BDOUF (BDO Unibank) GF Value Rank: 8 (As of Jul. 11, 2026) — 33% Above Median


BDOUF BDO Unibank Inc BDOUF
69 GF Score
Price $2.12
GF Value $3.35
Valuation Significantly Undervalued
! 3 Warning Signs
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What is BDO Unibank GF Value Rank?

BDO Unibank BDOUF 69 GF Value Rank is 8 as of Jul. 11, 2026, which is 33% above its 10-year median of 6.00. GuruFocus rates BDOUF with a GF Score™ of 69/100 and a GF Value™ of $3.35 (Significantly Undervalued). The stock has 3 warning signs investors should review.

BDO Unibank has the GF Value Rank of 8.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

BDO Unibank GF Value Rank Related Terms

BDO Unibank GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BDO Unibank GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's GF Value Rank distribution charts can be found below:

* The bar in red indicates where BDO Unibank's GF Value Rank falls into.


BDOUF
69GF Score
BDO Unibank Inc BDOUF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 8 mean?
BDO Unibank (BDOUF) has a GF Value Rank of 8 as of Jul. 11, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on BDO Unibank and its competitors. This is 33% above median its historical median of 6.00. Over the past decade, BDO Unibank's GF Value Rank has ranged from 1.00 to 10.00.
Is BDO Unibank's GF Value Rank too high?
BDO Unibank's current GF Value Rank of 8 is 33% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, BDO Unibank has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's GF Value Rank compare to competitors?
BDO Unibank's GF Value Rank of 8 can be compared against companies in the Banks industry. Historically, BDO Unibank's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on BDO Unibank and its competitors. BDO Unibank's current GF Value Rank is 8, which is 33% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUF) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.35, compared to a current price of $2.12 — trading 36.7% below its estimated fair value. The current GF Value Rank is 8, which is 33% above median its 10-year median of 6.00. BDO Unibank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For BDO Unibank (BDOUF), the current GF Value Rank is 8 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (BDOUF) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of $2.12 is trading 36.7% below its estimated GF Value™ of $3.35. GuruFocus considers BDO Unibank to be Significantly Undervalued.

Key valuation signals for BDOUF:

  • GF Value Rank: 8 (33% above median its 10-year median of 6.00)
  • GF Value™: $3.35 vs. price of $2.12 (36.7% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the BDOUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BDO Unibank Business Description

Other Exchanges BDOUY:USABDO:Philippines
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
69GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.12
Price
$3.35
GF Value