BDOUF (BDO Unibank) Cyclically Adjusted FCF per Share: $0.30 (As of Mar. 2026)


BDOUF BDO Unibank Inc BDOUF
69 GF Score
Price $2.12
GF Value $3.01
Valuation Significantly Undervalued
! 3 Warning Signs
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What is BDO Unibank Cyclically Adjusted FCF per Share?

BDO Unibank BDOUF 69 Cyclically Adjusted FCF per Share is $0.30 as of Mar. 2026. GuruFocus rates BDOUF with a GF Score™ of 69/100 and a GF Value™ of $3.01 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

BDO Unibank's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.433. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.30 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BDO Unibank's average Cyclically Adjusted FCF Growth Rate was 11.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -6.30% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 7.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of BDO Unibank was 27.40% per year. The lowest was -6.30% per year. And the median was 4.70% per year.

As of today (2026-07-04), BDO Unibank's current stock price is $2.12. BDO Unibank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.30. BDO Unibank's Cyclically Adjusted Price-to-FCF of today is 7.07.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BDO Unibank was 15.12. The lowest was 5.61. And the median was 9.07.


BDO Unibank  (OTCPK:BDOUF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

BDO Unibank's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=2.12/0.30
=7.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BDO Unibank was 15.12. The lowest was 5.61. And the median was 9.07.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


BDO Unibank Cyclically Adjusted FCF per Share Related Terms


BDO Unibank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for BDO Unibank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank Cyclically Adjusted FCF per Share Chart

BDO Unibank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.32 0.21 0.29 0.24

BDO Unibank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.33 0.32 0.24 0.30

BDO Unibank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BDO Unibank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where BDO Unibank's Cyclically Adjusted Price-to-FCF falls into.


BDOUF
69GF Score
BDO Unibank Inc BDOUF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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BDO Unibank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BDO Unibank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.433/330.2130*330.2130
=0.433

Current CPI (Mar. 2026) = 330.2130.

BDO Unibank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.067 241.018 -0.092
201609 0.011 241.428 0.015
201612 0.070 241.432 0.096
201703 -0.036 243.801 -0.049
201706 -0.010 244.955 -0.013
201709 0.182 246.819 0.243
201712 -0.173 246.524 -0.232
201803 0.149 249.554 0.197
201806 0.035 251.989 0.046
201809 -0.032 252.439 -0.042
201812 0.099 251.233 0.130
201903 -0.102 254.202 -0.132
201906 0.053 256.143 0.068
201909 0.025 256.759 0.032
201912 -0.193 256.974 -0.248
202003 0.205 258.115 0.262
202006 0.109 257.797 0.140
202009 0.095 260.280 0.121
202012 -0.056 260.474 -0.071
202103 0.236 264.877 0.294
202106 0.109 271.696 0.132
202109 0.043 274.310 0.052
202112 -0.013 278.802 -0.015
202203 0.087 287.504 0.100
202206 0.274 296.311 0.305
202209 0.006 296.808 0.007
202212 0.390 296.797 0.434
202303 0.215 301.836 0.235
202306 -0.034 305.109 -0.037
202309 0.264 307.789 0.283
202312 0.063 306.746 0.068
202403 0.040 312.332 0.042
202406 0.095 314.175 0.100
202409 -0.059 315.301 -0.062
202412 -0.265 315.605 -0.277
202503 0.061 319.799 0.063
202506 0.124 322.561 0.127
202509 0.084 324.800 0.085
202512 -0.237 324.054 -0.242
202603 0.433 330.213 0.433

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.30 mean?
BDO Unibank (BDOUF) has a Cyclically Adjusted FCF per Share of $0.30 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BDO Unibank and its competitors.
Is BDO Unibank's Cyclically Adjusted FCF per Share too high?
BDO Unibank's current Cyclically Adjusted FCF per Share is $0.30. Overall, BDO Unibank has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Cyclically Adjusted FCF per Share compare to competitors?
BDO Unibank's Cyclically Adjusted FCF per Share of $0.30 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BDO Unibank and its competitors. BDO Unibank's current Cyclically Adjusted FCF per Share is $0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUF) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.01, compared to a current price of $2.12 — trading 29.6% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.30. BDO Unibank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For BDO Unibank (BDOUF), the current Cyclically Adjusted FCF per Share is $0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (BDOUF) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of $2.12 is trading 29.6% below its estimated GF Value™ of $3.01. GuruFocus considers BDO Unibank to be Significantly Undervalued.

Key valuation signals for BDOUF:

  • Cyclically Adjusted FCF per Share: $0.30
  • GF Value™: $3.01 vs. price of $2.12 (29.6% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the BDOUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BDO Unibank Business Description

Other Exchanges BDOUY:USABDO:Philippines
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
69GF Score

Get the complete analysis for BDOUF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.12
Price
$3.01
GF Value