PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Scaled Net Operating Assets: 0.26 (As of Sep. 2025)


ISX:ASMI PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
64 GF Score
Price Rp14.00
GF Value Rp26.85
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Asuransi Maximus Graha Persada Tbk Scaled Net Operating Assets?

PT Asuransi Maximus Graha Persada Tbk ISX:ASMI 64 Scaled Net Operating Assets is 0.26 as of Sep. 2025. GuruFocus rates ISX:ASMI with a GF Score™ of 64/100 and a GF Value™ of Rp26.85 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Asuransi Maximus Graha Persada Tbk's operating assets for the quarter that ended in Sep. 2025 was Rp1,352,889 Mil. PT Asuransi Maximus Graha Persada Tbk's operating liabilities for the quarter that ended in Sep. 2025 was Rp1,045,673 Mil. PT Asuransi Maximus Graha Persada Tbk's Total Assets for the quarter that ended in Jun. 2025 was Rp1,201,496 Mil. Therefore, PT Asuransi Maximus Graha Persada Tbk's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2025 was 0.26.

ISX:ASMI
64GF Score
PT Asuransi Maximus Graha Persada Tbk ISX:ASMI
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Maximus Graha Persada Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Asuransi Maximus Graha Persada Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(1089799.784-714517.353)/961063.073
=0.39

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1108514.524 - 18714.74
=1089799.784

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=717540.883 - 50.549 - 2972.981
=714517.353

PT Asuransi Maximus Graha Persada Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2025 )
=(Operating Assets (Q: Sep. 2025 )-Operating Liabilities (Q: Sep. 2025 ))/Total Assets (Q: Jun. 2025 )
=(1352889.346-1045672.82)/1201496.461
=0.26

where

Operating Assets(Q: Sep. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=1439242.056 - 86352.71
=1352889.346

Operating Liabilities(Q: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1045923.909 - 50.549 - 200.54
=1045672.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.26 mean?
PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) has a Scaled Net Operating Assets of 0.26 as of Sep. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors.
Is PT Asuransi Maximus Graha Persada Tbk's Scaled Net Operating Assets too high?
PT Asuransi Maximus Graha Persada Tbk's current Scaled Net Operating Assets is 0.26. Overall, PT Asuransi Maximus Graha Persada Tbk has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Maximus Graha Persada Tbk's Scaled Net Operating Assets compare to CB and PGR?
PT Asuransi Maximus Graha Persada Tbk's Scaled Net Operating Assets of 0.26 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Asuransi Maximus Graha Persada Tbk and its competitors. PT Asuransi Maximus Graha Persada Tbk's current Scaled Net Operating Assets is 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Maximus Graha Persada Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp26.85, compared to a current price of Rp14.00 — trading 47.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.26. PT Asuransi Maximus Graha Persada Tbk's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI), the current Scaled Net Operating Assets is 0.26 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Maximus Graha Persada Tbk (ISX:ASMI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Maximus Graha Persada Tbk stock appears to be undervalued. The current stock price of Rp14.00 is trading 47.9% below its estimated GF Value™ of Rp26.85. GuruFocus considers PT Asuransi Maximus Graha Persada Tbk to be Significantly Undervalued.

Key valuation signals for ISX:ASMI:

  • Scaled Net Operating Assets: 0.26
  • GF Value™: Rp26.85 vs. price of Rp14.00 (47.9% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the ISX:ASMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Asuransi Maximus Graha Persada Tbk Business Description

Address Jl. Jend, Sudirman Kav. 52-53, 18 PARC Place Tower B Lt. 8, Sudirman Central Business District, Kebayoran Baru, Jakarta, IDN, 12190
PT Asuransi Maximus Graha Persada Tbk is an Indonesia-based insurance service provider. The company provides insurance services such as motor vehicle insurance, travel insurance, property insurance, marine cargo insurance, money insurance, engineering insurance, and other insurance. The group's operations are located in the geographical areas of Indonesia, namely, Sumatera, Java, Bali, Sulawesi, and Kalimantan. It derives the majority of its revenue from the operations in Jawa. The organization generates prime underwriting revenue by providing motor vehicle insurance services.
64GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp14.00
Price
Rp26.85
GF Value