PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Pretax Margin %: 1.00% (As of Sep. 2025) — 75% Below Median


ISX:ASMI PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
64 GF Score
Price Rp14.00
GF Value Rp26.85
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Asuransi Maximus Graha Persada Tbk Pretax Margin %?

PT Asuransi Maximus Graha Persada Tbk ISX:ASMI 64 Pretax Margin % is 1.00% as of Sep. 2025, which is 75% below its 10-year median of 3.93. GuruFocus rates ISX:ASMI with a GF Score™ of 64/100 and a GF Value™ of Rp26.85 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 505 Insurance companies, PT Asuransi Maximus Graha Persada Tbk ranks worse than 68.71% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. PT Asuransi Maximus Graha Persada Tbk's Pre-Tax Income for the three months ended in Sep. 2025 was Rp1,468 Mil. PT Asuransi Maximus Graha Persada Tbk's Revenue for the three months ended in Sep. 2025 was Rp146,428 Mil. Therefore, PT Asuransi Maximus Graha Persada Tbk's pretax margin for the quarter that ended in Sep. 2025 was 1.00%.

The historical rank and industry rank for PT Asuransi Maximus Graha Persada Tbk's Pretax Margin % or its related term are showing as below:

ISX:ASMI' s Pretax Margin % Range Over the Past 10 Years
Min: -46.49   Med: 3.93   Max: 27.89
Current: 7.2


ISX:ASMI's Pretax Margin % is ranked worse than
68.71% of 505 companies
in the Insurance industry
Industry Median: 12 vs ISX:ASMI: 7.20

PT Asuransi Maximus Graha Persada Tbk  (ISX:ASMI) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


PT Asuransi Maximus Graha Persada Tbk Pretax Margin % Related Terms


PT Asuransi Maximus Graha Persada Tbk Pretax Margin % Historical Data

* Premium members only.

The historical data trend for PT Asuransi Maximus Graha Persada Tbk's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Maximus Graha Persada Tbk Pretax Margin % Chart

PT Asuransi Maximus Graha Persada Tbk Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -46.49 3.82 -30.19 2.91 2.35

PT Asuransi Maximus Graha Persada Tbk Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.55 22.39 2.93 -2.45 1.00

ISX:ASMI vs CB, PGR, TRV: Pretax Margin % Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Maximus Graha Persada Tbk's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Maximus Graha Persada Tbk Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Maximus Graha Persada Tbk's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where PT Asuransi Maximus Graha Persada Tbk's Pretax Margin % falls into.


ISX:ASMI
64GF Score
PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Maximus Graha Persada Tbk Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

PT Asuransi Maximus Graha Persada Tbk's Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=9736.244/414476.033
=2.35 %

PT Asuransi Maximus Graha Persada Tbk's Pretax Margin for the quarter that ended in Sep. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2025 )/Revenue (Q: Sep. 2025 )
=1468.138/146428.328
=1.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 1.00% mean?
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) has a Pretax Margin % of 1.00% as of Sep. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. This is 75% below median its historical median of 3.93. According to the industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #347 out of 505 companies in the Insurance industry, placing it in the top 68.7%.
Is PT Asuransi Maximus Graha Persada Tbk's Pretax Margin % too high?
PT Asuransi Maximus Graha Persada Tbk's current Pretax Margin % of 1.00% is 75% below median its 10-year median of 3.93. The Insurance industry median Pretax Margin % is 12.00. PT Asuransi Maximus Graha Persada Tbk's value of 1.00% is 91.7% below this industry median. Based on the distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #347 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, PT Asuransi Maximus Graha Persada Tbk has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Maximus Graha Persada Tbk's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #347 out of 505 companies for Pretax Margin %. This places PT Asuransi Maximus Graha Persada Tbk in the lower half of its industry. The industry median Pretax Margin % is 12.00. PT Asuransi Maximus Graha Persada Tbk's value of 1.00% is 91.7% below this benchmark. While the company's 10-year median is 3.93 vs. the industry median of 12.00, PT Asuransi Maximus Graha Persada Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Maximus Graha Persada Tbk's current Pretax Margin % of 1.00% is 91.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Maximus Graha Persada Tbk's current Pretax Margin % is 1.00%, which is 75% below median its own 10-year median of 3.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Maximus Graha Persada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp26.85, compared to a current price of Rp14.00 — trading 47.9% below its estimated fair value. The current Pretax Margin % is 1.00%, which is 75% below median its 10-year median of 3.93 and 91.7% below the Insurance industry median of 12.00. PT Asuransi Maximus Graha Persada Tbk's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI), the current Pretax Margin % is 1.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk stock appears to be undervalued. The current stock price of Rp14.00 is trading 47.9% below its estimated GF Value™ of Rp26.85. GuruFocus considers PT Asuransi Maximus Graha Persada Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ASMI:

  • Pretax Margin %: 1.00% (75% below median its 10-year median of 3.93)
  • GF Value™: Rp26.85 vs. price of Rp14.00 (47.9% below fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 91.7% below the Insurance median (#347 of 505)

No single metric tells the full story. See the ISX:ASMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Maximus Graha Persada Tbk Business Description

Address Jl. Jend, Sudirman Kav. 52-53, 18 PARC Place Tower B Lt. 8, Sudirman Central Business District, Kebayoran Baru, Jakarta, IDN, 12190
PT Asuransi Maximus Graha Persada Tbk is an Indonesia-based insurance service provider. The company provides insurance services such as motor vehicle insurance, travel insurance, property insurance, marine cargo insurance, money insurance, engineering insurance, and other insurance. The group's operations are located in the geographical areas of Indonesia, namely, Sumatera, Java, Bali, Sulawesi, and Kalimantan. It derives the majority of its revenue from the operations in Jawa. The organization generates prime underwriting revenue by providing motor vehicle insurance services.
64GF Score

Get the complete analysis for ISX:ASMI

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp14.00
Price
Rp26.85
GF Value