PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Cyclically Adjusted FCF per Share: Rp-4.40 (As of Dec. 2025)


ISX:ASMI PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
64 GF Score
Price Rp16.00
GF Value Rp26.61
Valuation Possible Value Trap
! 4 Warning Signs
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What is PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted FCF per Share?

PT Asuransi Maximus Graha Persada Tbk ISX:ASMI +6.67% 64 Cyclically Adjusted FCF per Share is Rp-4.40 as of Dec. 2025. GuruFocus rates ISX:ASMI with a GF Score™ of 64/100 and a GF Value™ of Rp26.61 (Possible Value Trap). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Asuransi Maximus Graha Persada Tbk's adjusted free cash flow per share for the three months ended in Dec. 2025 was Rp-0.499. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp-4.40 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-13), PT Asuransi Maximus Graha Persada Tbk's current stock price is Rp16.00. PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2025 was Rp-4.40. PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted Price-to-FCF of today is .


PT Asuransi Maximus Graha Persada Tbk  (ISX:ASMI) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted FCF per Share Related Terms


PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted FCF per Share Chart

PT Asuransi Maximus Graha Persada Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -3.26 -3.41 -4.01 -4.40

PT Asuransi Maximus Graha Persada Tbk Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.01 -4.23 -3.93 -4.21 -4.40

ISX:ASMI vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:ASMI
64GF Score
PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Asuransi Maximus Graha Persada Tbk's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=-0.499/135.2711*135.2711
=-0.499

Current CPI (Dec. 2025) = 135.2711.

PT Asuransi Maximus Graha Persada Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201603 0.450 102.764 0.592
201606 -2.018 103.212 -2.645
201609 -1.118 104.142 -1.452
201612 -2.308 105.222 -2.967
201703 -2.912 106.476 -3.700
201706 -4.979 107.722 -6.252
201709 1.824 108.020 2.284
201712 0.774 109.017 0.960
201803 1.328 110.097 1.632
201806 -8.315 111.085 -10.125
201809 3.336 111.135 4.061
201812 2.121 112.430 2.552
201903 2.918 112.829 3.498
201906 -2.211 114.730 -2.607
201909 1.428 114.905 1.681
201912 -2.698 115.486 -3.160
202003 -2.491 116.252 -2.899
202006 -4.391 116.630 -5.093
202009 -7.538 116.397 -8.760
202012 -5.145 117.318 -5.932
202103 -0.490 117.840 -0.562
202106 -0.538 118.184 -0.616
202109 -1.070 118.262 -1.224
202112 1.921 119.516 2.174
202203 3.288 120.948 3.677
202206 -0.317 123.322 -0.348
202209 -1.188 125.298 -1.283
202212 9.061 126.098 9.720
202303 -4.457 126.953 -4.749
202306 -0.297 127.663 -0.315
202309 -1.107 128.151 -1.169
202312 -1.289 129.395 -1.348
202403 1.886 130.607 1.953
202406 -2.510 130.792 -2.596
202409 -2.806 130.361 -2.912
202412 -3.744 131.432 -3.853
202503 -0.271 131.948 -0.278
202506 0.634 133.241 0.644
202509 -2.079 133.819 -2.102
202512 -0.499 135.271 -0.499

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp-4.40 mean?
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) has a Cyclically Adjusted FCF per Share of Rp-4.40 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors.
Is PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted FCF per Share too high?
PT Asuransi Maximus Graha Persada Tbk's current Cyclically Adjusted FCF per Share is Rp-4.40. Overall, PT Asuransi Maximus Graha Persada Tbk has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted FCF per Share compare to CB and PGR?
PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted FCF per Share of Rp-4.40 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. PT Asuransi Maximus Graha Persada Tbk's current Cyclically Adjusted FCF per Share is Rp-4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Maximus Graha Persada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp26.61, compared to a current price of Rp16.00 — trading 39.9% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp-4.40. PT Asuransi Maximus Graha Persada Tbk's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI), the current Cyclically Adjusted FCF per Share is Rp-4.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk stock appears to be undervalued. The current stock price of Rp16.00 is trading 39.9% below its estimated GF Value™ of Rp26.61. GuruFocus considers PT Asuransi Maximus Graha Persada Tbk to be Possible Value Trap.

Key valuation signals for ISX:ASMI:

  • Cyclically Adjusted FCF per Share: Rp-4.40
  • GF Value™: Rp26.61 vs. price of Rp16.00 (39.9% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the ISX:ASMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Maximus Graha Persada Tbk Business Description

Address Jl. Jend, Sudirman Kav. 52-53, 18 PARC Place Tower B Lt. 8, Sudirman Central Business District, Kebayoran Baru, Jakarta, IDN, 12190
PT Asuransi Maximus Graha Persada Tbk is an Indonesia-based insurance service provider. The company provides insurance services such as motor vehicle insurance, travel insurance, property insurance, marine cargo insurance, money insurance, engineering insurance, and other insurance. The group's operations are located in the geographical areas of Indonesia, namely, Sumatera, Java, Bali, Sulawesi, and Kalimantan. It derives the majority of its revenue from the operations in Jawa. The organization generates prime underwriting revenue by providing motor vehicle insurance services.
64GF Score

Get the complete analysis for ISX:ASMI

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp16.00
Price
Rp26.61
GF Value