PT Paninvest Tbk (ISX:PNIN) ROE % Adjusted to Book Value: 61.79% (As of Mar. 2026)

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ISX:PNIN PT Paninvest Tbk ISX:PNIN
69 GF Score
Price Rp715.00
GF Value Rp917.46
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Paninvest Tbk ROE % Adjusted to Book Value?

PT Paninvest Tbk ISX:PNIN -2.05% 69 ROE % Adjusted to Book Value is 61.79% as of Mar. 2026. GuruFocus rates ISX:PNIN with a GF Score™ of 69/100 and a GF Value™ of Rp917.46 (Modestly Undervalued). The stock has 2 warning signs investors should review.

PT Paninvest Tbk's ROE % for the quarter that ended in Mar. 2026 was 8.65%. PT Paninvest Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 0.14. PT Paninvest Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 61.79%.


PT Paninvest Tbk ROE % Adjusted to Book Value Related Terms


PT Paninvest Tbk ROE % Adjusted to Book Value Historical Data

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The historical data trend for PT Paninvest Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Paninvest Tbk ROE % Adjusted to Book Value Chart

PT Paninvest Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.63 38.26 22.80 32.05 27.80

PT Paninvest Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.74 10.78 37.73 36.53 61.79

ISX:PNIN vs AFL, MET, PRU: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, PT Paninvest Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Paninvest Tbk ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Paninvest Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT Paninvest Tbk's ROE % Adjusted to Book Value falls into.


ISX:PNIN
69GF Score
PT Paninvest Tbk ISX:PNIN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Paninvest Tbk ROE % Adjusted to Book Value Calculation

PT Paninvest Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.17% / 0.15
=27.80%

PT Paninvest Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.65% / 0.14
=61.79%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 61.79% mean?
PT Paninvest Tbk (ISX:PNIN) has a ROE % Adjusted to Book Value of 61.79% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Paninvest Tbk and its competitors.
Is PT Paninvest Tbk's ROE % Adjusted to Book Value too high?
PT Paninvest Tbk's current ROE % Adjusted to Book Value is 61.79%. Overall, PT Paninvest Tbk has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Paninvest Tbk's ROE % Adjusted to Book Value compare to AFL and MET?
PT Paninvest Tbk's ROE % Adjusted to Book Value of 61.79% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Paninvest Tbk and its competitors. PT Paninvest Tbk's current ROE % Adjusted to Book Value is 61.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Paninvest Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Paninvest Tbk (ISX:PNIN) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp917.46, compared to a current price of Rp715.00 — trading 22.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 61.79%. PT Paninvest Tbk's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Paninvest Tbk (ISX:PNIN), the current ROE % Adjusted to Book Value is 61.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Paninvest Tbk (ISX:PNIN) Overvalued in 2026?

Based on GuruFocus' analysis, PT Paninvest Tbk stock appears to be undervalued. The current stock price of Rp715.00 is trading 22.1% below its estimated GF Value™ of Rp917.46. GuruFocus considers PT Paninvest Tbk to be Modestly Undervalued.

Key valuation signals for ISX:PNIN:

  • ROE % Adjusted to Book Value: 61.79%
  • GF Value™: Rp917.46 vs. price of Rp715.00 (22.1% below fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the ISX:PNIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Paninvest Tbk Business Description

Address Jalan. Palmerah Utara No. 52, Panin Bank Plaza 6th Floor, Jakarta, IDN, 11480
PT Paninvest Tbk is an Indonesia-based company mainly engaged in providing life insurance products. The group classifies their lines of business into life insurance which comprises death, personal health, personal accident, unit link, and others. The company's reportable segments consist of life insurance and business consulting services, banking and multi-finance, trade and services, and tourism. Geographically, all the business activity functions through the region of Indonesia and it derives majority of the income in the form of premiums and commissions.
69GF Score

Get the complete analysis for ISX:PNIN

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp715.00
Price
Rp917.46
GF Value