PT Paninvest Tbk (ISX:PNIN) Cyclically Adjusted FCF per Share: Rp531.50 (As of Jun. 2026)

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ISX:PNIN PT Paninvest Tbk ISX:PNIN
70 GF Score
Price Rp715.00
GF Value Rp902.87
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Paninvest Tbk Cyclically Adjusted FCF per Share?

PT Paninvest Tbk ISX:PNIN 70 Cyclically Adjusted FCF per Share is Rp531.50 as of Jun. 2026. GuruFocus rates ISX:PNIN with a GF Score™ of 70/100 and a GF Value™ of Rp902.87 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Paninvest Tbk's adjusted free cash flow per share for the three months ended in Jun. 2026 was Rp1,771.135. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp531.50 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PT Paninvest Tbk's average Cyclically Adjusted FCF Growth Rate was 114.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-17), PT Paninvest Tbk's current stock price is Rp715.00. PT Paninvest Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was Rp531.50. PT Paninvest Tbk's Cyclically Adjusted Price-to-FCF of today is 1.35.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Paninvest Tbk was 219.65. The lowest was 1.32. And the median was 3.63.


PT Paninvest Tbk  (ISX:PNIN) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Paninvest Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=715.00/531.50
=1.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Paninvest Tbk was 219.65. The lowest was 1.32. And the median was 3.63.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Paninvest Tbk Cyclically Adjusted FCF per Share Related Terms


PT Paninvest Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Paninvest Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Paninvest Tbk Cyclically Adjusted FCF per Share Chart

PT Paninvest Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -38.64 -86.53 4.53 398.89 429.41

PT Paninvest Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 247.76 288.37 429.41 351.81 531.50

ISX:PNIN vs AFL, MET, PRU: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Life subindustry, PT Paninvest Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Paninvest Tbk Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Paninvest Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Paninvest Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:PNIN
70GF Score
PT Paninvest Tbk ISX:PNIN
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Paninvest Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Paninvest Tbk's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1771.135/137.6954*137.6954
=1,771.135

Current CPI (Jun. 2026) = 137.6954.

PT Paninvest Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -62.796 104.142 -83.028
201612 116.437 105.222 152.372
201703 -44.055 106.476 -56.972
201706 19.397 107.722 24.794
201709 26.223 108.020 33.427
201712 -112.312 109.017 -141.857
201803 -27.905 110.097 -34.900
201806 0.326 111.085 0.404
201809 -26.499 111.135 -32.832
201812 58.606 112.430 71.776
201903 -22.186 112.829 -27.076
201906 -26.723 114.730 -32.072
201909 68.360 114.905 81.919
201912 -81.921 115.486 -97.676
202003 18.124 116.252 21.467
202006 -33.086 116.630 -39.062
202009 15.251 116.397 18.042
202012 11.037 117.318 12.954
202103 7.073 117.840 8.265
202106 3.258 118.184 3.796
202109 16.181 118.262 18.840
202112 -41.588 119.516 -47.914
202203 -9.648 120.948 -10.984
202206 -16.749 123.322 -18.701
202209 0.567 125.298 0.623
202212 -439.259 126.098 -479.659
202303 132.381 126.953 143.583
202306 856.596 127.663 923.912
202309 -214.500 128.151 -230.475
202312 84.942 129.395 90.391
202403 1,181.595 130.607 1,245.723
202406 -624.442 130.792 -657.403
202409 2,332.971 130.361 2,464.231
202412 1,217.547 131.432 1,275.574
202503 -2,071.023 131.948 -2,161.226
202506 295.432 133.241 305.310
202509 374.695 133.819 385.549
202512 1,375.979 135.271 1,400.639
202603 -979.598 136.539 -987.897
202606 1,771.135 137.695 1,771.135

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp531.50 mean?
PT Paninvest Tbk (ISX:PNIN) has a Cyclically Adjusted FCF per Share of Rp531.50 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Paninvest Tbk and its competitors.
Is PT Paninvest Tbk's Cyclically Adjusted FCF per Share too high?
PT Paninvest Tbk's current Cyclically Adjusted FCF per Share is Rp531.50. Overall, PT Paninvest Tbk has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Paninvest Tbk's Cyclically Adjusted FCF per Share compare to AFL and MET?
PT Paninvest Tbk's Cyclically Adjusted FCF per Share of Rp531.50 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Paninvest Tbk and its competitors. PT Paninvest Tbk's current Cyclically Adjusted FCF per Share is Rp531.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Paninvest Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Paninvest Tbk (ISX:PNIN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp902.87, compared to a current price of Rp715.00 — trading 20.8% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp531.50. PT Paninvest Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Paninvest Tbk (ISX:PNIN), the current Cyclically Adjusted FCF per Share is Rp531.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Paninvest Tbk (ISX:PNIN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Paninvest Tbk stock appears to be undervalued. The current stock price of Rp715.00 is trading 20.8% below its estimated GF Value™ of Rp902.87. GuruFocus considers PT Paninvest Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNIN:

  • Cyclically Adjusted FCF per Share: Rp531.50
  • GF Value™: Rp902.87 vs. price of Rp715.00 (20.8% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the ISX:PNIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Paninvest Tbk Business Description

Address Jalan. Palmerah Utara No. 52, Panin Bank Plaza 6th Floor, Jakarta, IDN, 11480
PT Paninvest Tbk is an Indonesia-based company mainly engaged in providing life insurance products. The group classifies their lines of business into life insurance which comprises death, personal health, personal accident, unit link, and others. The company's reportable segments consist of life insurance and business consulting services, banking and multi-finance, trade and services, and tourism. Geographically, all the business activity functions through the region of Indonesia and it derives majority of the income in the form of premiums and commissions.
70GF Score

Get the complete analysis for ISX:PNIN

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp715.00
Price
Rp902.87
GF Value