878, Orjowan Tower Building, Abu Dhabi, ARE
Finance House PJSC is a provider of financial products and services. The group is organised into six major business segments: Commercial and Retail Financing, which provides loans and other credit facilities for institutional and individual customers; Investment, which involves the management of the investment portfolio and treasury activities; Islamic Financing and Investing, which provides investment, consumer and commercial financing; Insurance, which involves non-life insurance services; Construction, involves construction related activities; and Brokerage Services. The group primarily operates in the United Arab Emirates.
49GF Score

Get the complete analysis for ADX:FH

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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