BDOUF (BDO Unibank) ROE % Adjusted to Book Value: 11.39% (As of Mar. 2026)


BDOUF BDO Unibank Inc BDOUF
65 GF Score
Price $2.12
GF Value $3.32
Valuation Significantly Undervalued
! 3 Warning Signs
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What is BDO Unibank ROE % Adjusted to Book Value?

BDO Unibank BDOUF 65 ROE % Adjusted to Book Value is 11.39% as of Mar. 2026. GuruFocus rates BDOUF with a GF Score™ of 65/100 and a GF Value™ of $3.32 (Significantly Undervalued). The stock has 3 warning signs investors should review.

BDO Unibank's ROE % for the quarter that ended in Mar. 2026 was 12.53%. BDO Unibank's PB Ratio for the quarter that ended in Mar. 2026 was 1.10. BDO Unibank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.39%.

BDO Unibank ROE % Adjusted to Book Value Related Terms

BDO Unibank ROE % Adjusted to Book Value Historical Data

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The historical data trend for BDO Unibank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank ROE % Adjusted to Book Value Chart

BDO Unibank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.15 9.87 12.14 8.80 12.92

BDO Unibank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.23 7.74 10.54 13.68 11.39

BDO Unibank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BDO Unibank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where BDO Unibank's ROE % Adjusted to Book Value falls into.


BDOUF
65GF Score
BDO Unibank Inc BDOUF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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BDO Unibank ROE % Adjusted to Book Value Calculation

BDO Unibank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.34% / 1.11
=12.92%

BDO Unibank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.53% / 1.10
=11.39%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.39% mean?
BDO Unibank (BDOUF) has a ROE % Adjusted to Book Value of 11.39% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BDO Unibank and its competitors.
Is BDO Unibank's ROE % Adjusted to Book Value too high?
BDO Unibank's current ROE % Adjusted to Book Value is 11.39%. Overall, BDO Unibank has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's ROE % Adjusted to Book Value compare to competitors?
BDO Unibank's ROE % Adjusted to Book Value of 11.39% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BDO Unibank and its competitors. BDO Unibank's current ROE % Adjusted to Book Value is 11.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUF) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.32, compared to a current price of $2.12 — trading 36.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 11.39%. BDO Unibank's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For BDO Unibank (BDOUF), the current ROE % Adjusted to Book Value is 11.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (BDOUF) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of $2.12 is trading 36.1% below its estimated GF Value™ of $3.32. GuruFocus considers BDO Unibank to be Significantly Undervalued.

Key valuation signals for BDOUF:

  • ROE % Adjusted to Book Value: 11.39%
  • GF Value™: $3.32 vs. price of $2.12 (36.1% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the BDOUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BDO Unibank Business Description

Other Exchanges BDOUY:USABDO:Philippines
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
65GF Score

Get the complete analysis for BDOUF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.12
Price
$3.32
GF Value