BDOUF (BDO Unibank) E10: $0.21 (As of Mar. 2026)


BDOUF BDO Unibank Inc BDOUF
69 GF Score
Price $2.12
GF Value $3.32
Valuation Significantly Undervalued
! 3 Warning Signs
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What is BDO Unibank E10?

BDO Unibank BDOUF 69 E10 is $0.21 as of Mar. 2026. GuruFocus rates BDOUF with a GF Score™ of 69/100 and a GF Value™ of $3.32 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

BDO Unibank's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.060. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.21 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BDO Unibank's average E10 Growth Rate was 12.40% per year. During the past 3 years, the average E10 Growth Rate was 12.60% per year. During the past 5 years, the average E10 Growth Rate was 13.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of BDO Unibank was 14.50% per year. The lowest was 10.10% per year. And the median was 12.30% per year.

As of today (2026-06-26), BDO Unibank's current stock price is $2.12. BDO Unibank's E10 for the quarter that ended in Mar. 2026 was $0.21. BDO Unibank's Shiller PE Ratio of today is 10.10.

During the past 13 years, the highest Shiller PE Ratio of BDO Unibank was 32.62. The lowest was 10.22. And the median was 16.39.


BDO Unibank  (OTCPK:BDOUF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

BDO Unibank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2.12/0.21
=10.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of BDO Unibank was 32.62. The lowest was 10.22. And the median was 16.39.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


BDO Unibank E10 Related Terms


BDO Unibank E10 Historical Data

* Premium members only.

The historical data trend for BDO Unibank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank E10 Chart

BDO Unibank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.13 0.13 0.20 0.17

BDO Unibank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.22 0.21 0.17 0.21

BDO Unibank E10 Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BDO Unibank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where BDO Unibank's Shiller PE Ratio falls into.


BDOUF
69GF Score
BDO Unibank Inc BDOUF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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BDO Unibank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BDO Unibank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.06/330.2130*330.2130
=0.060

Current CPI (Mar. 2026) = 330.2130.

BDO Unibank Quarterly Data

per share eps CPI Adj_EPS
201606 0.028 241.018 0.038
201609 0.022 241.428 0.030
201612 0.025 241.432 0.034
201703 0.018 243.801 0.024
201706 0.024 244.955 0.032
201709 0.022 246.819 0.029
201712 0.024 246.524 0.032
201803 0.017 249.554 0.022
201806 0.023 251.989 0.030
201809 0.026 252.439 0.034
201812 0.035 251.233 0.046
201903 0.029 254.202 0.038
201906 0.032 256.143 0.041
201909 0.037 256.759 0.048
201912 0.038 256.974 0.049
202003 0.026 258.115 0.033
202006 -0.014 257.797 -0.018
202009 0.038 260.280 0.048
202012 0.036 260.474 0.046
202103 0.031 264.877 0.039
202106 0.034 271.696 0.041
202109 0.034 274.310 0.041
202112 0.032 278.802 0.038
202203 0.035 287.504 0.040
202206 0.037 296.311 0.041
202209 0.049 296.808 0.055
202212 0.052 296.797 0.058
202303 0.050 301.836 0.055
202306 0.058 305.109 0.063
202309 0.058 307.789 0.062
202312 0.058 306.746 0.062
202403 0.056 312.332 0.059
202406 0.064 314.175 0.067
202409 0.065 315.301 0.068
202412 0.065 315.605 0.068
202503 0.059 319.799 0.061
202506 0.064 322.561 0.066
202509 0.068 324.800 0.069
202512 0.073 324.054 0.074
202603 0.060 330.213 0.060

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.21 mean?
BDO Unibank (BDOUF) has a E10 of $0.21 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BDO Unibank and its competitors.
Is BDO Unibank's E10 too high?
BDO Unibank's current E10 is $0.21. Overall, BDO Unibank has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's E10 compare to competitors?
BDO Unibank's E10 of $0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on BDO Unibank and its competitors. BDO Unibank's current E10 is $0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUF) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.32, compared to a current price of $2.12 — trading 36.1% below its estimated fair value. The current E10 is $0.21. BDO Unibank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For BDO Unibank (BDOUF), the current E10 is $0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (BDOUF) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of $2.12 is trading 36.1% below its estimated GF Value™ of $3.32. GuruFocus considers BDO Unibank to be Significantly Undervalued.

Key valuation signals for BDOUF:

  • E10: $0.21
  • GF Value™: $3.32 vs. price of $2.12 (36.1% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the BDOUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BDO Unibank Business Description

Other Exchanges BDOUY:USABDO:Philippines
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
69GF Score

Get the complete analysis for BDOUF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.12
Price
$3.32
GF Value