The historical rank and industry rank for Finance House PJSC's OCF Margin % or its related term are showing as below:
ADX:FH'
s OCF Margin % Range Over the Past 10 Years
Min: -193.89 Med: -66.88 Max: 192.96
Current: 195.71
During the past 13 years, the highest OCF Margin % of Finance House PJSC was 192.96%. The lowest was -193.89%. And the median was -66.88%.
ADX:FH's OCF Margin % is ranked better than 93.79% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs ADX:FH: 195.71
Finance House PJSC OCF Margin % Related Terms
Finance House PJSC OCF Margin % Historical Data
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The historical data trend for Finance House PJSC's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Finance House PJSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finance House PJSC OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finance House PJSC's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Finance House PJSC's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finance House PJSC (ADX:FH) has a OCF Margin % of 289.46% as of Jun. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Finance House PJSC and its competitors. According to the industry distribution chart, Finance House PJSC ranks #33 out of 531 companies in the Credit Services industry, placing it in the top 6.2%.
Is Finance House PJSC's OCF Margin % too high?
Finance House PJSC's current OCF Margin % is 289.46%. The Credit Services industry median OCF Margin % is 2.55. Finance House PJSC's value of 289.46% is 11251.4% above this industry median. Based on the distribution chart, Finance House PJSC ranks #33 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finance House PJSC has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance House PJSC's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Finance House PJSC ranks #33 out of 531 companies for OCF Margin %. This places Finance House PJSC in the top 6% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. Finance House PJSC's value of 289.46% is 11251.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finance House PJSC's current OCF Margin % of 289.46% is 11251.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Finance House PJSC and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finance House PJSC's current OCF Margin % is 289.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance House PJSC stock overvalued right now?
Based on GuruFocus' analysis, Finance House PJSC (ADX:FH) is currently considered Fairly Valued. The stock's GF Value™ is د.إ2.21, compared to a current price of د.إ2.10 — trading 5% below its estimated fair value. The current OCF Margin % is 289.46% and 11251.4% above the Credit Services industry median of 2.55. Finance House PJSC's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Finance House PJSC (ADX:FH), the current OCF Margin % is 289.46% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Finance House PJSC (ADX:FH) Overvalued in 2026?
Based on GuruFocus' analysis, Finance House PJSC stock appears to be undervalued.
The current stock price of د.إ2.10 is trading 5% below its estimated GF Value™ of د.إ2.21.
GuruFocus considers Finance House PJSC to be Fairly Valued.
Key valuation signals for ADX:FH:
OCF Margin %: 289.46%
GF Value™: د.إ2.21 vs. price of د.إ2.10 (5% below fair value)
Industry Position: 11251.4% above the Credit Services median (#33 of 531)
No single metric tells the full story. See the ADX:FH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Finance House PJSC is a provider of financial products and services. The group is organised into six major business segments: Commercial and Retail Financing, which provides loans and other credit facilities for institutional and individual customers; Investment, which involves the management of the investment portfolio and treasury activities; Islamic Financing and Investing, which provides investment, consumer and commercial financing; Insurance, which involves non-life insurance services; Construction, involves construction related activities; and Brokerage Services. The group primarily operates in the United Arab Emirates.
49GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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