PT Paninvest Tbk (ISX:PNIN) Enterprise Value: Rp34,288,045 Mil (As of Jul. 25, 2026) ***

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ISX:PNIN PT Paninvest Tbk ISX:PNIN
70 GF Score
Price Rp715.00
GF Value Rp917.46
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Paninvest Tbk Enterprise Value?

PT Paninvest Tbk ISX:PNIN -2.05% 70 Enterprise Value is Rp34,288,045 Mil as of Jul. 25, 2026. GuruFocus rates ISX:PNIN with a GF Score™ of 70/100 and a GF Value™ of Rp917.46 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PT Paninvest Tbk's Enterprise Value is Rp34,288,045 Mil. PT Paninvest Tbk's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was Rp0 Mil. Therefore, PT Paninvest Tbk's EV-to-EBIT ratio for today is .

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, PT Paninvest Tbk's Enterprise Value is Rp34,288,045 Mil. PT Paninvest Tbk's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was Rp0 Mil. Therefore, PT Paninvest Tbk's EV-to-EBITDA ratio for today is .

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, PT Paninvest Tbk's Enterprise Value is Rp34,288,045 Mil. PT Paninvest Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was Rp11,381,865 Mil. Therefore, PT Paninvest Tbk's EV-to-Revenue ratio for today is 3.01.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, PT Paninvest Tbk's Enterprise Value is Rp34,288,045 Mil. PT Paninvest Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was Rp4,698,595 Mil. Therefore, PT Paninvest Tbk's EV-to-OCF ratio for today is 7.30.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, PT Paninvest Tbk's Enterprise Value is Rp34,288,045 Mil. PT Paninvest Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was Rp4,338,899 Mil. Therefore, PT Paninvest Tbk's EV-to-FCF ratio for today is 7.90.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


PT Paninvest Tbk  (ISX:PNIN) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

PT Paninvest Tbk's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=34288044.603/0
=

PT Paninvest Tbk's current Enterprise Value is Rp34,288,045 Mil.
PT Paninvest Tbk's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

PT Paninvest Tbk's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=34288044.603/0
=

PT Paninvest Tbk's current Enterprise Value is Rp34,288,045 Mil.
PT Paninvest Tbk's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp0 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

PT Paninvest Tbk's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=34288044.603/11381865
=3.01

PT Paninvest Tbk's current Enterprise Value is Rp34,288,045 Mil.
PT Paninvest Tbk's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp11,381,865 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

PT Paninvest Tbk's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=34288044.603/4698595
=7.30

PT Paninvest Tbk's current Enterprise Value is Rp34,288,045 Mil.
PT Paninvest Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp4,698,595 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

PT Paninvest Tbk's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=34288044.603/4338899
=7.90

PT Paninvest Tbk's current Enterprise Value is Rp34,288,045 Mil.
PT Paninvest Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp4,338,899 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Paninvest Tbk Enterprise Value Related Terms


PT Paninvest Tbk Enterprise Value Historical Data

* Premium members only.

The historical data trend for PT Paninvest Tbk's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Paninvest Tbk Enterprise Value Chart

PT Paninvest Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30,842,491.32 33,198,114.38 34,380,987.14 32,741,039.82 39,192,970.82

PT Paninvest Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37,613,191.86 38,266,052.32 34,797,631.20 39,192,970.82 34,471,119.24

ISX:PNIN vs AFL, MET, PRU: Enterprise Value Comparison

For the Insurance - Life subindustry, PT Paninvest Tbk's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Paninvest Tbk Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Paninvest Tbk's Enterprise Value distribution charts can be found below:

* The bar in red indicates where PT Paninvest Tbk's Enterprise Value falls into.


ISX:PNIN
70GF Score
PT Paninvest Tbk ISX:PNIN
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Paninvest Tbk Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

PT Paninvest Tbk's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

PT Paninvest Tbk's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of Rp34,288,045 Mil mean?
PT Paninvest Tbk (ISX:PNIN) has a Enterprise Value of Rp34,288,045 Mil as of Jul. 25, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Paninvest Tbk and its competitors.
Is PT Paninvest Tbk's Enterprise Value too high?
PT Paninvest Tbk's current Enterprise Value is Rp34,288,045 Mil. Overall, PT Paninvest Tbk has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Paninvest Tbk's Enterprise Value compare to AFL and MET?
PT Paninvest Tbk's Enterprise Value of Rp34,288,045 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on PT Paninvest Tbk and its competitors. PT Paninvest Tbk's current Enterprise Value is Rp34,288,045 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Paninvest Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Paninvest Tbk (ISX:PNIN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp917.46, compared to a current price of Rp715.00 — trading 22.1% below its estimated fair value. The current Enterprise Value is Rp34,288,045 Mil. PT Paninvest Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For PT Paninvest Tbk (ISX:PNIN), the current Enterprise Value is Rp34,288,045 Mil as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Paninvest Tbk (ISX:PNIN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Paninvest Tbk stock appears to be undervalued. The current stock price of Rp715.00 is trading 22.1% below its estimated GF Value™ of Rp917.46. GuruFocus considers PT Paninvest Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNIN:

  • Enterprise Value: Rp34,288,045 Mil
  • GF Value™: Rp917.46 vs. price of Rp715.00 (22.1% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the ISX:PNIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Paninvest Tbk Business Description

Address Jalan. Palmerah Utara No. 52, Panin Bank Plaza 6th Floor, Jakarta, IDN, 11480
PT Paninvest Tbk is an Indonesia-based company mainly engaged in providing life insurance products. The group classifies their lines of business into life insurance which comprises death, personal health, personal accident, unit link, and others. The company's reportable segments consist of life insurance and business consulting services, banking and multi-finance, trade and services, and tourism. Geographically, all the business activity functions through the region of Indonesia and it derives majority of the income in the form of premiums and commissions.
70GF Score

Get the complete analysis for ISX:PNIN

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp715.00
Price
Rp917.46
GF Value