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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
During the past 13 years, the highest Debt-to-Equity Ratio of PT Asuransi Maximus Graha Persada Tbk was 0.02. The lowest was 0.00. And the median was 0.02.
ISX:ASMI's Debt-to-Equity is not ranked *
in the Insurance industry.
Industry Median: 0.2 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
PT Asuransi Maximus Graha Persada Tbk Debt-to-Equity Related Terms
PT Asuransi Maximus Graha Persada Tbk Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Maximus Graha Persada Tbk Debt-to-Equity Chart
ISX:ASMI vs CB, PGR, TRV: Debt-to-Equity Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Maximus Graha Persada Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Maximus Graha Persada Tbk Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Maximus Graha Persada Tbk's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where PT Asuransi Maximus Graha Persada Tbk's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) has a Debt-to-Equity of 0.00 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. According to the industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #999999 out of 405 companies in the Insurance industry.
Is PT Asuransi Maximus Graha Persada Tbk's Debt-to-Equity too high?
PT Asuransi Maximus Graha Persada Tbk's current Debt-to-Equity is 0.00. Based on the distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #999999 out of 405 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PT Asuransi Maximus Graha Persada Tbk has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Maximus Graha Persada Tbk's Debt-to-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #999999 out of 405 companies for Debt-to-Equity. This places PT Asuransi Maximus Graha Persada Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Maximus Graha Persada Tbk's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Maximus Graha Persada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp26.62, compared to a current price of Rp16.00 — trading 39.9% below its estimated fair value. The current Debt-to-Equity is 0.00. PT Asuransi Maximus Graha Persada Tbk's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI), the current Debt-to-Equity is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk stock appears to be undervalued.
The current stock price of Rp16.00 is trading 39.9% below its estimated GF Value™ of Rp26.62.
GuruFocus considers PT Asuransi Maximus Graha Persada Tbk to be Possible Value Trap.
Key valuation signals for ISX:ASMI:
Debt-to-Equity: 0.00
GF Value™: Rp26.62 vs. price of Rp16.00 (39.9% below fair value)
No single metric tells the full story. See the ISX:ASMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Maximus Graha Persada Tbk is an Indonesia-based insurance service provider. The company provides insurance services such as motor vehicle insurance, travel insurance, property insurance, marine cargo insurance, money insurance, engineering insurance, and other insurance. The group's operations are located in the geographical areas of Indonesia, namely, Sumatera, Java, Bali, Sulawesi, and Kalimantan. It derives the majority of its revenue from the operations in Jawa. The organization generates prime underwriting revenue by providing motor vehicle insurance services.
64GF Score
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