BDO UnibankBDOUF 65 FCF Margin % is 193.53% as of Mar. 2026, which is 229% above its 10-year median of 58.88. GuruFocus rates BDOUF with a GF Score™ of 65/100 and a GF Value™ of $3.32 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, BDO Unibank ranks better than 75.68% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. BDO Unibank's Free Cash Flow for the
three
months ended in Mar. 2026 was $2,369 Mil. BDO Unibank's Revenue for the
three
months ended in Mar. 2026 was $1,224 Mil. Therefore, BDO Unibank's FCF Margin % for the quarter that ended in Mar. 2026 was 193.53%.
The historical rank and industry rank for BDO Unibank's FCF Margin % or its related term are showing as below:
BDOUF'
s FCF Margin % Range Over the Past 10 Years
Min: -42.88 Med: 58.88 Max: 140.11
Current: 52.33
During the past 13 years, the highest FCF Margin % of BDO Unibank was 140.11%. The lowest was -42.88%. And the median was 58.88%.
BDOUF's FCF Margin % is ranked better than 75.68% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs BDOUF: 52.33
BDO Unibank FCF Margin % Related Terms
BDO Unibank FCF Margin % Historical Data
* Premium members only.
The historical data trend for BDO Unibank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BDO Unibank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BDO Unibank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BDO Unibank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where BDO Unibank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank (BDOUF) has a FCF Margin % of 193.53% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BDO Unibank and its competitors. This is 229% above median its historical median of 58.88. According to the industry distribution chart, BDO Unibank ranks #366 out of 1505 companies in the Banks industry, placing it in the top 24.3%.
Is BDO Unibank's FCF Margin % too high?
BDO Unibank's current FCF Margin % of 193.53% is 229% above median its 10-year median of 58.88. The Banks industry median FCF Margin % is 26.55. BDO Unibank's value of 193.53% is 628.9% above this industry median. Based on the distribution chart, BDO Unibank ranks #366 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BDO Unibank has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #366 out of 1505 companies for FCF Margin %. This places BDO Unibank in the top 24% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. BDO Unibank's value of 193.53% is 628.9% above this benchmark. While the company's 10-year median is 58.88 vs. the industry median of 26.55, BDO Unibank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BDO Unibank's current FCF Margin % of 193.53% is 628.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on BDO Unibank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current FCF Margin % is 193.53%, which is 229% above median its own 10-year median of 58.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUF) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.32, compared to a current price of $2.12 — trading 36.1% below its estimated fair value. The current FCF Margin % is 193.53%, which is 229% above median its 10-year median of 58.88 and 628.9% above the Banks industry median of 26.55. BDO Unibank's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For BDO Unibank (BDOUF), the current FCF Margin % is 193.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BDO Unibank (BDOUF) Overvalued in 2026?
Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued.
The current stock price of $2.12 is trading 36.1% below its estimated GF Value™ of $3.32.
GuruFocus considers BDO Unibank to be Significantly Undervalued.
Key valuation signals for BDOUF:
FCF Margin %: 193.53% (229% above median its 10-year median of 58.88)
GF Value™: $3.32 vs. price of $2.12 (36.1% below fair value)
Industry Position: 628.9% above the Banks median (#366 of 1505)
No single metric tells the full story. See the BDOUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
65GF Score
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