BDOUF (BDO Unibank) Shiller PE Ratio: 10.60 (As of Sep. 06, 2026) — 35% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BDOUF BDO Unibank Inc BDOUF
81 GF Score
Price $2.12
GF Value $3.08
! 4 Warning Signs
View Full Analysis

What is BDO Unibank Shiller PE Ratio?

BDO Unibank BDOUF 81 Shiller PE Ratio is 10.60 as of Sep. 06, 2026, which is 35% below its 10-year median of 16.34. GuruFocus rates BDOUF with a GF Score™ of 81/100 and a GF Value™ of $3.08. The stock has 4 warning signs investors should review. Among 1,239 Banks companies, BDO Unibank ranks better than 72.4% on this metric.

As of today (2026-09-06), BDO Unibank's current share price is $2.12. BDO Unibank's E10 for the quarter that ended in Jun. 2026 was $0.20. BDO Unibank's Shiller PE Ratio for today is 10.60.

The historical rank and industry rank for BDO Unibank's Shiller PE Ratio or its related term are showing as below:

BDOUF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 10.14   Med: 16.34   Max: 32.62
Current: 10.57

During the past years, BDO Unibank's highest Shiller PE Ratio was 32.62. The lowest was 10.14. And the median was 16.34.

BDOUF's Shiller PE Ratio is ranked better than
72.4% of 1239 companies
in the Banks industry
Industry Median: 14 vs BDOUF: 10.57

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

BDO Unibank's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.061. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.20 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


BDO Unibank  (OTCPK:BDOUF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


BDO Unibank Shiller PE Ratio Related Terms


BDO Unibank Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for BDO Unibank's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank Shiller PE Ratio Chart

BDO Unibank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.47 14.06 15.37 14.99 12.52

BDO Unibank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.93 12.60 12.52 10.11 10.36

BDO Unibank Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BDO Unibank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where BDO Unibank's Shiller PE Ratio falls into.


BDOUF
81GF Score
BDO Unibank Inc BDOUF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BDO Unibank Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

BDO Unibank's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=2.12/0.20
=10.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, BDO Unibank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.061/333.9520*333.9520
=0.061

Current CPI (Jun. 2026) = 333.9520.

BDO Unibank Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.021 241.428 0.029
201612 0.024 241.432 0.033
201703 0.017 243.801 0.023
201706 0.023 244.955 0.031
201709 0.022 246.819 0.030
201712 0.024 246.524 0.033
201803 0.017 249.554 0.023
201806 0.022 251.989 0.029
201809 0.025 252.439 0.033
201812 0.034 251.233 0.045
201903 0.029 254.202 0.038
201906 0.031 256.143 0.040
201909 0.036 256.759 0.047
201912 0.037 256.974 0.048
202003 0.026 258.115 0.034
202006 -0.014 257.797 -0.018
202009 0.037 260.280 0.047
202012 0.035 260.474 0.045
202103 0.030 264.877 0.038
202106 0.033 271.696 0.041
202109 0.033 274.310 0.040
202112 0.031 278.802 0.037
202203 0.035 287.504 0.041
202206 0.037 296.311 0.042
202209 0.048 296.808 0.054
202212 0.051 296.797 0.057
202303 0.049 301.836 0.054
202306 0.056 305.109 0.061
202309 0.056 307.789 0.061
202312 0.056 306.746 0.061
202403 0.055 312.332 0.059
202406 0.062 314.175 0.066
202409 0.063 315.301 0.067
202412 0.063 315.605 0.067
202503 0.058 319.799 0.061
202506 0.062 322.561 0.064
202509 0.067 324.800 0.069
202512 0.071 324.054 0.073
202603 0.059 330.213 0.060
202606 0.061 333.952 0.061

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 10.60 mean?
BDO Unibank (BDOUF) has a Shiller PE Ratio of 10.60 as of Sep. 06, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on BDO Unibank and its competitors. This is 35% below median its historical median of 16.34. Over the past decade, BDO Unibank's Shiller PE Ratio has ranged from 10.14 to 32.62. According to the industry distribution chart, BDO Unibank ranks #342 out of 1239 companies in the Banks industry, placing it in the top 27.6%.
Is BDO Unibank's Shiller PE Ratio too high?
BDO Unibank's current Shiller PE Ratio of 10.60 is 35% below median its 10-year median of 16.34. Over the past 10 years, this metric has ranged from a low of 10.14 to a high of 32.62. The Banks industry median Shiller PE Ratio is 14.00. BDO Unibank's value of 10.60 is 24.3% below this industry median. Based on the distribution chart, BDO Unibank ranks #342 out of 1239 companies in the Banks industry, which is above the industry midpoint. Overall, BDO Unibank has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #342 out of 1239 companies for Shiller PE Ratio. This puts BDO Unibank in the upper half of its industry. The industry median Shiller PE Ratio is 14.00. BDO Unibank's value of 10.60 is 24.3% below this benchmark. Historically, BDO Unibank's own Shiller PE Ratio has ranged from 10.14 to 32.62 over the past decade. While the company's 10-year median is 16.34 vs. the industry median of 14.00, BDO Unibank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.00, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BDO Unibank's current Shiller PE Ratio of 10.60 is 24.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on BDO Unibank and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current Shiller PE Ratio is 10.60, which is 35% below median its own 10-year median of 16.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
BDO Unibank (BDOUF) has a current Shiller PE Ratio of 10.60. The stock's GF Value™ is $3.08, compared to a current price of $2.12 — trading 31.2% below its estimated fair value. The current Shiller PE Ratio is 10.60, which is 35% below median its 10-year median of 16.34 and 24.3% below the Banks industry median of 14.00. BDO Unibank's overall GF Score™ is 81/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For BDO Unibank (BDOUF), the current Shiller PE Ratio is 10.60 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (BDOUF) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of $2.12 is trading 31.2% below its estimated GF Value™ of $3.08.

Key valuation signals for BDOUF:

  • Shiller PE Ratio: 10.60 (35% below median its 10-year median of 16.34)
  • GF Value™: $3.08 vs. price of $2.12 (31.2% below fair value)
  • GF Score™: 81/100 with 4 warning signs
  • Industry Position: 24.3% below the Banks median (#342 of 1239)

No single metric tells the full story. See the BDOUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BDO Unibank Business Description

Other Exchanges BDOUY:USABDO:Philippines
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
81GF Score

Get the complete analysis for BDOUF

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.12
Price
$3.08
GF Value