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The historical rank and industry rank for PT Asuransi Maximus Graha Persada Tbk's Return-on-Tangible-Asset or its related term are showing as below:
ISX:ASMI'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -9.01 Med: 1.48 Max: 7.66
Current: 4.47
During the past 13 years, PT Asuransi Maximus Graha Persada Tbk's highest Return-on-Tangible-Asset was 7.66%. The lowest was -9.01%. And the median was 1.48%.
ISX:ASMI's Return-on-Tangible-Asset is ranked better than 69.43% of 507
companies
in the Insurance industry
Industry Median: 2.75
vs ISX:ASMI: 4.47
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
PT Asuransi Maximus Graha Persada Tbk Return-on-Tangible-Asset Related Terms
PT Asuransi Maximus Graha Persada Tbk Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Asuransi Maximus Graha Persada Tbk Return-on-Tangible-Asset Chart
ISX:ASMI vs CB, PGR, TRV: Return-on-Tangible-Asset Comparison
For the Insurance - Property & Casualty subindustry, PT Asuransi Maximus Graha Persada Tbk's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Asuransi Maximus Graha Persada Tbk Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Asuransi Maximus Graha Persada Tbk's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where PT Asuransi Maximus Graha Persada Tbk's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 15.65% mean?
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) has a Return-on-Tangible-Asset of 15.65% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. This is 957% above median its historical median of 1.48. According to the industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #155 out of 507 companies in the Insurance industry, placing it in the top 30.6%.
Is PT Asuransi Maximus Graha Persada Tbk's Return-on-Tangible-Asset too high?
PT Asuransi Maximus Graha Persada Tbk's current Return-on-Tangible-Asset of 15.65% is 957% above median its 10-year median of 1.48. The Insurance industry median Return-on-Tangible-Asset is 2.75. PT Asuransi Maximus Graha Persada Tbk's value of 15.65% is 469.1% above this industry median. Based on the distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #155 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, PT Asuransi Maximus Graha Persada Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Maximus Graha Persada Tbk's Return-on-Tangible-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, PT Asuransi Maximus Graha Persada Tbk ranks #155 out of 507 companies for Return-on-Tangible-Asset. This puts PT Asuransi Maximus Graha Persada Tbk in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.75. PT Asuransi Maximus Graha Persada Tbk's value of 15.65% is 469.1% above this benchmark. While the company's 10-year median is 1.48 vs. the industry median of 2.75, PT Asuransi Maximus Graha Persada Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.75, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Asuransi Maximus Graha Persada Tbk's current Return-on-Tangible-Asset of 15.65% is 469.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Asuransi Maximus Graha Persada Tbk's current Return-on-Tangible-Asset is 15.65%, which is 957% above median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Maximus Graha Persada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp26.61, compared to a current price of Rp21.00 — trading 21.1% below its estimated fair value. The current Return-on-Tangible-Asset is 15.65%, which is 957% above median its 10-year median of 1.48 and 469.1% above the Insurance industry median of 2.75. PT Asuransi Maximus Graha Persada Tbk's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI), the current Return-on-Tangible-Asset is 15.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Overvalued in 2026?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk stock appears to be undervalued.
The current stock price of Rp21.00 is trading 21.1% below its estimated GF Value™ of Rp26.61.
GuruFocus considers PT Asuransi Maximus Graha Persada Tbk to be Modestly Undervalued.
Key valuation signals for ISX:ASMI:
Return-on-Tangible-Asset: 15.65% (957% above median its 10-year median of 1.48)
GF Value™: Rp26.61 vs. price of Rp21.00 (21.1% below fair value)
Industry Position: 469.1% above the Insurance median (#155 of 507)
No single metric tells the full story. See the ISX:ASMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Asuransi Maximus Graha Persada Tbk Business Description
PT Asuransi Maximus Graha Persada Tbk is an Indonesia-based insurance service provider. The company provides insurance services such as motor vehicle insurance, travel insurance, property insurance, marine cargo insurance, money insurance, engineering insurance, and other insurance. The group's operations are located in the geographical areas of Indonesia, namely, Sumatera, Java, Bali, Sulawesi, and Kalimantan. It derives the majority of its revenue from the operations in Jawa. The organization generates prime underwriting revenue by providing motor vehicle insurance services.
69GF Score
Get the complete analysis for ISX:ASMI
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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