PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Cyclically Adjusted PS Ratio: 0.46 (As of Jul. 17, 2026) — 39% Below Median

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ISX:ASMI PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
69 GF Score
Price Rp20.00
GF Value Rp26.61
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted PS Ratio?

PT Asuransi Maximus Graha Persada Tbk ISX:ASMI +5.26% 69 Cyclically Adjusted PS Ratio is 0.46 as of Jul. 17, 2026, which is 39% below its 10-year median of 0.75. GuruFocus rates ISX:ASMI with a GF Score™ of 69/100 and a GF Value™ of Rp26.61 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 410 Insurance companies, PT Asuransi Maximus Graha Persada Tbk ranks better than 87.32% on this metric.

As of today (2026-07-17), PT Asuransi Maximus Graha Persada Tbk's current share price is Rp20.00. PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 was Rp43.11. PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio for today is 0.46.

The historical rank and industry rank for PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio or its related term are showing as below:

ISX:ASMI' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.75   Max: 4.7
Current: 0.37

During the past years, PT Asuransi Maximus Graha Persada Tbk's highest Cyclically Adjusted PS Ratio was 4.70. The lowest was 0.16. And the median was 0.75.

ISX:ASMI's Cyclically Adjusted PS Ratio is ranked better than
87.32% of 410 companies
in the Insurance industry
Industry Median: 1.225 vs ISX:ASMI: 0.37

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PT Asuransi Maximus Graha Persada Tbk's adjusted revenue per share data for the three months ended in Dec. 2025 was Rp36.919. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is Rp43.11 for the trailing ten years ended in Dec. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


PT Asuransi Maximus Graha Persada Tbk  (ISX:ASMI) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted PS Ratio Related Terms


PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted PS Ratio Chart

PT Asuransi Maximus Graha Persada Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.93 1.34 0.28 0.70

PT Asuransi Maximus Graha Persada Tbk Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.30 0.43 0.97 0.70

ISX:ASMI vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio falls into.


ISX:ASMI
69GF Score
PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Maximus Graha Persada Tbk Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=20.00/43.11
=0.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, PT Asuransi Maximus Graha Persada Tbk's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=36.919/135.2711*135.2711
=36.919

Current CPI (Dec. 2025) = 135.2711.

PT Asuransi Maximus Graha Persada Tbk Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201603 5.478 102.764 7.211
201606 6.718 103.212 8.805
201609 7.833 104.142 10.174
201612 8.661 105.222 11.134
201703 6.736 106.476 8.558
201706 5.510 107.722 6.919
201709 7.055 108.020 8.835
201712 11.560 109.017 14.344
201803 12.017 110.097 14.765
201806 4.956 111.085 6.035
201809 8.005 111.135 9.744
201812 5.871 112.430 7.064
201903 9.871 112.829 11.834
201906 5.901 114.730 6.957
201909 5.628 114.905 6.626
201912 5.474 115.486 6.412
202003 -0.540 116.252 -0.628
202006 9.313 116.630 10.802
202009 5.199 116.397 6.042
202012 9.983 117.318 11.511
202103 6.681 117.840 7.669
202106 7.487 118.184 8.569
202109 13.000 118.262 14.870
202112 7.512 119.516 8.502
202203 6.516 120.948 7.288
202206 6.700 123.322 7.349
202209 9.773 125.298 10.551
202212 9.115 126.098 9.778
202303 9.150 126.953 9.750
202306 16.340 127.663 17.314
202309 10.194 128.151 10.760
202312 11.415 129.395 11.933
202403 10.643 130.607 11.023
202406 10.775 130.792 11.144
202409 11.512 130.361 11.946
202412 29.883 131.432 30.756
202503 8.123 131.948 8.328
202506 6.898 133.241 7.003
202509 16.345 133.819 16.522
202512 36.919 135.271 36.919

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.46 mean?
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) has a Cyclically Adjusted PS Ratio of 0.46 as of Jul. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. This is 39% below median its historical median of 0.75. Over the past decade, PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio has ranged from 0.16 to 4.70. According to the industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #52 out of 410 companies in the Insurance industry, placing it in the top 12.7%.
Is PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio too high?
PT Asuransi Maximus Graha Persada Tbk's current Cyclically Adjusted PS Ratio of 0.46 is 39% below median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 4.70. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. PT Asuransi Maximus Graha Persada Tbk's value of 0.46 is 62.4% below this industry median. Based on the distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #52 out of 410 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Asuransi Maximus Graha Persada Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Maximus Graha Persada Tbk's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #52 out of 410 companies for Cyclically Adjusted PS Ratio. This places PT Asuransi Maximus Graha Persada Tbk in the top 13% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 1.23. PT Asuransi Maximus Graha Persada Tbk's value of 0.46 is 62.4% below this benchmark. Historically, PT Asuransi Maximus Graha Persada Tbk's own Cyclically Adjusted PS Ratio has ranged from 0.16 to 4.70 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.23, PT Asuransi Maximus Graha Persada Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Maximus Graha Persada Tbk's current Cyclically Adjusted PS Ratio of 0.46 is 62.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Maximus Graha Persada Tbk's current Cyclically Adjusted PS Ratio is 0.46, which is 39% below median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Maximus Graha Persada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp26.61, compared to a current price of Rp20.00 — trading 24.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.46, which is 39% below median its 10-year median of 0.75 and 62.4% below the Insurance industry median of 1.23. PT Asuransi Maximus Graha Persada Tbk's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI), the current Cyclically Adjusted PS Ratio is 0.46 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk stock appears to be undervalued. The current stock price of Rp20.00 is trading 24.8% below its estimated GF Value™ of Rp26.61. GuruFocus considers PT Asuransi Maximus Graha Persada Tbk to be Modestly Undervalued.

Key valuation signals for ISX:ASMI:

  • Cyclically Adjusted PS Ratio: 0.46 (39% below median its 10-year median of 0.75)
  • GF Value™: Rp26.61 vs. price of Rp20.00 (24.8% below fair value)
  • GF Score™: 69/100 with 4 warning signs
  • Industry Position: 62.4% below the Insurance median (#52 of 410)

No single metric tells the full story. See the ISX:ASMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Maximus Graha Persada Tbk Business Description

Address Jl. Jend, Sudirman Kav. 52-53, 18 PARC Place Tower B Lt. 8, Sudirman Central Business District, Kebayoran Baru, Jakarta, IDN, 12190
PT Asuransi Maximus Graha Persada Tbk is an Indonesia-based insurance service provider. The company provides insurance services such as motor vehicle insurance, travel insurance, property insurance, marine cargo insurance, money insurance, engineering insurance, and other insurance. The group's operations are located in the geographical areas of Indonesia, namely, Sumatera, Java, Bali, Sulawesi, and Kalimantan. It derives the majority of its revenue from the operations in Jawa. The organization generates prime underwriting revenue by providing motor vehicle insurance services.
69GF Score

Get the complete analysis for ISX:ASMI

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp20.00
Price
Rp26.61
GF Value