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The historical data trend for PT Paninvest Tbk's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISX:PNIN vs MET, AFL, PRU: FCF Margin % Comparison
For the Insurance - Life subindustry, PT Paninvest Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Paninvest Tbk FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, PT Paninvest Tbk's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Paninvest Tbk's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Paninvest Tbk (ISX:PNIN) has a FCF Margin % of 289.82% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Paninvest Tbk and its competitors. According to the industry distribution chart, PT Paninvest Tbk ranks #13 out of 497 companies in the Insurance industry, placing it in the top 2.6%.
Is PT Paninvest Tbk's FCF Margin % too high?
PT Paninvest Tbk's current FCF Margin % is 289.82%. The Insurance industry median FCF Margin % is 9.12. PT Paninvest Tbk's value of 289.82% is 3077.9% above this industry median. Based on the distribution chart, PT Paninvest Tbk ranks #13 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, PT Paninvest Tbk has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Paninvest Tbk's FCF Margin % compare to MET and AFL?
According to the Insurance industry distribution chart, PT Paninvest Tbk ranks #13 out of 497 companies for FCF Margin %. This places PT Paninvest Tbk in the top 3% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.12. PT Paninvest Tbk's value of 289.82% is 3077.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.12, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Paninvest Tbk's current FCF Margin % of 289.82% is 3077.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Paninvest Tbk and its competitors. For the Insurance industry, the median FCF Margin % is 9.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Paninvest Tbk's current FCF Margin % is 289.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Paninvest Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Paninvest Tbk (ISX:PNIN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp902.16, compared to a current price of Rp730.00 — trading 19.1% below its estimated fair value. The current FCF Margin % is 289.82% and 3077.9% above the Insurance industry median of 9.12. PT Paninvest Tbk's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Paninvest Tbk (ISX:PNIN), the current FCF Margin % is 289.82% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Paninvest Tbk (ISX:PNIN) Overvalued in 2026?
Based on GuruFocus' analysis, PT Paninvest Tbk stock appears to be undervalued.
The current stock price of Rp730.00 is trading 19.1% below its estimated GF Value™ of Rp902.16.
GuruFocus considers PT Paninvest Tbk to be Modestly Undervalued.
Key valuation signals for ISX:PNIN:
FCF Margin %: 289.82%
GF Value™: Rp902.16 vs. price of Rp730.00 (19.1% below fair value)
Industry Position: 3077.9% above the Insurance median (#13 of 497)
No single metric tells the full story. See the ISX:PNIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Paninvest Tbk is an Indonesia-based company mainly engaged in providing life insurance products. The group classifies their lines of business into life insurance which comprises death, personal health, personal accident, unit link, and others. The company's reportable segments consist of life insurance and business consulting services, banking and multi-finance, trade and services, and tourism. Geographically, all the business activity functions through the region of Indonesia and it derives majority of the income in the form of premiums and commissions.
63GF Score
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