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PT Paninvest TbkISX:PNIN -2.05%69 FCF Yield % is 149.15 as of Jul. 25, 2026, which is 372775% above its 10-year median of 0.04. GuruFocus rates ISX:PNIN with a GF Score™ of 69/100 and a GF Value™ of Rp917.46 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 504 Insurance companies, PT Paninvest Tbk ranks better than 98.41% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
PT Paninvest Tbk FCF Yield % Related Terms
PT Paninvest Tbk FCF Yield % Historical Data
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The historical data trend for PT Paninvest Tbk's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, PT Paninvest Tbk's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Paninvest Tbk FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Paninvest Tbk's FCF Yield % distribution charts can be found below:
* The bar in red indicates where PT Paninvest Tbk's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Paninvest Tbk (ISX:PNIN) has a FCF Yield % of 149.15 as of Jul. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Paninvest Tbk and its competitors. This is 372775% above median its historical median of 0.04. According to the industry distribution chart, PT Paninvest Tbk ranks #8 out of 504 companies in the Insurance industry, placing it in the top 1.6%.
Is PT Paninvest Tbk's FCF Yield % too high?
PT Paninvest Tbk's current FCF Yield % of 149.15 is 372775% above median its 10-year median of 0.04. The Insurance industry median FCF Yield % is 7.12. PT Paninvest Tbk's value of 149.15 is 1996.3% above this industry median. Based on the distribution chart, PT Paninvest Tbk ranks #8 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Paninvest Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Paninvest Tbk's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, PT Paninvest Tbk ranks #8 out of 504 companies for FCF Yield %. This places PT Paninvest Tbk in the top 2% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.12. PT Paninvest Tbk's value of 149.15 is 1996.3% above this benchmark. While the company's 10-year median is 0.04 vs. the industry median of 7.12, PT Paninvest Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Paninvest Tbk's current FCF Yield % of 149.15 is 1996.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on PT Paninvest Tbk and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Paninvest Tbk's current FCF Yield % is 149.15, which is 372775% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Paninvest Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Paninvest Tbk (ISX:PNIN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp917.46, compared to a current price of Rp715.00 — trading 22.1% below its estimated fair value. The current FCF Yield % is 149.15, which is 372775% above median its 10-year median of 0.04 and 1996.3% above the Insurance industry median of 7.12. PT Paninvest Tbk's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For PT Paninvest Tbk (ISX:PNIN), the current FCF Yield % is 149.15 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Paninvest Tbk (ISX:PNIN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Paninvest Tbk stock appears to be undervalued.
The current stock price of Rp715.00 is trading 22.1% below its estimated GF Value™ of Rp917.46.
GuruFocus considers PT Paninvest Tbk to be Modestly Undervalued.
Key valuation signals for ISX:PNIN:
FCF Yield %: 149.15 (372775% above median its 10-year median of 0.04)
GF Value™: Rp917.46 vs. price of Rp715.00 (22.1% below fair value)
Industry Position: 1996.3% above the Insurance median (#8 of 504)
No single metric tells the full story. See the ISX:PNIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Paninvest Tbk is an Indonesia-based company mainly engaged in providing life insurance products. The group classifies their lines of business into life insurance which comprises death, personal health, personal accident, unit link, and others. The company's reportable segments consist of life insurance and business consulting services, banking and multi-finance, trade and services, and tourism. Geographically, all the business activity functions through the region of Indonesia and it derives majority of the income in the form of premiums and commissions.
69GF Score
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