PT Paninvest Tbk (ISX:PNIN) OCF Margin %: -137.21% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:PNIN PT Paninvest Tbk ISX:PNIN
69 GF Score
Price Rp715.00
GF Value Rp917.46
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Paninvest Tbk OCF Margin %?

PT Paninvest Tbk ISX:PNIN -2.05% 69 OCF Margin % is -137.21% as of Mar. 2026. GuruFocus rates ISX:PNIN with a GF Score™ of 69/100 and a GF Value™ of Rp917.46 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, PT Paninvest Tbk ranks better than 90.62% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. PT Paninvest Tbk's Cash Flow from Operations for the three months ended in Mar. 2026 was Rp-3,985,315 Mil. PT Paninvest Tbk's Revenue for the three months ended in Mar. 2026 was Rp2,904,577 Mil. Therefore, PT Paninvest Tbk's OCF Margin % for the quarter that ended in Mar. 2026 was -137.21%.

As of today, PT Paninvest Tbk's current OCF Yield % is 153.99%.

The historical rank and industry rank for PT Paninvest Tbk's OCF Margin % or its related term are showing as below:

ISX:PNIN' s OCF Margin % Range Over the Past 10 Years
Min: -13.42   Med: -0.78   Max: 155.7
Current: 41.28


During the past 13 years, the highest OCF Margin % of PT Paninvest Tbk was 155.70%. The lowest was -13.42%. And the median was -0.78%.

ISX:PNIN's OCF Margin % is ranked better than
90.62% of 501 companies
in the Insurance industry
Industry Median: 10.91 vs ISX:PNIN: 41.28


PT Paninvest Tbk OCF Margin % Related Terms


PT Paninvest Tbk OCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Paninvest Tbk's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Paninvest Tbk OCF Margin % Chart

PT Paninvest Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.02 -13.42 36.21 155.70 3.03

PT Paninvest Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -342.61 35.46 46.98 411.88 -137.21

ISX:PNIN vs AFL, MET, PRU: OCF Margin % Comparison

For the Insurance - Life subindustry, PT Paninvest Tbk's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Paninvest Tbk OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Paninvest Tbk's OCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Paninvest Tbk's OCF Margin % falls into.


ISX:PNIN
69GF Score
PT Paninvest Tbk ISX:PNIN
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Paninvest Tbk OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

PT Paninvest Tbk's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=330707/10915370
=3.03 %

PT Paninvest Tbk's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-3985315/2904577
=-137.21 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -137.21% mean?
PT Paninvest Tbk (ISX:PNIN) has a OCF Margin % of -137.21% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Paninvest Tbk and its competitors. According to the industry distribution chart, PT Paninvest Tbk ranks #47 out of 501 companies in the Insurance industry, placing it in the top 9.4%.
Is PT Paninvest Tbk's OCF Margin % too high?
PT Paninvest Tbk's current OCF Margin % is -137.21%. Based on the distribution chart, PT Paninvest Tbk ranks #47 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Paninvest Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Paninvest Tbk's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, PT Paninvest Tbk ranks #47 out of 501 companies for OCF Margin %. This places PT Paninvest Tbk in the top 9% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.91. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.91, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on PT Paninvest Tbk and its competitors. For the Insurance industry, the median OCF Margin % is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Paninvest Tbk's current OCF Margin % is -137.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Paninvest Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Paninvest Tbk (ISX:PNIN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp917.46, compared to a current price of Rp715.00 — trading 22.1% below its estimated fair value. The current OCF Margin % is -137.21%. PT Paninvest Tbk's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For PT Paninvest Tbk (ISX:PNIN), the current OCF Margin % is -137.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Paninvest Tbk (ISX:PNIN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Paninvest Tbk stock appears to be undervalued. The current stock price of Rp715.00 is trading 22.1% below its estimated GF Value™ of Rp917.46. GuruFocus considers PT Paninvest Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNIN:

  • OCF Margin %: -137.21%
  • GF Value™: Rp917.46 vs. price of Rp715.00 (22.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the ISX:PNIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Paninvest Tbk Business Description

Address Jalan. Palmerah Utara No. 52, Panin Bank Plaza 6th Floor, Jakarta, IDN, 11480
PT Paninvest Tbk is an Indonesia-based company mainly engaged in providing life insurance products. The group classifies their lines of business into life insurance which comprises death, personal health, personal accident, unit link, and others. The company's reportable segments consist of life insurance and business consulting services, banking and multi-finance, trade and services, and tourism. Geographically, all the business activity functions through the region of Indonesia and it derives majority of the income in the form of premiums and commissions.
69GF Score

Get the complete analysis for ISX:PNIN

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp715.00
Price
Rp917.46
GF Value