Finance House PJSC (ADX:FH) ROE % Adjusted to Book Value: 7.77% (As of Jun. 2025)


ADX:FH Finance House PJSC ADX:FH
49 GF Score
Price د.إ2.10
GF Value د.إ2.21
Valuation Fairly Valued
! 5 Warning Signs
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What is Finance House PJSC ROE % Adjusted to Book Value?

Finance House PJSC ADX:FH 49 ROE % Adjusted to Book Value is 7.77% as of Jun. 2025. GuruFocus rates ADX:FH with a GF Score™ of 49/100 and a GF Value™ of د.إ2.21 (Fairly Valued). The stock has 5 warning signs investors should review.

Finance House PJSC's ROE % for the quarter that ended in Jun. 2025 was 7.69%. Finance House PJSC's PB Ratio for the quarter that ended in Jun. 2025 was 0.99. Finance House PJSC's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2025 was 7.77%.


Finance House PJSC ROE % Adjusted to Book Value Related Terms


Finance House PJSC ROE % Adjusted to Book Value Historical Data

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The historical data trend for Finance House PJSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finance House PJSC ROE % Adjusted to Book Value Chart

Finance House PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.40 2.76 0.32 6.04 2.66

Finance House PJSC Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.56 7.71 4.83 -1.65 7.77

ADX:FH vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, Finance House PJSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finance House PJSC ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finance House PJSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Finance House PJSC's ROE % Adjusted to Book Value falls into.


ADX:FH
49GF Score
Finance House PJSC ADX:FH
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Finance House PJSC ROE % Adjusted to Book Value Calculation

Finance House PJSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2024 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=2.55% / 0.96
=2.66%

Finance House PJSC's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.69% / 0.99
=7.77%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.77% mean?
Finance House PJSC (ADX:FH) has a ROE % Adjusted to Book Value of 7.77% as of Jun. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Finance House PJSC and its competitors.
Is Finance House PJSC's ROE % Adjusted to Book Value too high?
Finance House PJSC's current ROE % Adjusted to Book Value is 7.77%. Overall, Finance House PJSC has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Finance House PJSC's ROE % Adjusted to Book Value compare to V and MA?
Finance House PJSC's ROE % Adjusted to Book Value of 7.77% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Finance House PJSC and its competitors. Finance House PJSC's current ROE % Adjusted to Book Value is 7.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finance House PJSC stock overvalued right now?
Based on GuruFocus' analysis, Finance House PJSC (ADX:FH) is currently considered Fairly Valued. The stock's GF Value™ is د.إ2.21, compared to a current price of د.إ2.10 — trading 5% below its estimated fair value. The current ROE % Adjusted to Book Value is 7.77%. Finance House PJSC's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Finance House PJSC (ADX:FH), the current ROE % Adjusted to Book Value is 7.77% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finance House PJSC (ADX:FH) Overvalued in 2026?

Based on GuruFocus' analysis, Finance House PJSC stock appears to be undervalued. The current stock price of د.إ2.10 is trading 5% below its estimated GF Value™ of د.إ2.21. GuruFocus considers Finance House PJSC to be Fairly Valued.

Key valuation signals for ADX:FH:

  • ROE % Adjusted to Book Value: 7.77%
  • GF Value™: د.إ2.21 vs. price of د.إ2.10 (5% below fair value)
  • GF Score™: 49/100 with 5 warning signs

No single metric tells the full story. See the ADX:FH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finance House PJSC Business Description

Address Zayed 1st Street, Khalidiya Area, P.O.Box: 7878, Orjowan Tower Building, Abu Dhabi, ARE
Finance House PJSC is a provider of financial products and services. The group is organised into six major business segments: Commercial and Retail Financing, which provides loans and other credit facilities for institutional and individual customers; Investment, which involves the management of the investment portfolio and treasury activities; Islamic Financing and Investing, which provides investment, consumer and commercial financing; Insurance, which involves non-life insurance services; Construction, involves construction related activities; and Brokerage Services. The group primarily operates in the United Arab Emirates.
49GF Score

Get the complete analysis for ADX:FH

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ2.10
Price
د.إ2.21
GF Value